• For advanced English listeners, learning to choose and use the right words and ways to organize and retain the received information is just as important as the task of achieving a correct understanding of the information itself.
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1 Part I Getting ready
• There is an old joke about the conflicting ideas on money: One person remarks, "money is the root of all evil," and his friend responds, "I know, I've been rooting for it all my life." What is your view?
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• investment portfolio 投资证券组合 • portfolio investment 笼统有价证券投资；间接投资 • product portfolio 产品组合；产品系列 • portfolio selection 组合证券投资选择；[经]笼统投
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• Passbook:N-COUNTA passbook is a small book recording the amount of money you put in or take out of a savings account at a bank. 存折
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1 section B
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1 section B
• You are going to hear some people giving their opinions about wealth and poverty. What would you reply to these people? The following expressions are for your reference only.
• 2. N-COUNTThe budபைடு நூலகம்et of an organization or country is its financial situation, considered as the difference between the money it receives and the money it spends. (机构、政府等的) 财政收支状况[商业] E.g.The hospital obviously needs to balance the budget each year. 该医院显然每 年都需要平衡其财务收支。
• 例： ...the national lottery. …全国性的彩票抽奖。 • 2. N-SINGIf you describe something as a lottery, you mean
that what happens depends entirely on luck or chance. 靠运 气的事 • 例： The stockmarket is a lottery. 股市靠的是运气。 • lottery ticket 彩票；奖券 • welfare lottery 福利彩票
• 3. V-T/V-IIf you budget certain amounts of money for particular things, you decide that you can afford to spend those amounts on those things. 安排开支; 编制预算
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• Worse off: poorer or in a more difficult situation. • Better off: having more money than you had in the past or more money
than most other people. • Inherit: v.继承；遗传而得 ;成为继承人 • 1. obtain from someone after their death I inherited a castle from my
French grandparents • 2. receive from a predecessor The new chairman inherited many problems
from the previous chair • 3. receive by genetic transmission
employers the artist had put together a portfolio of his work every actor has a portfolio of photographs • 3. a list of the financial assets held by an individual or a bank or other financial institution they were disappointed by the poor returns on their stock portfolio • 4. the role of the head of a government department he holds the portfolio for foreign affairs
could be costing you some of your paycheck. • 你是一只眼睛大一只眼睛小吗？如果是，你拿到
的薪水可能会因此比平均水平低。
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• Lottery:1. N-COUNTA lottery is a type of gambling game in which people buy numbered tickets. Several numbers are then chosen, and the people who have those numbers on their tickets win a prize. 彩票抽奖
• portfolio :n.公文包；文件夹；证券投资组合；部长职务 • 1. a large, flat, thin case for carrying loose papers or drawings or maps; usually
leather he remembered her because she was carrying a large portfolio • 2. a set of pieces of creative work collected to be shown to potential customers or
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• Budget: 1. N-COUNTYour budget is the amount of money that you have available to spend. The budget for something is the amount of money that a person, organization, or country has available to spend on it. 预算[商业] E.g.Someone had furnished the place on a tight budget. 有人用不多的钱把那个地 方布置了一下。
资选择 • portfolio management 组合管理；资产组合管理；
证券投资管理
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• annual return: [会计] 年利润，岁入 • Paycheck:n.付薪水的支票，薪水 • a check issued in payment of wages or salary • E.g Have one eye that's smaller than the other? It
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• I agree + reason That's right/true, because... Yes, absolutely! I couldn't agree more... That's just what I think. You've got a point there.
allowance for profit • 4. a permissible difference; allowing some freedom to move within limits • 5. a reserve fund created by a charge against profits in order to provide for
• 4. budgetingN-UNCOUNT预算
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• Allowance:n. 津贴，零用钱；允许；限额 • 1. an amount allowed or granted (as during a given period) travel allowance my
changes in the value of a company's assets • 6. the act of allowing He objected to the allowance of smoking in the dining room • v.定量供应 • put on a fixed allowance, as of food