Code No.
CHINA CITIC BANK
Personal Loan Contract
(2011)
China CITIC Bank Corporation Limited
Borrower (hereinafter called “Party A”):
ID name and code No: ID card
Number-
Address of living place:
Post code:Contact number:
Co-borrower:
ID name and code No: ID card
Number-
Address of living place:
Post code:Contact number:
Lender (hereinafter called “Party B”):
Address of living place:
Legal representative/responsible:
Post code:Contact number:
Mortgager:/
ID name and code No: ID card /
Number- /
Address of living place:
Post code: / Contact number: /
Pledger:
ID name and code No: ID card
Number-
Address of living place:
Post code:Contact number: Guarantor: /
ID name and code No:/
Address of living place:/
Post code:/ Contact number:/
According to the relevant laws and regulations of the Contract Law of the People’s Republic of China, Guarantee Law of the People’s Republic of China and Real Right Law of the People’s Republic of China, Party A, Party B and the relevant Guarantor, after reaching agreement through negotiations, hereby enter into this contract.
Article 1 Amount of Loan
1.1 The amount of loan is referred to Article 15.1 under this contract.
Article 2 Purpose of Loan and Disbursing Objects (Scope)
2.1 Purpose of loan for this contract is referred to Article 15.2. Within the term of loan, Party A promises that the loan under the contract shall not be fed into the stock market, forward market and equity capital investments in any forms, not be used to obtain illegal incomings by loan and not be used to operate any items against national laws and regulations. Otherwise Party A shall take responsibilities on any losses of Party B.
2.2 The scope of Disbursing Objects for this contract is referred to Article 15.
3. Article 3 Interest of Loan
3.1 Interest of loan is referred to Article 15.
4.
3.2 During the term of this loan contract, the adjust method of loan interest rate is referred to Article 15.
4.
Article 4 Term of Loan
4.1 Term of loan is referred to Article 1
5.5.
Article 5 Release and Payment of Funds under the Loan
5.1 Party B will release the funds on the requisite basis of all the following conditions are fulfilled, unless Party B releases one or more of the following conditions:
5.1.1 Party A has provided evidences complying with requirements of Party B;
5.1.2 Party A has completed the loan applying and guaranteeing procedures;
5.1.3 Party A has signed the legal documents with check and approval of Party B;
5.1.4 Party A has completed and signed the other procedures and the legal documents requested by Party B and with check and approval of Party B;
5.2 After funds release is approved, Party A will grant Party B to transfer the loan into the account designated by Party A and approved by Party B.
The loan shall be released according to the Article 5.3. Without check and approval of Party B, Party A cannot change the way and arrangement of payment.
5.3 The payment of loan shall adopt the trusted way by Party B with exceptional situations Party A applies to the independent payment shall be
with check and approval of Party B. The specific ways of payment as followings:
5.3.1 Entrusted payment by Party B
Adopting this way of payment, Party A shall provide the payment application as using the loan and fill the Attachment C.
Before payment of the loan, the Party B shall check the relevant materials and documents provided by Party A fit the stipulations of the contract whether or not. With the check and approval of Party B and the commission of payment by Party A, Party B should transfer the loan to the trading object account listed in the Payment Order/Application by Party A.
5.3.2 Independent Payment Application by Party A
Under one of the following circumstances, the application provided by Party A shall be checked and approved by Party B and Party B can adopts the way of Independent Payment by Party A:
(1) Party A cannot identify the specific trading object in advance and the sum
not exceeding 300,000RMB;
(2) The trading object of Party A has no qualifications of effective non-cash
settlement method;
(3) The loan is used in manufacture and operation and the sum not exceeding
500,000RMB
(4) Other circumstances prescribed by laws and regulations.
Adopting the way of Independent Payment, Party A shall fill the Attachment D and explain specially the reasons for this application. the application provided by Party A shall be checked and approved by Party B and Party B can adopts the way of Independent Payment by Party A.
Article 6 Repayment of the Loan
6.1 Party A, based on relevant regulations of Party B, shall select ways of interest calculation, interest settlement and loan principal repayment under Article 15.6.
6.2 The Party A shall pay off the principal, interest and other items in full prior to the stipulated due repayment day under this contract (details under Article 15.6), by depositing one of any repayment account opened by Party B (Account name and Account No. are given in Article 15.7), and irrevocably authorizes Party B to draw the funds receivable directly from the account above on the due repayment day.
6.3 In case Party A breaches the contract, failing to repay the funds on due date or failing to pay funds in full, Party B has the right to charge higher interest rate on overdue loans as prescribed by the People’s Bank of China(penalty
interest rate on overdue loan is stipulated under Article 15.8). In case that Party A fails to use the funds for the agreed purposed under this contract, Party B has the right to charge penalty interest rate on overdue loans as prescribed by the People’s Bank of China (penalty interest rate on misappropriation of loan is stipulated under Article 15.8). For overdue loan or loan of misappropriate use, Party B shall calculate the interest rate based on penalty interest rate from the day of overdue loan or misappropriate use of loan till the principal and interest are paid off. If Party A fails to pay off the interest on due date, Party B shall calculate compound interest based on penalty interest rate.
6.4 Party A and Party B agree to follow the principle of “repaying interest before the principal”, and Party B shall deduct the funds repaid by Party A in a sequence of “the principal and interest for overdue loan, penalty interest and compound interest – current interest - principal”, meanwhile, Party B has the right to allocate the due paying item in the repayment account at any time. Article 7 Repayment in Advance
7.1 If Party A is able to pay off the loan ahead of time, it shall submit to Party B the irrevocable loan repayment application and repayment plan. After checking and confirming that Party A has no delay of loan principal and interest and has paid off the current interest, Party B will approval the repayment ahead application, then Party A can repay the loan in advance. The interest repayable before repayment-in-advance day shall not be adjusted.
7.2 For repayment in advance, Party B can charge penalty to Party A under Article 15.9.
7.3 With the approve of Party B, the both sides shall perform the automatic repayment in advance stipulation if Party A sets up the automatic repayment in advance, which is specified in Article 15.9.
Article 8 Guarantee of Loan
8.1 The guarantee type for the loan is specified in Article 15.10.
8.2 Scope of Guarantee
8.2.1 The principal of loan, interest (including compound interest), penalty interest under this contract;
8.2.2 Penalty, compensation, reimbursement;
8.2.3 Expenses arising from realization of liability and guarantee right(including, but not limited to attorneys' fees, assessment fee, auction fee, law suit fee, all-risk fee, travel expense etc.).
8.3 Mortgage Guarantee
8.3.1 The mortgager voluntarily mortgages the property in Guaranty List- the Attachment A of this contract, and agrees to be restricted by this contract.
8.3.2 The co-owner of the mortgaged property under this contract agrees to mortgage the property and be restricted by this contract.
8.3.3 The mortgager shall complete the registration of mortgaged property based on laws and regulations. The mortgager shall take on the fees for the mortgaged property. The mortgager shall provide to the Party B the evidence documents and relevant materials of ownership of the guaranty, and the original of Mortgage Registration Certificate shall be kept by Party B.
8.3.4 Party B can exercise the mortgage right in case one of following situations happens:
(1) Party A fails to repay the due loan payable and/or other items payable based on this contract;
(2) Party breaches the contract, party B claims to take back the loan in advance, and Party B fails to be paid off or not fully paid off;
(3) The mortgager breaches the contract by disposing the guaranty, or implements action enough to decrease the value of guaranty, and Party B is refused of restoring the guaranty to original value or providing guarantee, Party
B can exercise the mortgage right in advance.
8.3.5 Party B can select any one of the following ways to realize the mortgage right:
(1) Discount of mortgage in agreement with mortgager;
(2) Auction of guaranty;
(3) Sale of mortgage;
(4) Other ways allowed by law.
