Code No.

CHINA CITIC BANK

Personal Loan Contract

(2011)

China CITIC Bank Corporation Limited

Borrower (hereinafter called “Party A”):

ID name and code No: ID card

Number-

Address of living place:

Post code:Contact number:

Co-borrower:

ID name and code No: ID card

Number-

Address of living place:

Post code:Contact number:

Lender (hereinafter called “Party B”):

Address of living place:

Legal representative/responsible:

Post code:Contact number:

Mortgager:/

ID name and code No: ID card /

Number- /

Address of living place:

Post code: / Contact number: /

Pledger:

ID name and code No: ID card

Number-

Address of living place:

Post code:Contact number: Guarantor: /

ID name and code No:/

Address of living place:/

Post code:/ Contact number:/

According to the relevant laws and regulations of the Contract Law of the People’s Republic of China, Guarantee Law of the People’s Republic of China and Real Right Law of the People’s Republic of China, Party A, Party B and the relevant Guarantor, after reaching agreement through negotiations, hereby enter into this contract.

Article 1 Amount of Loan

1.1 The amount of loan is referred to Article 15.1 under this contract.

Article 2 Purpose of Loan and Disbursing Objects (Scope)

2.1 Purpose of loan for this contract is referred to Article 15.2. Within the term of loan, Party A promises that the loan under the contract shall not be fed into the stock market, forward market and equity capital investments in any forms, not be used to obtain illegal incomings by loan and not be used to operate any items against national laws and regulations. Otherwise Party A shall take responsibilities on any losses of Party B.

2.2 The scope of Disbursing Objects for this contract is referred to Article 15.

3. Article 3 Interest of Loan

3.1 Interest of loan is referred to Article 15.

4.

3.2 During the term of this loan contract, the adjust method of loan interest rate is referred to Article 15.

4.

Article 4 Term of Loan

4.1 Term of loan is referred to Article 1

5.5.

Article 5 Release and Payment of Funds under the Loan

5.1 Party B will release the funds on the requisite basis of all the following conditions are fulfilled, unless Party B releases one or more of the following conditions:

5.1.1 Party A has provided evidences complying with requirements of Party B;

5.1.2 Party A has completed the loan applying and guaranteeing procedures;

5.1.3 Party A has signed the legal documents with check and approval of Party B;

5.1.4 Party A has completed and signed the other procedures and the legal documents requested by Party B and with check and approval of Party B;

5.2 After funds release is approved, Party A will grant Party B to transfer the loan into the account designated by Party A and approved by Party B.

The loan shall be released according to the Article 5.3. Without check and approval of Party B, Party A cannot change the way and arrangement of payment.

5.3 The payment of loan shall adopt the trusted way by Party B with exceptional situations Party A applies to the independent payment shall be