Contract No.:000000000000000

Personal Consumption Loans

Loan Contract

(By RMB)

Borrower:

Lender: Bank of XXXXX Ltd xxxxxxxx Branch

Personal Consumption Loans

Loan Contract

A.Contract Parties

1.Lender (hereafter referred to as " Bank Of xxxxxxx)

Bank of xxxxxxxx Ltd xxxxxxx Branch

Person in Charge: ; Add: .

Postcode:

Tel: Fax: Customer Service Hot line:

2. Borrower:

Name: Sex:

ID Type and No.: Home Tel：

Mob: Office Tel:

Registered Residence Add:

Add/Current Residence:

Mail Add:

Postcode:

Employer and employer's address:

B. Loan Purpose

1.Purpose: to purchase the property located:

2.At left side lists the Borrower's loan purpose, has been in Year Month Day, the down payment has been made by RMB Y uan.

C. Loan Amount and Period

1.Loan Currency: RMB

2.Loan Amount(in number): ￥0000000.00 （in Chinese characters) Million RMB.

3.Loan Period: Months; since the lending day calculate. The Lending Day (fill in by Bank after lending):

D. Loan Interest Rate

1.Contract Interest Rate(APR):

The Lending Day period lending benchmark rate,

Float upwards %,

Float downwards % (expected contract interest rate is %).

2.Contract Interest Rate Adjustment: loan period within 1 year (including 1 year) for fixed interest rates; loan term over 1 Years for a floating interest rate,after the People Bank of China adjusts the benchmark interest rate, (excluding the year)in next Jan 1st, implement the new adjustment of contract interest rate .

3.Overdue Interest Rates: the contract interest rate float upwards %;

4.Penalty Interest Rates: the contract interest rate float upwards %;

E. Account

1.Borrower Account Name: ; Bank Name: Bank of xxx Ltd,xxxxxxx Branch;

Account No.:

2. Borrower Assigned Seller's Account:

Name: .

Bank Name:

Account:

3.Loan Issue Method:

Issue to borrower's account,extracting and using by borrower;

Issue to borrower's account,paying for seller account;

Directly paying for seller account

F.Repayment

1.Method of Repayment

Due to expire one time repayment of principal and interest (loan period does not exceed 1 years applicable)

Matching repayment of principal and interest (each repayment of principal and interest equal to the total amount, loan term more than one year application)

Matching repayment of principal(each repayment of principal and interest equal to the total amount, loan term more than one year application)

Other

2.Repayment Term: total terms

3.Prepayment Compensation: Prepayment Principle x Advance Term x 0%/year

G.Other charges and charging standard

W. Compulsory Execution Notarization

This contract whether for the compulsory execution notarization:

Yes, on the date of this contract signed, completed within days. No.

X. Special Agreement

Y. Borrower Confirmation

The borrower hereby confirm: has received and carefully read the name of "Personal Consumption Loans Contract Terms and Conditions" and in Appendix 1 of the contract and other related documents, the Bank of xxxxxxxx has made fully explanation and description of terms and contents of this contract to the borrower , and the borrower has reviewed and fully understand all the contents of this contract. If the borrower has signed at the Z article , that who confirmed fully agree and accept this contract (including in Appendix 1 and others)all of the terms and conditions , have no doubt, divergence or objection to all the provisions of this contract and the content, and both parties have clear and accurately understanding the implications for the rights, obligations and responsibilities in legal terms.

Z.Signing Contract

The Bank of xxxxxx confirm and completely agree and accept this contract.

Bank of xxxxx Ltd, xxxxxx Branch (the seal of Bank of xxxxx Ltd xxxxxxx Branch)