8.3.6 The mortgager shall provide to Party B the Ownership certificate and other valid certification documents and relevant materials, after confirmation of Party B, all documentation aforementioned shall be kept by Party B.
8.3.7 Under condition that Party A pays off the total loan principal and interest, and in fulfillment of all items under this contract, the mortgage relationship shall terminate.
8.3.8 Within the period of mortgage, the mortgager shall inform the Party B in a written way all situations he knows or should know that have produced or may produce adverse impact on the guaranty
8.3.9 Within the period of mortgage, the entire guaranty shall be taken good care of by the mortgager, who as well responsible for repair and maintenance to make sure that the guaranty is all preserved well, and subject himself to the supervision and inspection from Party B at any time.
8.3.10 Within the period of mortgage, should any decreases happen owing to the action of mortgager, Party B has the right to request the mortgager to stop
the action and restore the value or provide guaranty worth the equal value of the decreases within ten(10) days.
8.3.11 Within the period of mortgage, without any written approval from Party B, the mortgager shall have no right to dispose the guaranty (disposing way includes, but not limited to, transferring, renting, selling, donating the guaranty).
8.3.12 Within the period of mortgage, any money got by transferring the guaranty based on the approval of Party B shall be used for paying off the loan ahead of schedule or changed to fixed deposit for guarantee.
8.3.13 As per the requests of Party B, the mortgager shall give an insurance upon his guaranty, and Party B should be the insured enjoying right of exclusive and being paid off with priority/ primary beneficiary, and no items against benefits of Party B shall be specified. The insurance term shall be longer than loan term under this contract. If term of loan under this contract is extended, the mortgager shall agree on the renewal insurance for the guaranty. The originals of insurance policy and renewal order shall be kept by Party B. If mortgager refuses extending the insurance term, Party B has the right to deal with insurance term extending instead of mortgager, and the renewal insurance cost shall be taken on by the mortgager. Should any losses caused by refusal of insurance or renewal insurance, or failing to pay for the insurance from mortgager, the mortgager shall take on them.
8.3.14 Within the period of mortgage, the mortgager shall not discontinue or cancel the abovementioned insurance.
8.3.15 Within the period of mortgage, should any accident happens to the guaranty, insurance compensation should be used for paying off the loan under this contract ahead of schedule with priority.
8.3.16 When Party B and Party A change the contract (including, but not limited to, amount of loan, term of loan, interest rate, type of interest settlement, type of repayment, period of repayment, repayment amount for each period), the mortgager is no need to be notified if responsibility of mortgager is not increased accordingly, and the mortgager is still bear the responsibility of guarantee.
8.3.17Within the period of mortgage, if the Party B and the mortgager who get information about the mortgaged premises should be removed shall inform Party B in written form in time. The Party B and the mortgager shall take the breach duties if they do not inform Party B in time. And with the consent of both Parties and the mortgager, Party B has the right to choose the following ways to deal with the removed premises:
(1) If the mortgaged premises are removed and remedied by the way of swapping property right, Party B has the following rights:
(i) Party A discharges the debt in advance; or
(ii)The mortgager shall sign a new mortgage agreement with Party B as mortgagee on the subject of new premises. Party A shall provided new mortgage to Party B and admitted by Party B before the mortgaged premises are removed and the mortgage do not fulfill the registering procedures of newly mortgaged premises.
(2) If the mortgaged premises are removed and remedied by the way of compensatory money, Party B has the following rights:
(i) Party A discharges the debt in advance; or
(ii) The mortgager shall deposit the compensatory money into the security money account prescribed by Party B as the Pledge Guarantee of this contract; or
(iii) The mortgager shall pledge the Certificate of Deposit of the compensatory money as the Pledge Guarantee of this contract.
(3) Part A and party B shall negotiate the sequent matters about the removed premises if the removed premises are not remedied by the ways in (1), (2) mentioned above or other matters not mentioned in (1), (2).
8.4 Pledge Guarantee
8.4.1 The pledger voluntarily pledges the movable assets/rights in Pledges List- Attachment B of this contract, and agrees to be restricted by this contract.
8.4.2 The co-owner of the pledges under this contract agrees on pledging and be restricted by this contract.
8.4.3 Party B can exercise the pledge right in case one of following situations happens:
(1) Party A fails to repay the due loan payable and/or other items payable based on this contract;
(2) Party breaches the contract, party B claims to take back the loan in advance, and Party B fails to be paid off or not fully paid off;
(3) Should the value of pledges is decreased, and the pledger fails to provide guarantee required by Party B, Party B can exercise the pledge right in advance.
8.4.4 Party B can select any one of the following ways to realize the pledge right:
(1) Discount of pledges in agreement with pledger;
(2) Auction of pledges;
(3) Sale of pledges;
(4) Other ways allowed by laws.
8.4.5 When Party B and Party A change the contract(including, but not limited to, amount of loan, term of loan, interest rate, type of interest settlement, type of repayment, period of repayment, repayment amount for each period), there is no need to ask for approval of the pledger, and the pledger is still bear the responsibility of guarantee.
8.4.6 The pledger shall provide to Party B the evidence certificates, after confirmation of Party B, and all certificates shall be kept by Party B. When Party A pays off the principal, interest and expenses for the whole loan under this contract, or the pledger pays off the guaranteed security instead of Party A, Party B shall return the pledges and relevant certificates to the pledger.
8.5 Guarantee
8.5.1 The guarantee form under this contract is joint liability assurance.
8.5.2 The guarantee period is two years, from the day when the contract becomes effective till the expiring day of liability fulfillment term under this contract.
8.5.3 Within the term of loan, should the guarantor be declared bankrupt or be dissolved, or under insolvency to lose qualification of guarantee and ability, the guarantor should notify Party B in time, and Party should provide a new guarantee.
8.5.4 Within the period of guarantee, when Party B and Party A change the contract (including, but not limited to, amount of loan, term of loan, interest rate, type of interest settlement, type of repayment, period of repayment, repayment amount for each period), the mortgager is no need to be notified if responsibility of guarantor is not increased accordingly, and the guarantor is still bear the responsibility of guarantee.
8.5.5 All obligation of the guarantor under this contract is successive, and full binding force shall be put on his legal successor.
8.5.6 The guarantor will abandon all the defenses and rights according to the Article 28 of the Law of Guarantee and the Article 176 of the Real Right Law. Article 9 Miscellaneous Rights and Obligations
9.1 Party A shall ensure the loan application data are complete, true, valid and legal, and cooperate with Party A to investigate, censor and check the data. 9.2 At regular time or any time requested by Party B, Party A should provide the documents or certificates reflecting truly the financial status or income of Party A.
9.3 Within period of this contract, should any changes occur in company, address, contact way of Party A, he shall inform Party B within ten (10) days
after the changes.
9.4Within period of this contract, should any deteriorating situation of earnings happens to the Borrower or his family that substantially influence his repayment ability, Party A should notify Party B in written way within three (3) days after the changes
9.5 Party A shall not use the loan funds for other purpose than that prescribed under this contract. If Party A does not use the loan on the agreed purpose under this contract, he should clear the loan with Party B ahead of schedule, otherwise, Party A shall be treated as misappropriate use of loan.
9.6 Within period of this contract, should any changes happens or may happen to the guarantor that influence his guaranteeing ability, Party A should notify Party B in written way within five (5) days after the changes and provide a new guarantee complying with requirement of Party B or take any remedial measures approved by Party B within ten (10) days.
9.7 Party A shall insure according to the requests of Party B and give the priority of compensation right to Party B. Within period of this contract, Party A shall not suspend or revoke the insurance.
9.8 Party A shall be responsible for handling the attorney service, insurance, evaluation，registry, notarization, etc. related to the contract and all expenses.
