中信银行个人贷款合同格式
Both parties jointly acknowledge and abide by their responsibilities and obligations and reach an agreed result.
甲方：___________________
乙方：___________________
时间：___________________
编号：FS-DY-20553 中信银行个人贷款合同格式
Code No:
借款人（以下简称甲方）：Borrower (hereinafter called Party A):
身份证件名称及号码：ID name and code No: ID card Number
住所：Address of living place:
联系电话：Post code: 邮编：Contact number:
贷款人（以下简称乙方）：Lender (hereinafter called Party B):
住所：Address of living place:
联系电话：Post code: 邮编：Contact number:
抵押人：Mortgager:
身份证件名称及号码：ID name and code No: ID card Number
住所：Address of living place:
联系电话：Post code: 邮编：Contact number:
出质人：Pledger:
身份证件名称及号码：ID name and code No: ID card Number
住所：Address of living place:
联系电话：Post code: 邮编：Contact number:
保证人：Guarantor:
身份证件名称及号码：ID name and code No: ID card Number
住所：Address of living place:
联系电话：Post code: 邮编：Contact number:
根据中华人民共和国合同法和担保法的相关规定，甲方、乙方和担保方经过协商，就乙方向甲方贷款事宜达成如下合同条款。
According to the relevant laws and regulations of the Contract Laws and
Guarantee Law of the People’s Republic of China, Party A,
Party B and the
relevant Guarantor, after reaching agreement through negotiations on the loan to Party B by Party A, hereby enter into this contract.
第一条借款金额Article 1 Amount of Loan
详见本合同第十四条第一款。
1.1 The amount of loan is referred to Article 14.1 under this contract.
第二条借款用途Article 2 Purpose of Loan
详见本合同第十四条第二款。
2.1 Purpose of loan for this contract is referred to Article 15.2.
第三条借款利率Article 3 Interest of Loan
一、借款利率详见本合同第十四条第三款。
3.1 Interest of loan is referred to Article 1
4.3. The interest is calculated from the day releasing loan.
二、本合同履行期间，遇中国人民银行贷款利率调整，借款利率按有关规定调整与执行，乙方将在营业场所对贷款
利率调整情况进行公告，不再另行书面通知甲方。
3.2 During the term of this loan contract, interest may be changed as prescribed by the People’s Bank of China, Party B is entitled to adjust and implement the interest rate without further notice to Party A.
第四条借款期限及还款总期数
Article 4 Life of Loan and Total Loan Repayment Terms
一、借款期限详见本合同第十四条第四款。
4.1 Life of loan and total loan repayment terms are referred to Article 14.4.
二、实际借款发放日与本合同约定的日期不一致时，以实际借款发放日为准计算借款期限。
4.2 In the event that the actual funds release date is in disagreement with the
date stipulated under this contract, the life of loan shall be calculated based on
the actual day of funds releasing.
三、甲、乙双方约定甲方按期还款，确定还款总期数，