第一章货币与货币流通货币money 支票check法定货币fiat money 电子货币electronic money铸币coin 支付系统payment system银行券banknote 准货币Quasi-money纸币Paper currency ，paper money 电子资金划拨EFT Electronic Funds Transfer货币总量monetary aggregates 借记卡debit card交易媒介medium of exchange 信用卡credit card计算单位unit of account 销售终端point-of-sale价值贮藏store of value 存款货币deposit money通货currency第二章货币制度货币制度monetary system 金平价gold parity本位制standard 金块本位制gold bullion standard本位币standard money 国际货币制度international monetary system辅币fractional money 布雷顿森林体系Bretton Woods Monetary System 货币法偿能力legal tender powers 牙买加体系Jamaica system复本位制bimetallic standard 美元化dollarization银本位silver standard 欧元EURO金币本位gold specie standard 欧洲货币联盟Europe Monetary Union ,EMU金汇兑本位gold exchange standard 最优通货区理论theory of optimum currency area 金本位制gold standard第三章国际交往中的货币与汇率自由外汇freely convertible currency 卖出汇率selling rate记帐外汇accounting foreign exchange 中间汇率middle rate汇率exchange rate 电汇汇率telegraphic transfer rate直接标价法direct quotation 信汇汇率mail transfer rate间接标价法indirect quotation 票汇汇率demand draft rate可兑换convertibility 即期汇率spot rate不可兑换inconvertibility 远期汇率forward rate现汇spot exchange 官方汇率official rate期汇forward exchange 市场汇率market rate远期升水forward premium 开盘汇率opening rate远期贴水forward discount 收盘汇率closing rate远期平价forward par 货币贬值devaluation固定汇率fixed exchange rate 货币升值revaluation浮动汇率floating rate 铸币平价mint parity基准汇率basic rate 黄金输送点gold points套算汇率cross rate 购买力平价purchasing power parity买入汇率buying rate第四章信用的演进信用credit 贷出lending债权claim 高利贷usury债务debt, debt obligation, indebtedness 实物信用physical credit借入borrowing 货币信用monetary credit金融finance 间接融资indirect finance国际信用international credit 信用风险credit risk银行信用bank credit 泡沫经济bubble economy直接融资direct finance 信用制度credit system第五章信用形式信用形式form of credit 消费信用consumer credit商业信用commercial credit 消费贷款consumer loans ，loan for 赊销sale on account ，account consumptionsales ，sale on credit ，credit sales 出口信贷export credit商业票据commercial paper ，commercial bill 买方信贷buyer's credit背书endorsement 卖方信贷seller's credit银行信用bank credit 银团贷款consortium loan政府信用sovereign credit 直接投资direct investment公债public debts 民间信用non-institutional credit国库券treasury第六章利息与利息率融资交易成本the cost of financing利息interest利率interest rate回报率、报酬率return rate of return资本化capitalization本金principal单利simple interest复利compound interest年利率annual interest rate月利率monthly interest rate日利率daily interest rate官定利率，官方利率official interest rate市场利率market interest rate固定利率fixed interest rate浮动利率floating rate基准利率benchmark interest rate差别利率differential interest rate长期利率long-term interest rate短期利率short-term interest rate名义利率nominal interest rate实际利率real interest rate即期利率spot rate of interest远期利率forward rate of interest到期收益率yield to maturity利率的风险结构risk structure of interest rate利率的期限结构term structure of interest rate违约风险default risk风险溢价risk premium流动性风险liquidity risk税收风险tax risk预期假说expectation theory expectation hypothesis分割市场理论market segmentation theory segmented markets theory流动性升水理论liquidity premium theory利率对储蓄的弹性interest elasticity of saving利率对投资的弹性interest elasticity of investment利率管制interest rate control利率市场化改革market oriented reform of interest rate 第七章金融机构概述金融风险financial risk金融中介机构financial intermediation跨国金融中介multinational financial intermediation管理性金融机构managerial financial institution商业性金融机构commercial financial institution政策性金融机构policy financial institution中国人民银行People's Bank of China国际金融机构international financial institution国际货币基金组织(IMF) International Monetary