9.9 Party B shall keep a secret for Party A and spouse, the co-borrower and the spouse and the guarantor in natural situation and repayment credit, with exception of exposure according to laws and regulations or at the request of supervision divisions. The natural situation of Party A and spouse, the co-borrower and the spouse and the guarantor comes from themselves, and they shall be responsible for the trueness of the materials. The information of repayment credit is subject to record of Party B. Party B has the right to input the situation and information aforementioned into Personal Credit Data Base System established and/or approved by Financial Supervisory Authority. Article 10 Default Liability
10.1 Fault liability occurs in case any one of the following situations happens: 10.1.1 Party A changes the purpose of the loan;
10.1.2 Party A breaches the contract, failing to repay the funds on due date or failing to pay funds in full;
10.1.3 The certificates and materials provided by Party A are insufficient, fake or illegal;
10.1.4 Party A does not disburse the loan according to the stipulations in this Contract;
10.1.5 Party A is deceased, declared disappearance or death, no heirs,
donatee, property keeper, guardian after losing the capacity of civil conduct, or his heir, donatee, property keeper, guardian refuses to fulfill this contract; 10.1.6 Within the period of the contract, in case that the mortgager disposes the property without approval of Party B, or action of the mortgager can decrease the value of guaranty, Party B is refused of restoring the property or provision of new guarantee.
10.1.7 The guarantor provides false financial report or refuses the check and supervision of Party B on his financial status.
10.1.8 The guarantor breaches the terms of this contract or loses the ability of guarantee, and Party A fails to provide the guarantee required by Party B. 10.1.9Party A refuses or embarrasses the supervision and check on the using situations of loan and mortgaged/guaranteed property.
10.1.10 Within period of this contract, Party A suspends or revokes the insurance required by Party B..
10.1.11Other actions from Party A or the guarantor that may influence repayment of loan to Party B.
10.2 In the event of default, Party B has the right to take any one or a few measures below:
10.2.1Require Party A to redress defaults within a specified time;
10.2.2Calculate the penalty interest rate and compound interest as regulations of the People’s Bank of China;
10.2.3Discontinue the release of the loan, and declare that the already-released loan under this contract is due in advance, requiring Party A pay off all due loan and relevant interest immediately;
10.2.4Part B may deduct fund from any account of Party A and his warrantors of any operating agencies of China CITIC Bank Corporation Limited for discharging the loan debt.
10.2.5Dispose the guaranty under mortgage and/or pledge by law, to pay off the total loan and relevant interest;
10.2.6Require the guarantor to fulfill the guarantee liability;
10.2.7Other measures allowed by law.
10.3 Party A shall assume all the fees for cleaning the debts.
Article 11 Notarization
11.1 If any party under this contract makes request of notarization, this contract shall be notarized by notary organ, and Party A shall be responsible for the expense.
11.2 If Party B requests the notarial deed of documents for creditor’s rights with force of compulsory execution, Party A will agree that Party B could apply to
issue the notarial deed with compulsory force with the notary organ. If Party A fails to pay off all loan principal, interest and relevant expense on due date, Party B could take the notarial deed directly to people’s court with jurisdiction, applying for compulsory enforcement, and any charges due to that will be paid by Party A. Party A shall agree on the compulsory execution by law unconditionally, and give up all and every right to defense.
Article 12 Dispute Settlement
12.1 Should any disputes happen in the process of performing the contract, all parties shall resolve them through consultations, if no settlement is reached; either of the parties may go to law in the local People’s Court where Party B lives.
Article 13 Taking Effect and Termination of Contract
13.1 The contract shall go into effect after signed by Party A and responsible person or the authorized representative of Party B, and sealed with common seal and special seal for contract. And it will be terminated on the day that the whole loan principal from the Party B under the contract has been paid off, including the principal, interests and relevant expenses.
Article 14 Supplementary Provisions
14.1 Any documentation related to this contract, including but not limited to, loan application documents, materials, certificates, etc. submitted to Party B from Party A, shall be parts under this contract.
14.3 The co-borrower is undertaking to pay off the joint and several liabilities of loan principal, interest and expenses under this contract.
14.4 Any notifications, requests or other communications related to this contract, including but not limited to, telecopy, telegraph and fax, provided by Party B to Party A and his warrantors once be sent deemed as delivered to Party A and his warrantors.
Article 15 Detailed Provisions
15.1 The total amount of loan under this contract is:
SAY RMB ONLY, that is to say, RMB.
15.2 The loan under this contract is used for “”.
15.3 The yearly interest rate of loan under this contract is %, monthly rate is ‰ .With the term of the contract, the adjustment method of interest rate is as followings:
15.4The base rate of corresponding period and corresponding level of the People’s Bank of China on the actual drawdown date, not plus / % or / BPs, namely, the interest rate of the loan is / %.
The interest rate shall be adjusted by the following type of A : the
adjusted interest rate shall be the rate which is determined by the floatation of the base rate of corresponding period and corresponding level o f the People’s Bank of China on the adjustment date.
A. From the actual drawdown date, the first interest rate shall be adjusted is [day] [month] [year],the interest rate shall be adjusted every (1/3/6/12) month(s). The adjustment date of the interest rate shall be the corresponding date of the actual drawdown date in the month of adjustment, and if there is no corresponding date of the actual drawdown date in the month of the adjustment, the adjustment date of the interest rate shall be the last day of the adjustment month.
B.From the actual drawdown date, The adjustment date of the interest rate shall be the adjustment date of the base rate of the People’s Bank of China. 15.5 The term of loan under this contract is 36 months, from [day] [month] [year] to [day] [month] [year].
15.6 The repayment under this Contract shall be made by the following type of 1 :
(1) One-off repayment of principal and interest;
(2) Scheduled repayment of interest, and repayment of principal when due;
(3) Other means: /
15.7 Name of account:
Account number:
Account opening bank:
15.8The overdue penalty interest rate shall be overcharging 150% based on the interest rate stipulated in this contract, and penalty interest rate for misappropriate use shall be overcharging 100% based on the interest rate stipulated in this contract.
15.9 Prepayment penalty for this contract shall be /
15.10 The guarantee type for the loan of this contract shall be “”.
15.11If Party A’s application of independent payment is admitted, Party A notifies the paying situations to Party B in written by the following type of / :
(1) By monthly reporting, Party A shall provide relevant documents not later than 28th of every month.
(2) By 3-monthly reporting, Party A shall provide relevant documents not later than 28th of the 3th month.
(3) By 6-monthly reporting, Party A shall provide relevant documents not later than 28th of the 6th month.
15.12 Party A assume / % total sum of the loan as lawyer fees for Party B
cleaning the debts.
15.13 This contract shall be made in duplicate, having the same legal effect, each for Party A, Party B.
Article 16 Other provisions
This Contract is written in Chinese and English, which shall be deemed to have the same meaning and equal effect. In case there is any discrepancy between the two versions, the Chinese version shall prevail.
