P24 Part II.Raising money for buying a carB: Well, good afternoon, Mr. Jackson.J: Good afternoon. I've come to see you to see whether it's possible to ... get an overdraft.I'm ... I want some money. [Yes] I'll tell you quite frankly what it is. I'm wanting to buy a new car. [Yes] I don't know whether it's possible to raise any money from the bank in this way.B: Er, I see no reason why not.J: I've got an old car ...B: What's your proposition?J: Well, I've got this old car which is an eight-year-old Morris 1000, and I don't think there's any point in having it repaired any more because it just isn't worth it. I feel that I could probably get about a hundred pounds for it and then that means that I would need about another four hundred-odd, three hundred and fifty ... [Mhm] er, on top of that, to buy a, a, not a new car exactly, but a newer one. [Mhm] Um, ...B: Do you use the car for your business, for your work?J: Er; yes I do, up to a point. That is to say, sometimes I take it to work and sometimes I don't, because I'm almost within walking distance of the College. [Mhm] Does this have some bearing on the, on the question of whether I can get an overdraft?B: No, I don't think so. I, er, it was just a matter of interest that I asked you, really. You think three hundred and fifty?J: I would say about three hundred and fifty to four hundred. With the other, with the other [Yes] hundred pounds then it would be about, er, five hundred pounds; well, one can get quite a decent car for five hundred pounds [Quite] — second hand, of course.B: Quite. And what sort of period of time could you repay us?J: Well, erm, this rather depends on you. Um, I would like to ... I, er, what is the normal procedure for such a sum of money?B: Well, for such a sum of money we could expect repayment within twenty-four months. J: Two years.B: Two years.J: I see.B: We are lenders in the short term, remember, not long term.J: Yes. Er, is there ... Do you, do I pay interest on this?B: You will pay interest on — well, the type of loan I have in mind is a Personal Loan, as I assume you've got no form of collateral to offer.J: What is — what is collateral?B: Well, have you any shares in any companies or life policies, deeds of houses, or anything like that?J: I have some Government Securities, is ... would this be ... sufficient?B: You have some Government Securities, and what is their value?J: Er, it's about ...B: Have you got the certificates?J: ... eight hundred pounds or so.B: About eight hundred pounds?J: Yes, but I don't want to ...B: You don't want ...J: ... cash them.B: No. No, well you wouldn't ... that wouldn't involve you in cashing them. I could grant you an Ordinary Loan where the interest to you would be less than on a Personal Loan, if you were willing to charge that Share Certificate to us.J: Yes. I see, um, er, is it, is it possible to er ... what's ... that, that would be the only security which you would need, in fact?B: I shouldn't need any other security, other than that ... [I see] not on a loan, not on a loan of that size. Or if you would agree to do it on a Personal Loan basis which [cough] I would not require any security whatever, as on a Personal Loan we have death cover and you are in regular employment, er, in, er, good-salaried employment, with a with a good, with a good salary, therefore I would not ask you for erm, any security. [Yes. Yes.] But the interest rate would be higher than on an Ordinary Loan. [Yes] I should charge you seven percent on a Personal Loan and that's on the original amount taken, whereas on an Ordinary Loan it would be at one and a half percent over Bank Rate, minimum six percent, and that would be calculated on a, on a day-to-day basis, so it does in fact work out cheaper.J: I see. Yes.答案：1 ：college 2 ：repairing 3 ：a hundred pounds 4 ：three hundred fifty to four hundred 5 ：interest rates 6 ：an Ordinary Loan 7 ：24 monthsP40 Unit 6 Part IV(1)What is the type of the company? An accounting firm.(2)For the first person, what is the plan for? The business plan gives her a direction.(3)For the second person, what is the plan for ?A business plan is the best way to get started.(4) why is the plan critical? Because it can help to use the limited resources in the very best way.(5)petitors.(听力原文最后一句）P48 Part VP69 AAABBPart5 The photograph shows a man kissing a woman. And it's quite a kiss. He has a bent almost over backwards. The photographer was the renowned Alfred Eisenstein, who published the picture on the cover of a nation wide magazine. But since the subject was kissing, it's hard to see their faces clearly. So for 50 years no one could figure out who they were. It is one of the most famous kisses in American history: a sailor and a nurse in a victory embrace right in the middle of Broadway. The image was captured on 14 August, 1945 by photographer Alfred Eisenstein and printed on the cover of Life magazine. But the kissers whose faces are obscured remained anonymous for years. In 1980, Edith Sheng came forward to admit she was the nurse. Although she recognized herself from the minute she saw the magazine's cover, she said she was too embarrassed to tell anyone because she didn't know who the sailor in the picture was. "I was just standing there and I ... grabbed and this is a stranger. But this is a man who fought for us, and who helped end the war." Miss Sheng says she's received several calls over the past 15 years from men who claimed to be the sailor who kissed her, but she says none of their stories rang true. But Carols Muscarrela says he didn't have any trouble persuading Edith Sheng that he was the man in Eisenstein's photograph when he met her in July,nearly 50 years after their first encounter. Mr Muscarrela said he didn't even know the picture had been taken because he was shipped out a few days later and didn't return for 3 months. He said his mother saw the picture, however, and was shocked. "My mother went to visit the doctor's office in Berklin. This is several weeks after the photograph was taken and she picked up a magazine in the doctor's office and she said: 'This is my boy. This is my little boy.'" When he did learn about the picture, Carols said he didn't come forward to identify himself because he was happily married and really had no interest in the publicity. But, he says, a friend persuaded him to come forward for the 50th anniversary of the end of the Second World War and the most famous kiss in American history.TFFFTF。