Fund世界银行The World Bank国际金融公司(IFC) International Financial Corporation国际开发协会(IDA) International Development Association 多边投资担保机构(MIGA) Multi-Investment Guarantee Agency国际清算银行( BIS)Bank for International Settlements区域性金融机构regional financial institution亚洲开发银行(ADB) Asian Development Bank非洲开发银行(AFDB) African Development Bank泛美开发银行(IADB) Inter-American Development Bank欧洲中央银行European Central Bank 第八章银行类金融机构商业银行commercial bank专业性银行specialized bank投资银行investment bank不动产抵押银行fixed asset mortgage bank开发银行development bank储蓄银行saving bank进出口银行export-import bank政策性银行policy bank跨国银行multinational bank总分行制branch banking system单一银行制unit banking system控股公司制share holding banking system连锁银行制chains banking system职能分工型银行functional division commercial bank全能型银行multi-function commercial bank《巴塞尔协议》“ Basle Agreement”银行资产业务asset business贷款loan证券投资portfolio investment贴现discount银行负债业务liability business活期存款demand deposit定期存款time deposit储蓄存款saving银行同业拆借inter-bank offered credit发行金融债券financial bond表外业务off-balance sheet business中间业务middleman business汇兑remittance信用证letter of credit代收业务business of collection代客买卖trading agency信贷承诺credit commitment票据发行便利note issuance facility金融创新financial innovation网络银行internet bank不良贷款bad loan存款保险制度deposit insurance system资产管理assets management负债管理liability management资产负债综合管理comprehensive management of assets and liability风险管理risk management信用合作机构credit cooperation农村信用合作社rural credit cooperatives城市信用合作社urban credit cooperatives第九章非银行金融机构保险公司insurance company保险费insurance premium保险基金insurance funds再保险re-insurance证券公司securities company投资基金investment funds信托机构trust company代理业务agency business租赁leasing融资租赁机构financing leasing institution转租赁sub-lease回租租赁sale and lease财务公司financial company金融资产管理公司financial assets management company邮政储蓄机构postal savings institution第十章金融市场与金融工具金融市场financial market货币市场money market资本市场capital market外汇市场foreign exchange market ，exchange market现货市场spot market期货市场 futures m arket 金融工具 financial instruments 直接融资 direct finance间接融资 indirect finance原生金融工具 underlying financial instruments 衍生金融工具 derivativefinancial instruments流动性 liquidity商业票据 commercial paper, commercial bill 股票 stock certificate, stocks, shares 普通股股票 commonstock 优先股股票 preferred stock债券 bond企业债券 enterprise bond 政府债券 government bond 金融债券 financialbond投资基金 investment funds公司型基金 corporate type investment fund 契约型基金 contractualtype investment fund开放型基金 open-end fund 封闭型基金 close-end fund 现货交易 physicals transaction 期货交易 futures transaction 期货合约 future contract 金融期货合约 financial futures contract 外汇期货 foreign exchange futures 利率期货interest rate futures股票价格指数期货 stock index futures contract期权 options期权合约 option contract 金融期权合约 financial option contract 看涨期权 call, call option 看跌期权 put, putoption欧式期权 European type option 美式期权 American type option金融互换 swaps利率互换 interestrate swap货币互换 currency swap直接发行 direct issueat par, emission, par issue issue at a premium issue at a discount indirect issue underwriting price subscription price security market share price index ， stock index Dow Jones Stock Price Index Standard & Pool's Composite Index Financial Times Stock Exchange 100 Index平价发行 溢价发行 折价发行 间接发行 承销价格 认购价格证券行市 股票价格指数 道 -- 琼斯股价指数 标准 -- 普尔股票价格指数 《金融时报》股票价格指数日经股票价格指数恒生股票价格指数上证综合指数深圳成份股指数上证180 指数上证50 指数资本资产定价模型套利定价理论期权定价理论收益，收益率名义收益率实际收益率持有期收益率到期收益率买卖差价到期日Tokyo Stock Price Index Hong Kong Heng Sheng Stock Index Shanghai Stock Exchange Composite Index ShenZhen Stock Exchange