Party A (signature):
Co-borrower (Signature):
Party B (common seal/ special contract seal):
Responsible or authorized representative of Party B(signature):
Mortgager (signature):
Pledger (signature):
Guarantor (seal):
Responsible or authorized representative of Guarantor (seal):
Attachment A
Guaranty List under Mortgage
Mortgaged house:
Unit: m2, RMB Yuan
Mortgager (signature):
Co-owner (signature):
Party B (common seal/special contract seal):
Responsible or authorized representative of Party B(signature):
Date:
个人最新借款合同范本
借款合同 借款人(以下称甲方)： 身份证号： 住址： 联系电话： 出借人(以下称乙方)： 身份证号： 住址： 联系电话： 甲方因本人需要，向乙方申请人民币贷款，乙方同意向甲方发放上述贷款。甲、乙双方遵照有关法律规定，经协商一致，订立本合同。 第一条乙方同意出借金额为人民币￥元(大写：万元整)，借款于本协议生效后按本协议第二条约定的方式支付。 第二条本合同双方同意选择第(____)项作为乙方向甲方支付借款的方式： 1、银行转帐方式收款：乙方通过银行转帐方式给付款项的，甲、乙双方应保留银行划款记录，甲方收到款项后，应为乙方出具本人签署的收条或收据; 2、现金方式收款：乙方通过现金方式给付款项的，乙方应保留银行取款凭证，甲方收到款项后，应为乙方出具本人签署的收条和收据。 第三条本次借款月利率为% 。 第四条借款期限为天，自年月日到年月日止。 第五条甲方保证该贷款的用途符合法律规定，因所借款项用于法律所限制或禁止的用途导致的任何责任均由甲方独立承担。 第六条甲方在借款期限届满时一次性偿还本金，按月支付利息。 第七条本协议履行期间，出现下列情况之一的，乙方有权要求甲方提前偿还全部借款本金及利息，甲方或甲方的继承人、法定监护人应在收到乙方发出通知后15日内一次性偿还借款本金和实际发生的利息： 1、甲方提供虚假或非法的证明、信息或资料; 2、甲方死亡、被宣告死亡、被宣告失踪、丧失民事行为能力。 第八条甲方违反本约定的，乙方有权提前收回借款。
第九条如甲方未按约还款和支付利息，则需支付日万分之五的违约金。 第十条因本次协议有关事项办理公证、登记、转让、第三方协助、税收或律师见证时，该费用由甲方承担。 第十一条与本协议有关的任何争议，双方同意向乙方住所地的人民法院提起诉讼。 第十二条本协议所登记的地址为当事人接收通知、传真、及其他文件的地址，一方当事人和有关司法机关以EMS的方式向另一方发出相关的法律文件，不论对方是否收悉，发出文件三日后即视为送达。 第十三条本协议一式陆份，甲乙双方各执一份，登记机关执四份。 甲方： 身份证号： 签订日期：年月日 乙方： 身份证号： 签订日期：年月日 协议书甲方：(身份证：) 乙方：(身份证：) 经甲乙双方协商，就乙方向甲方借款事宜，双方达成如下协议： 1、甲方用自己的房照抵押给银行贷款人民币(大写)伍拾万元整(￥500000.00元)，同时甲方将此贷款借给乙方，利息按银行贷款利率计算。 2、借款期限为个月，自借款之日(按甲方从银行贷款时间起算)计算利息，到期后，乙方连本带息一次性代甲方还给银行。 3、若乙方延期还款，除按银行约定利率计息外，还应按借款金额的每日万分之五的违约金赔付给甲方，同时乙方还应承担甲方延期还贷造成的所有经济损失。 4、本协议一式两份，双方各持壹份，双方签字或盖章后生效;乙方将全部款项归还完毕后，本协议自动失效。 甲方：乙方： 年月日
编号：YB-HT-021699 最新个人借款合同范本详细版 The contract stipulates mutual obligations and rights that must be performed 甲方： 乙方： 签订日期：年月日 精品合同 / Word文档 / 文字可改 编订：Yunbo Design
最新个人借款合同范本详细版 最新个人借款合同范本 甲方(借款人)____________ 身份证号码：_____________ 乙方(贷款人)____________ 身份证号码：_____________ 一、双方就借款事项达成一致，约定如下： 二、借款金额 借款方向贷款方借人民币________元。 三、借款利息 自支用贷款之日起，按实际支用数计算利息，并计算复利。在合同规定的借款期内，年利为______，借款方如果不按期归还款，逾期部分加收利率_______。
四、借款期限 借款方保证从_____年_____月起至_____年_____月止，按本合同规定的利息偿还借款。贷款逾期不还的部分，贷款方有权限期追回贷款。 五、条款变更 因国家变更利率，需要变更合同条款时，由双方签订变更合同的文件，作为本合同的组成部分。 六、权利义务 贷款方有权监督贷款的使用情况，了解借款方的偿债能力等情况最新个人向个人借款合同范本最新个人向个人借款合同范本。借款方应如实提供有关的资料。借款方如不按合同规定使用贷款，贷款方有权收回部分贷款，并对违约部分参照银行规定加收罚息。贷款方提前还款的，应按规定减收利息。 七、保证条款 (一)借款方用__________做抵押，到期不能归还贷款方的贷款，贷款方有权处理抵押品。借款方到期如数归还贷款的，抵押权消
YOUR LOGO 最新版个人借款合同模板(格式文 本) The contract is the guarantee for both parties, safeguarding the legitimate rights and interests of both parties, and binding both parties to perform their responsibilities and obligations. 专业合同系列，下载即可用
最新版个人借款合同模板(格式文本) 导语：合同就是对签订双方的一种保障，如果发生了纠纷的话，可以凭借这个合同协议书，到这个法院去起诉，或者去申请仲裁，来解决双方的纠纷，维护双方的合法权益，只要条款没违反法律意思，是双方意思自治体现就是有效的。如果需要，可以直接下载打印或用于电子存档。 个人借款合同模板阅读 甲方(借款人)： 身份证号码： 乙方(贷款人)： 身份证号码： 甲乙双方就借款事宜，在平等自愿、协商一致的基础上达成如下协议，以资双方共同遵守。 一、乙方贷给甲方人民币(大写) ，于年月日交付甲方。 二、借款利息_______ 三、借款期限：一年 四、还款日期： 五、还款方式： 六、争议解决方式： 1，双方协商解决，解决不成，甲方或者乙方可向所在地人民法院进行起诉; 2、提交仲裁委员会仲裁; 3、由第三方进行调解;
七、本合同自年月日生效。本合同一式两份，双方各执一份，合同文本具有同等法律效力。 甲方(公章)：_____ 乙方(公章)：_____ 法定代表人(签字)：_____ 法定代表人(签字)：_____ _____年____月____日 _____年____月____日 私人借款合同范文参考 个人借款协议 借款人(以下简称甲方)： 住所地： 身份证号码： 出借人(以下简称乙方)： 住所地： 身份证号码： 担保方(以下简称丙方)： 住所地： 身份证号码： 依据《中华人民共和国合同法》及相关法律、法规，经甲、乙、丙三方友好协商，就乙方向甲方借款事宜达成一致意见。乙方同意向甲方提供资金借款，并由丙方提供担保，为明确几方权利义务，保障相关当事人的合法权益，特订立如下借款协议： 一、借款金额以及用途
2020最新个人借款合同范本 [模版仅供参考，切勿通篇使用] 2020最新个人借款合同范本参考 甲方(出借人)____________ 身份证号码：_______________ 乙方(借款人)____________ 身份证号码： __________________ 为了明确责任，恪守信用，在双方自愿、协商情况下特签订本合同以资共同信守。 一、借款金额(大写) 二、借款用途：借款人因___需要，急需一笔资金。 三、借款利率：______，按年收息，利随本清。 四、借款期限：借款时间自___年___月___日起至___年___月___ 日止。 五、还款日期和方式：____________________________ 六、违约责任：借款方应按合同规定的时间还款。如借款方不按期偿还借款，出借方有权限期追回借款，并按合同规定____%计算加收逾期利息。 七、争议解决方式：协商解决，协商不成，可以向甲方所在的人民法院起诉 .
八、其他： 1、未经双方同意，任何一方当事人不得擅自变更或解除合同。如一方当事人要求变更或解除合同，应在__日内通知另一方当事人，并达成书面协议。本合同变更或解除后，借款方占用的借款和应付的利息仍应按本合同的规定偿付。 2、合同的附件：借据，收据。 3、合同经各方签字后生效，借款本息全部清偿后自动失效。 本合同正本一式二份，借款方、出借方各执一份。合同文本具有同等法律效力。 甲方(借款人)_________ 乙方(出借人)_________ (签字、盖章)_________ (签字、盖章)_________ ___年___月___日___年___月___日 相关阅读：借款合同印花税计算 目前，对不同的借款形式，主要采取下列计税办法[1]： 一、有些基本建设贷款，先按年度用款计划分年签订借款合同，在最后一年按总概算签订借款总合同。总合同的借款金额包括各个分合同的借款金额。对这类基建借款合同，应按分合同分别贴花，最后签订的总合同，只就借款总额扣除分合同借款金额后的余额计税贴花。 二、凡是一项信贷业务既签订借款合同，又一次或分次填开
2018最新个人借款合同样本 新版最新个人贷款合同样本 贷方： 借款人： 担保人： 借款人向贷款人申请借款用于生产(或经营)活动，并作为担保人。经贷款人审核同意，三方(或双方)特订立本合同，以资共同遵守。 第一条贷款种类 第二条借款目的 第三条贷款金额为人民币(大写)。 第四条借款利率为千分之一，国家调整利率的，按照新规定计算。 第五条贷款期限及还款方式 1.贷款期限为年和月，从(日期)开始，到(日期)结束。贷款分期如下： 贷款期限贷款时间贷款金额 袁在第一期结束前 袁在第二期结束前 袁在第三期结束前
2.还款期限如下： 还款期还款时间还款金额还款时的利率 袁在第一期结束前 袁在第二期结束前 袁在第三期结束前 第六条还款资金来源和还款方式 1.还款资金来源： 2.还款方式： 第七条保证条款 1.借款人到期不能偿还贷款人贷款的，贷款人有权处分抵押物。借款人到期如数归还贷款，抵押物由贷款人归还借款人。 2.借款人必须按照借款合同约定的用途使用贷款，不得挪作他用，不得用于非法活动。 3.借款人必须在合同规定的期限内偿还本息。 4.借款人有义务接受贷款人的检查，监督贷款的使用，了解借款人的计划执行、经营管理、财务活动、物资库存等情况。借款人应提供相关的计划、统计、财务会计报表和资料。
5.要求保证人担保时，保证人履行连带责任后有权向贷款人追偿，贷款人有义务偿还保证人。 6.如因经营不善而倒闭或破产，确实无法履行合同。在处理财产时，除人员工资和必要的维修费用外，应按国家规定优先偿还贷款。上级主管部门决定关闭、停止、合并、转让或取消工程建设等设施，或因不可抗力造成的事故致使本合同无法履行的，经贷款人申请，可变更或终止本合同，并免除违约责任。 第八条违约责任 一、借款人违约责任 1.借款人未按合同规定用途使用贷款的，贷款人有权收回部分或全部贷款，并对违约使用部分按银行规定的利率加收罚息。情节严重的，银行可以在一定期限内停止发放新贷款。 2.借款人逾期未偿还贷款的，贷款人有权收回贷款，并按银行规定收取罚息。借款人提前还款的，按规定扣收利息。 3.借款人利用贷款造成损失浪费或者利用贷款合同进行违法活动的，贷款人应当追回贷款本息，有关单位应当追究直接责任人的行政和经济责任。情节严重的，由司法机关追究刑事责任。 二、贷款人的违约责任 1.贷款人未按期提供贷款的，应按违约金额和延期天数向借款人支付违约金。违约金金额的计算应与向借款人收取的罚息相同。
民间个人借款合同范文3篇最新2020 随着我国经济的不断发展,民间个人借贷现象越来越普遍化、多元化,对于民间个人借款合同你了解多少呢?以下是小编为大家整理的民间个人借款合同范文，感谢您的阅读。 民间个人借款合同范文1 出借人(全称)：借款人(全称)：保证/抵押人(全称)：1. 2. 各方根据有关法律法规、在平等、自愿的基础上，为明确责任，恪守信用，签订本合同，并承诺共同遵守。 第一条借款 (一)借款金额：(人民币大写) 。(二)借款用途：。(三) 出借人以现金方式支付元，其余以银行转账的方式将借款汇入借款人账户： 户名：开户行：账号： (四)借款利率：本合同执行固定借款利率，为月利率‰。借款期限内不变。(五)借款期限，自年月日起至年月日止。 第二条借款偿还及利息支付
(一)借款人按本合同规定到期一次性偿还全部本金。(二)借款人按月支付利息，支付日为每月日。(三)借款人提前归还借款的，按实际借款天数计收利息。 (四)借款逾期不还的部分，按每天计收违约金，直到全部本息还清为止。第三条担保条款 (一)本借款由用作为该笔借款的抵押担保物，双方约定以上抵押物不办理抵押登记，抵押物不转移，仍由借款人使用。到期不能归还出借人的借款，出借人有权处理抵(质)押品。借款人到期如数归还借款的，抵押权终止。 (二)本借款由提供不可撤销的连带责任担保，保证人履行连带责任保证后，有向借款人追偿的权利，借款人有义务对保证人进行偿还。 (三)担保的范围包括本合同项下借款本金、利息、罚息、复利、违约金、损害赔偿金、按《民事诉讼法》有关规定确定由借款人和担保人承担的迟延履行债务利息和迟延履行金以及出借人实现债权的一切费用。 (四)本合同所担保的债权同时存在物的担保(含债务人或第三人提供)和保证担保的，债权人可以就物的担保实现债权，也可以要求保证人承担保证责任。(五)保证期间为合同履行期届满后两年。
2020最新个人借款合同书样本 (合同范本) Contracts concluded in accordance with the law have legal effect and regulate the behavior of the parties to the contract ( 合同范本 ) 甲方：______________________ 乙方：______________________ 日期：_______年_____月_____日 编号：MZ-HT-007676
2020最新个人借款合同书样本(合同范本) 2019最新个人借款合同范本1 甲方(借款人)：_____ 身份证号码：_____ 乙方(贷款人)：_____ 身份证号码：____ 甲乙双方就借款事宜，在平等自愿、协商一致的基础上达成如下协议，以资双方共同遵守。 乙方贷给甲方人民币(大写)____，于 ____年 ____月 ____日前交付甲方。 借款利息：_____ 借款期限： 还款日期： ____年 ____月 ____日。还款方式：现金/____支
付。 违约责任： 1、借款方的违约责任 (1)借款方不按合同规定的用途使用借款，贷款方有权收回部分或全部贷款，对违约使用的部分，按银行规定的利率加收罚息。 (2)借款方如逾期不还借款，贷款方有权追回借款，并从到期日起付日息1% . (3)借款方使用借款造成损失浪费或利用借款合同进行违法活 动的，贷款方应追回贷款本息，有关单位对直接责任人应追究行政和经济责任。情节严重的，由司法机关追究刑事责任。 2、贷款方的违约责任 (1)贷款方未按期提供贷款，应按违约数额和延期天数，付给借款方违约金。违约金数额的计算与加收借款方的罚息计算相同。 (2)利用借款合同进行违法活动的，追究行政和经济责任。情节严重的，由司法机关追究刑事责任。 争议解决方式：双方协商解决，解决不成，提交____人民法院。
个人借款合同(15篇) 甲方(借款人)： 身份证号码： 乙方(出借公司)： 甲乙双方就借款事宜，在平等自愿、协商一致的基础上达成如下协议，以资双方共同遵守。 一、乙方出借给甲方人民币(大写)伍万元整，于年4月1日前交付甲方。 二、借款利息：——%。 三、借款期限：三年。 四、还款日期和方式：按30%比例从甲方每月劳动报酬中扣还，直至全部还清本息为目。 五、违约责任： 六、争议解决方式：双方协商解决，解决不成，同意提交公司所在地区人民法院裁决。 六、本合同自双方签章之日起生效。本合同一式两份，双方各执一份，合同文本具有同等法律效力。 甲方(签字、盖章)： 乙方(签字、盖章)： 合同签订日期 贷款方： 借款方： 一、借款用途 某某要从事个体经营，急需一笔资金。 二、借款金额 借款方向贷款方借款人民币某某万元。 三、借款利息 自支用贷款之日起，按实际支用数计算利息，并计算复利。在合同规定的借款期内，年利为7%.借款方如果不按期归还款，逾期部分加收利率0.5%. 四、借款期限 借款方保证从________年____月起至________年____月止，按本合同规定的利息偿还借款。贷款逾期不还的部分，贷款方有权限期追回贷款。 五、条款变更 因国家变更利率，需要变更合同条款时，由双方签订变更合同的文件，作为本合同的组成部分。 六、权利义务