Component Index Shanghai Stock Exchange 180 Index Shanghai Stock Exchange 50 Index capital asset pricing model, CAPM arbitrage pricing theory, APT option pricing theory, OPT yield nominal yield real yield yield through the whole period yield to maturity bid-ask spread due date第十一章货币市场同业拆借银行同业拆借市场短期拆借市场拆借期限拆借利率伦敦银行同业拆放利率票据市场商业票据承兑贴现再贴现银行承兑汇票市场短期政府债券回购逆回购回购协议inter-bank offered creditinter-bank offered credit market short-termoffered market term of inter-bank lendinginterest rate of inter-bank lending London inter-bank offered rate, LIBOR bill marketacceptance of bills discount rediscount banker's acceptance bill market treasury bills counter purchase reverse ，repurchase repurchase agreement第十二章资本市场证券发行市场security offering market证券发行人security issuing entity证券投资者security investor证券中介机构security intermediary agency 私募发行private placement公募发行public placement直接发行direct issue间接发行indirect issue代销agent承销underwriting包销stand-by underwriting初次发行primary issue增资发行capital increase issueprescribed purchase of shares bond issue amount bond duration bondpayment way bond coupon rate listing open an account stock broker stock-jobber outside stock-jobber floor stock-jobber broker floor trading over the counter trading securities exchanges over the counter invisible market credittrading transaction cost effective market hypothesis weak efficient market semi-efficient market strong efficient market risk systematic risk non-systematic risk portfolio industry cycle analysis technical analysis curvetheory第十三章 国际收支及其均衡国际收支balance of payments国际收支平衡表 balance of payments statement 经常项目current account 货物goods 服务 services 收入 income经常转移 current transfers资本与金融项目 capital and financial account 资本项目 capital account 金融项目 financial account 直接投资 direct investment 证券投资 portfolio investment 其他投资 other investment 储备资产 reserve assets误差与遗漏 errors and omissions自主性交易 autonomous transactions配股债券发行金额 债券期限 债券偿还方式 债券票面利率 证券上市 开户 证券经纪人 证券商 场外证券商 场内证券商 掮客 场内交易 场外交易 证券交易所 柜台交易 无形市场 信用交易 交易成本 资本市场效率理论的假说 弱势有效市场 半强势有效市场 强势有效市场 风险 系统风险 非系统风险 有效资产组合 产业生命周期分析 技术分析 波浪理论调节性交易accommodating transactions贸易差额trade balance经常项目差额current account balance国际收支总差额overall balance国际储备international reserve黄金储备gold reserve外汇储备foreign exchange reserve储备头寸reserve position in the IMF特别提款权（SDRs）Special Drawing Rights外债foreign debt债务危机debt crisis负债率ratio of external debt to GNP债务率ratio of external debt to exports偿债率debt service ratio国际货币international currency国际结算international settlement汇票bill of exchange or draft本票promissory note支票cheque汇兑remittance托收collection信用证letter of credit旅行支票traveler's cheques银行保函letter of guarantee备用信用证standby credit letter第十四章国际资本流动与国际金融市场国际资本流动长期资本流动国际直接投资国际间接投资国际信贷政府信贷国际金融机构贷款国际银行贷款出口信贷短期资本流动对冲基金杠杆效应羊群效应国际金融市场离岸金融市场离岸货币市场外汇银行外汇经纪商外汇交易商即期外汇交易远期外汇交易international capital flowslong term capital flowsinternationalinternationalinternationaldirect investmentindirect investmentcreditgovernment creditcredits from international financialcredits from international banksexport creditshort term capital flowshedging fundleverage effectionherds effectioninternational financial marketsoffshore financial marketsoffshore currency marketsforeign exchange bank foreignexchange broker foreignexchange dealer spot foreignexchange forward foreignexchangeinstitution掉期外汇交易套汇国际货币市场伦敦银行同业拆借利率辛迪加贷款国际资本市场国际债券外国债券欧洲债券国际股票swaparbitrageinternational currency marketLIBOR( London inter-bank offered rate )Syndicated