贷款方有权监督贷款的使用情况，了解借款方的偿债能力等情况。借款方应如实提供有关的资料。借款方如不按合同规定使用贷款，贷款方有权收回部分贷款，并对违约部分参照银行规定加收罚息。贷款方提前还款的，应按规定减收利息。 七、保证条款 (一)借款方用自有房屋6间做抵押，到期不能归还贷款方的贷款，贷款方有权处理抵押品。借款方到期如数归还贷款的，抵押权消灭。 (二)借款方必须按照借款合同规定的用途使用借款，不得挪作他用，不得用借款进行违法活动。 (三)借款方必须按合同规定的期限还本付息。 (四)借款方有义务接受贷款方的检查、监督贷款的使用情况，了解借款方的计划执行、经营管理、财务活动、物资库存等情况。 (五)需要有保证人担保时，保证人履行连带责任后，有向借款方追偿的权利，借款方有义务对保证人进行偿还。 八、合同争议的解决方式 本合同在履行过程中发生的争议，由当事人双方友好协商解决，也可由第三人调解。协商或调解不成的，可由任意一方依法向人民法院起诉。 九、本合同未做约定的，按照《中华人民共和国合同法》的有关规定执行。 本合同一式2份，双方各执1份。 贷款人：__________________ 借款人：__________________ 合同签订日期______________ 甲方：_________ 乙方：_________ 为确保甲、乙双方签订的_________年_________字第_________号合同(以下称主合同)的履行，双方经协商一致，就定金担保事宜达成如下协议： 第一条依据主合同，甲、乙双方应履行如下义务：_________。 第二条甲方应在本合同签订之日起_________日内向乙方交付定金_________元整。 第三条本合同生效后，甲、乙任何一方不得擅自变更或解除，除非使双方协商一致并达成书面协议。 第四条甲方履行主合同义务后，乙方应返还定金或以该定金冲抵甲方应付乙方款项。 第五条甲方不履行主合同，无权要求返还定金;乙方不履行主合同，应当双倍返还定金。定金罚则的执行，不影响任何一方要求赔偿
最新正规个人借款合同范本5篇 The latest formal personal loan contract model 合同编号：XX-2020-01 甲方：___________________________乙方：___________________________ 签订日期：____ 年 ____ 月 ____ 日
最新正规个人借款合同范本5篇 前言：借款合同是当事人约定一方将一定种类和数额的货币所有权移转给他方，他方于一定期限内返还同种类同数额货币的合同，即借款人向贷款人借款，到期返还借款并支付利息的合同。本文档根据借款合同内容要求和特点展开说明，具有实践指导意义，便于学习和使用，本文档下载后内容可按需编辑修改及打印。 本文简要目录如下：【下载该文档后使用Word打开，按住键盘Ctrl键且鼠标单击目录内容即可跳转到对应篇章】 1、篇章1：正规个人借款合同 2、篇章2：(通用版)正规个人借款合同 3、篇章3：正规个人借款合同 4、篇章4：标准版正规个人借款合同 5、篇章5：(通用版)正规个人借款合同 篇章1:正规个人借款合同 甲方（出借人）：身份证号： 乙方（借款人）：身份证号： 甲乙双方本着平等自愿、诚实信用的原则，经协商一致，达成本合同，并保证共同遵守执行。
一、借款金额： 借款方向贷款方借款人民币xxx元。 二、借款用途为： 三、借款利息：借款利率为月利息%，按月收息，利随本清。 四、借款期限：借款期限为日，从年月起至年月止。如实际 放款日与该日期不符，以实际借款日期为准。乙方收到借款后应当出具借据，乙方所出具的借据为本合同的附件，与本合同具有同等法律效力。 五、保证条款： 1、借款方用__________________价值元作为借款抵押品。由贷款方保管或公证机关保管。（公证费由借款方负担）。抵押期间，未经甲方书面同意，乙方不得出租、变卖、赠与抵押物，或以其他任何方式处分抵押物。抵押期间抵押物不受乙方资产分割、转让等影响，如甲方发现乙方有违反本条款的情节，将处置抵押物。 2、借款方必须按照借款合同规定的用途使用借款,不得 挪作他用,不得用借款进行违法活动。
文件编号：RHD-QB-K7283 （合同范本系列） 甲方：XXXXXX 乙方：XXXXXX 签订日期：XXXXXX 新个人借款合同范本标 准版本
新个人借款合同范本标准版本 操作指导：该合同文件为经过平等协商和在真实、充分表达各自意愿的基础上，本着诚实守信、互惠互利的原则，根据有关法律法规的规定，达成如下条款，并由双方共同恪守。，其中条款可根据自己现实基础上调整，请仔细浏览后进行编辑与保存。 20xx年最新个人借款合同范本 甲方(借款人)：__________ 身份证号码：______________ 乙方(贷款人)：__________ 身份证号码：_______________ 甲乙双方就借款事宜，在平等自愿、协商一致的基础上达成如下协议，以资双方共同遵守。 乙方贷给甲方人民币(大写)______________， 于 ____年 ____月 ____日前交付甲方。 借款利息：__________ 借款期限：
还款日期： ____年 ____月 ____日。还款方式：现金/__________支付。 违约责任： 1、借款方的违约责任 (1)借款方不按合同规定的用途使用借款，贷款方有权收回部分或全部贷款，对违约使用的部分，按银行规定的利率加收罚息。 (2)借款方如逾期不还借款，贷款方有权追回借款，并从到期日起付日息1% . (3)借款方使用借款造成损失浪费或利用借款合同进行违法活动的，贷款方应追回贷款本息，有关单位对直接责任人应追究行政和经济责任。情节严重的，由司法机关追究刑事责任。 2、贷款方的违约责任 (1)贷款方未按期提供贷款，应按违约数额和延
个人借款合同范本模板最新集锦 个人借款合同范本模板1 甲方(借款人)：_ _____身份证号码： _________________________ 乙方(出借人)：_____________身份证号码： _________________________ 丙方(保证人)：_____________身份证号码： _________________________ 甲乙双方就下列事宜达成一致意见，签订本合同。 第一条具体约定：(一)、乙方借给甲方人民币(大 写)_____________________ (二)、本合同借款用 ______________________________________________。 (三)、本合同借款月利率为_____________‰,高于国家利率，如国家利率调整，则在新规定上增加_____________‰。 (四)、本合同借款期限___月，自_____年__月__日起至_____年__月__日止。
(五)、甲方选择的还款方式为 (六)、本合同借款的担保方式为_个人无限连带保证反担保_(见第二条保证条款)。 (七)、本合同自签订日起生效，一式五份，甲、乙、丙方各执一份。 第二条、保证条款： (一)本合同的保证方式为连带责任保证。 (二)保证人保证担保的范围：1.本合同项下的借款本金、利息(含复利)、罚息; 2.违约金、赔偿金、补偿金; (三)保证人保证责任的保证期间自本合同生效之日起，至本合同项下债务履行期限届满之日起两年。 第三条违约责任一、发生下列情况之一即构成违约： (一)甲方改变借款用途; (二)甲方违反本合同约定，逾期或未按约定的金额归还借款本息; (三)甲方或担保人其他可能影响归还乙方贷款的行为。 二、发生违约情况时，乙方有权采取以下一种或多种措施： (一)按中国人民银行的规定计收罚息和复利;
编号：YB-HT-5561 个人借款合同样本大全 Sample of individual loan 甲方： 乙方： 签订日期：年月日 精品合同 / Word文档 / 文字可改 编订：Yunbo Design
个人借款合同样本大全(示范合同) 个人借款抵押合同范本 甲方(出借人、抵押权人): 身份证号码、住址： 乙方：(借款人): 身份证号码、住址： 丙方：(抵押人): 身份证号码、住址： 本合同各方根据法律、法规，在平等自愿的基础上，为明确责任，恪守信用，经协商一致签订本合同，并保证共同遵守。 借款条款借款金额：甲方同意借款给乙方人民币万元整。(小写：元) 借款用途：用于经营投资。 借款利率：月利率按照分计算。
借款期限：个月，自年月日到年月日止。如实际借款数额和实际放款日与该借款合同不符，以实际借款数额和日期为准。乙方收到借款后应当出具借条，乙方出具的借据为本合同的附件，与本合同具有同等法律效力。 借款的归还：利息和本金到期日一并归还，借款结清后，甲方归还乙方先前出具的借据。如推迟还款，乙方应当按日支付违约金千分之五。 本合同的有效期内，发生下列事项的之一的，甲方有权宣布本合同下的借款提前到期，要求借款人在规定期限内偿还本金及利息而无需为正当行使上述权利所引起的任何损失负责。 乙方违反本合同借款条款中的任何条款。 根据担保条款的约定，因抵押人、抵押物发生变故或者抵押人违法担保条款的约定，致使抵押人需要提前履行义务的。乙方发生其他可能影响归还甲方借款本息的行为。 本合同的相关费用(包括抵押登记、公证等)均由乙方负责。 抵押条款现抵押人同意以其所有的房屋的价值为抵押，为本
编号：_______________本资料为word版本，可以直接编辑和打印，感谢您的下载 最新个人借款合同范本精选
甲方：___________________ 乙方：___________________ 日期：___________________
甲方： ____________________ 乙方： ____________________ 签订日期：年月日
最新个人借款合同范本精选 借款合同 甲方（出借人）： 身份证号： 联系地址： 乙方（借款人）： 身份证号： 联系地址： 丙方（保证人）： 身份证号： 联系地址： 乙方因，向甲方借款，丙方愿意为乙方借款向甲方提供连带保证担保，现甲乙丙各方在平等、自愿、等价有偿的基础上，经友好协商，达成如下一致意见，供双方共同信守。 一、借款用途： 从事个体经营，急需一笔资金周转，甲方同意出借，但乙方如何使用借款，则与甲方无关。 二、借款金额 乙方向甲方借款金额（大写）人民币万元整（小写：￥元）。乙方指定的收款账户为： 开户银行： 账户名称：
账号： 三、借款期限 借款期限—年，自年—月—日起（以甲方实际出借款项之日起算，乙方应另行出具收条）至年月日止， 逾期未还款的，按本合同第八条处理。 四、还款方式 应按照本协议规定时间主动偿还对甲方的欠款及利息。乙方到期还清所有本协议规定的款项后，甲方收到还款后将借据交给乙方。 甲方指定的还款账户为： 开户银行： 账户名称： 账号： 五、借款利息 自支用借款之日起，按实际支用金额计算利息，在合同第三条约定的借款期内月利为 ,利息按月结算。借款方如果不按期还款付息，则每逾期一日按欠款金额的每日万分之八加收违约金。 六、权利义务 贷款方有权监督贷款使用情况，了解借款方的偿债能力等情况，借款方应该如实提供有关的资料。借款方如不按合同规定使用贷款，贷款方有权收回部分贷款，并对违约部分参照银行规定加收罚息。（贷款方提前还款的，应按规定减收利息。） 七、保证条款
编号：_______________ 本资料为word版本，可以直接编辑和打印，感谢您的下载 个人借款合同书模板 甲方：___________________ 乙方：___________________ 日期：___________________
甲方________________________身份证号码__________________乙方 ________________________身份证号码__________________甲、乙双方经充分协商，订定以下借款合同一、甲方因经营活动需要，向乙方借款人民币 __________万元￥____________，乙方于______年______月______日之前将该笔款项汇入甲方或者其指定帐户，由甲方向乙方出具收到借款的确认书。 二、借款期限为______年，从甲方出具上述确认书之日起计;利率以五年期银行贷款利率计，即为每年______;如遇国家调整同期银行贷款利率的，则双方之间的借款利率亦作相应的调整;借款期满之次日，本金随同所有的利息一次性归还给乙方;上述本息若逾期支付，则以每日千分之一的比例计算违约金。 三、为上述条款的履行，甲方以其在____________股份有限公司下称 __________公司的所有股份占____________公司注册资本的_____向乙方提供质押担保，并由甲方于借款收款确认书日签署之日负责落实办理将上述股份出质事项记载于___________公司的股东名册，由__________公司向乙方出具上述登记完成的确认书。 四、双方确认，如果甲方与__________________公司之间的劳动关系结束，则本合同于该结束之日同时解除，此等情况下甲方应于该解除之日起的 ______________日内归还所有借款本息。 五、如因本合同发生争议的，双方协商解决，协商不成的，提交乙方户籍所在地的仲裁机构解决。 六、本合同一式二份，双方各执一份，;对本合同未尽事宜，双方可另行签订补充协议，与本合同具有相同效力。 甲方___________________日期___________________乙方 ___________________日期___________________
编号：YK-HT-043103 最新公司与个人借款合同范本专 业版 The latest company and individual loan contract model professional edition 甲方：_________________________ 乙方：_________________________ 日期：_________年_____月_____日 精品合同 / Word文档 / 文字可改 编订：Yunbo Design
最新公司与个人借款合同范本专业版 出借方：身份证号： 借款方：身份证号： 担保方：身份证号： 借款方为扩大生产经营，向出借方借款，经双方友好协商，特订立本合同，以昭信守。 第一条借款用途：本合同所借款项用于公司经营活动。 第二条借款金额：人民币xxxx(￥xxxxx)元整。 第三条借款利息 借款利息采用固定利息形式，不随国家利率变化，年利息为百分之x. 第四条借款和还款期限： 1、借款时间共伍年，自________年____月____日起，至
201________年____月____日止。出借方将于201________年____月____日之前，将该款项一次性交付借款方。 2、还款时间与金额： 借款方还款时间为________年____月____日，本金和利息一并还清。 3、借款方如当期在约定时间内未清当期款项应按日息计算，如还款日期超过30天应付当期还款金额10%违约金。 第五条借、贷及担保三方权利义务： (一)借款方义务 1、借款方必须按照借款合同规定的用途使用借款，不得挪作他用，不得用借款进行违法活动。 2、借款方应当按照合同约定期限还本付息。 3、借款方同意在无力偿还借款本金及利息时，愿意由法院强制执行拍卖自己所有资产以偿还借款本金及利息。 (二)出借方义务 出借方应当按期足额将款项交付给借款人。
个人借款合同书完整版 In the legal cooperation, the legitimate rights and obligations of all parties can be guaranteed. In case of disputes, we can protect our own rights and interests through legal channels to achieve the effect of stopping the loss or minimizing the loss. 【适用合作签约/约束责任/违约追究/维护权益等场景】 甲方：________________________ 乙方：________________________ 签订时间：________________________ 签订地点：________________________
个人借款合同书完整版 下载说明：本合同资料适合用于合法的合作里保障合作多方的合法权利和指明责任义务，一旦发生纠纷，可以通过法律途径来保护自己的权益，实现停止损失或把损失降到最低的效果。可直接应用日常文档制作，也可以根据实际需要对其进行修改。 个人借款合同书范文 甲方(借款人)：______________ 身份证号码：___________ 乙方(贷款人)：______________ 身份证号码：___________ 甲乙双方就下列事宜达成一致意见，签订本合同。 一、乙方贷给甲方人民币(大写)______________，于______________前交付甲方。 二、贷款利息：_________________
编号: ___________________ 可编辑可打印，也可以直接使用，欢迎您的下载 民间个人借款合同最新范本 甲方：_____________________ 乙方：_____________________
签订日期：—年_______ 月—日 甲方（出借人）________________ 身份证号码： 乙方（借款人）________________ 身份证号码： 为了明确责任，恪守信用，在双方自愿、协商情况下特签订本合同以资共同信守。 一、借款金额（大写） 二、借款用途：________________ _借款人因_ 一需要，急需一笔资 金。 三、借款利率：_______________________________ ，按年收息，利随本清。 四、借款期限：------------ --------- 借款时间自___年__月 起至年_ 一 _日止。________________ 五、还款日期和方式: 六、违约责任：____________________ 借款方应按合同规定的时间还款。如借款方不按期偿还借款，出 借方有权限期追回借款，并按合同规定__________ %计算加收逾期利息。 七、争议解决方式：____________________ 协商解决，协商不成，可以向甲方所在的人民法院起诉? 八、其他：_____________________
1未经双方同意，任何一方当事人不得擅自变更或解除合同。如
一方当事人要求变更或解除合同，应在__日内通知另一方当事人，并达成书面协议。本合同变更或解除后，借款方占用的借款和应付的利息仍应按本合同的规定偿付。 2、合同的附件：___________________ 借据，收据。 3、合同经各方签字后生效，借款本息全部清偿后自动失效。本合同正本一式二份，借款方、出借方各执一份。合同文本具有同等法律效力。 甲方（借款人）_____________ 乙方（出借人） ___________________ （签字、盖章）_____________ （签字、盖章） ___________________ ___年___月___日___年___月___日责任编辑： _______________ i nema
简单的个人借款合同模板 【新】 After negotiation and consultation, both parties jointly recognize and abide by their resp on sibilities and obligati ons, and elaborate the agreed commitme nt results with in the specified time.
甲方：__________________________ 乙方：__________________________ 签订时间：_______________________
简单的个人借款合同模板【新】 备注:本合同书适用于约定双方经过谈判、协商而共同承认、共同遵守的责任与义务，同时阐述确定的时间内达成约定的承诺结果。文档可直接下载或修改，使用时请详细阅读内容。 出借方： 姓名： 性别： 身份证号： 住址： （以下简称甲方） 借款方： 姓名： 性别： 身份证号： 住址： （以下简称乙方） 现乙方欲向甲方借部分资金使用，双方经过充分协商， 特签订本合同。 第一条自_____ 年___月—日，至_____ 年___月—日，由
甲方借给乙方人民币元整.年利率按百分之二十计算。如提前还款月利率按百分之二计算。 第二条乙方还款计划如下：______ 年 _月—日一次性归 还本息共计元整?如提前还款月利率按百分之二计算。 第三条乙方如不按规定时间、数额还款，应付给甲方违约金。违约金按每天加借款数额的1%计算。 第四条解决合同纠纷的方式：执行本合同发生争议，由双方协商解决。协商不成，可向人民法院起诉。 第五条本合同一式两份，双方各持一份。 第六条本合同自双方签字之日起生效。 借出借方：（签字） 借款方：（签字） 签约日期： 签约地点：
2017年个人借款合同样本 甲方(借款人):_________________ 身份证号码:_____________________ 乙方(贷款人):_________________ 身份证号码:______________________ 甲乙双方就借款事宜,在平等自愿,协商一致的基础上达成如下协议,以资双方共同遵守. 乙方贷给甲方人民币(大写)______________,于 ____年 ____月 ____日前交付甲方. 借款利息:_________________ 借款期限: 还款日期: ____年 ____月 ____日. 还款方式:现金/__________支付. 违约责任: 1,借款方的违约责任 (1)借款方不按合同规定的用途使用借款,贷款方有权收回部分或全部贷款,对违约使用的部分,按银行规定的利率加收罚息. (2)借款方如逾期不还借款,贷款方有权追回借款,并从到期日起付日息1% .
(3)借款方使用借款造成损失浪费或利用借款合同进行违法活动的,贷款方应追回贷款本息,有关单位对直接责任人应追究行政和经济责任.情节严重的,由司法机关追究刑事责任. 2,贷款方的违约责任 (1)贷款方未按期提供贷款,应按违约数额和延期天数,付给借款方违约金.违约金数额的计算与加收借款方的罚息计算相同. (2)利用借款合同进行违法活动的,追究行政和经济责任.情节严重的,由司法机关追究刑事责任. 争议解决方式: 双方协商解决,解决不成,提交__________人民法院. 本合同自 ______生效.本合同一式两份,双方各执一份,合同文本具有同等法律效力. 甲方(签字,盖章): 乙方(签字,盖章附身份证复印件): 合同签订日期 : 合同签订日期: 2017年个人借款合同样本.doc
经典个人借款合同范本3篇最新 经典个人借款合同范本1 甲方(出借人) 身份证号码： 乙方(借款人) 身份证号码： 为了明确责任，恪守信用，在双方自愿、协商情况下特签订本合同以资共同信守。 一、借款金额(大写) 二、借款用途：借款人因需要，急需一笔资金。 三、借款利率：______，按年收息，利随本清。 四、借款期限：借款时间自___年___月___日起至___年___月___日止。 五、还款日期和方式：____________________________ 六、违约责任： 借款方应按合同规定的时间还款。如借款方不按期偿还借款，出借方有权限期追回借款，并按合同规定____%计算加收逾期利息。 七、争议解决方式：协商解决，协商不成，可以向甲方所在的人民法院起诉。 八、其他： 1、未经双方同意，任何一方当事人不得擅自变更或解除合同。如一方当事人要求变更或解除合同，应在__日内通知另一方当事人，并达成书面协议。本合同变更或解除后，借款方占用的借款和应付的利息仍应按本合同的规定偿付。 2、合同的附件：借据，收据。 3、合同经各方签字后生效，借款本息全部清偿后自动失效。 本合同正本一式二份，借款方、出借方各执一份。合同文本具有同等法律效力。 甲方(借款人) 乙方(出借人) (签字、盖章) (签字、盖章) 20_年_月_日20_年_月_日
经典个人借款合同范本2 甲方(借款人)：_________________ 身份证号码：_____________________ 乙方(贷款人)：_________________ 身份证号码：______________________ 甲乙双方就借款事宜，在平等自愿、协商一致的基础上达成如下协议，以资双方共同遵守。 乙方贷给甲方人民币(大写)______________，于____年____月____日前交付甲方。 借款利息：_________________ 借款期限： 还款日期：____年____月____日。还款方式：现金/__________支付。 违约责任： 1、借款方的违约责任 (1)借款方不按合同规定的用途使用借款，贷款方有权收回部分或全部贷款，对违约使用的部分，按银行规定的利率加收罚息。 (2)借款方如逾期不还借款，贷款方有权追回借款，并从到期日起付日息1% . (3)借款方使用借款造成损失浪费或利用借款合同进行违法活动的，贷款方应追回贷款本息，有关单位对直接责任人应追究行政和经济责任。情节严重的，由司法机关追究刑事责任。 2、贷款方的违约责任 (1)贷款方未按期提供贷款，应按违约数额和延期天数，付给借款方违约金。违约金数额的计算与加收借款方的罚息计算相同。 (2)利用借款合同进行违法活动的，追究行政和经济责任。情节严重的，由司法机关追究刑事责任。 争议解决方式：双方协商解决，解决不成，提交__________人民法院。 本合同自______生效。本合同一式两份，双方各执一份，合同文本具有同等法律效力。