loaninternational capital marketinternational bond foreign bond Euro bond international stock 第十五章金融全球化经济全球化贸易一体化生产一体化金融全球化世界贸易组织globalization of economy integration of trade integration of production financial globalization WTO( World Trade Organization )纳斯达克（证券交易商自动报价系统国民协会）合格境外机构投资者制度NASDAQ(National Association of Securities Dealers Automated Quotation) QFII(Qualified Foreign Investment Investors)第十六章中央银行中央银行central bank 银行的银行bank of bank一元式中央银行unit central bank system 最后贷款人lender of last resort二元式中央银行dual central bank system 再抵押re-mortgage ，re-复合中央银行制度compound central bank system collateralize跨国中央银行制度multinational central bank 国家的银行the state banksystem 支付清算系统payment and clearing system 准中央银行制度quasi central bank system 支付系统payment system欧洲中央银行European System of Central 票据交换所clearing houseBank ，ESCB 全额实时结算real time gross system发行的银行bank of issue净额批量清算bulk transfer net system 第十七章货币需求货币需求demand for money 预防动机precautionary motive货币数量论quantity theory of money 投机动机speculative motive货币必要量volume of money needed 流动性偏好liquidity preference货币流通速度velocity of money 流动性陷阱liquidity trap交易方程式equation of exchange 平方根法则square-root rule剑桥方程式equation of Cambridge 货币主义monetarism现金交易说cash transaction approach 恒久性收入permanent income现金余额说cash balance theory 名义货币需求nominal demand for money 货币需求动机motive of the demand for money 实际货币需求real demand for money交易动机transaction motive 资产选择portfolio selection第十八章货币供给货币供给 money supply现金漏损 loss of cashes 通货 currency提现率 withdrawal rate 准货币 quasi money公开市场操作 open-market operation 名义货币供给nominal money supply再贴现率 rediscount rate 实际货币供给 real money supply 法定准备率 legal reserve rate 基础货币 base money超额准备率 excess reserves rate 货币乘数 money multiplier外生变量 exogenous variable 原始存款 primary deposit内生变量endogenous variable派生存款derivative deposit第十九章货币均衡均衡equilibrium通货膨胀 inflation通货膨胀率inflation rate居民消费价格指数 Consume Price I ndex,CPI批发物价指数Wholesale Price Index,WPI第二十章 货币政策货币政策 monetary policy 货币政策目标 goal of monetary policy 物价稳定 objective of price stability 充分就业 objective of full employment 经济增长 objective of economic growth国际收支平衡 objective of balance of payment equilibrium 货币政策中介指标 intermediate target of monetary policy 货币政策工具 tools of monetary policy 直接信用控制 direct credit control 间接信用控制 indirect credit control 信用配额 credit allocation 流动性比率 liquidity ratio 道义劝告 moral suasion 窗口指导window guidance货币政策传导机制 conduction mechanism of monetary policy货币政策时滞 time lag of monetary policy国内生产总值平减指数 需求拉上型通货膨胀 成本推动型通货膨胀 结构型通货膨胀 爬行式通货膨胀 温和式通货膨胀 恶性通货膨胀公开型通货膨胀 隐蔽型通货膨胀 指数化 通货紧缩 工资——价格螺旋GDPdeflator demand-pull inflation cost-push structuralinflation inflationinflationcreeping moderate rampant inflation ， runaway inflation ， gallopinginflation ， hyperinflation open inflation hidden inflation indexationinflationdeflation wage-price spiralfiscal policy policy coordination第二十一章 金融监管金融监管financial regulation ， financial 金融监管目标 objective of financial regulatorysupervision 监管方式 types of financial regulatory 金融风险 financialrisk风险管理 risk management巴塞尔协议 Basel A greement 监管手段 methods of financial regulatory 资本充足率 capital adequacy ratio 核心资本 core capital市场纪律market discipline附属资本supplementary capital金融监管体系 financialregulatory system风险资产 risk assets监管体制financial regulatory regime多米诺骨牌效应 domino effect第二十二章金融与经济发展金融压制 financial repression 金融创新 financial innovation金融深化 financial deepening 金融相关率financial interrelation ratio 金融工具比率 financial instrument ratio (FIR)中介比率 finance intermediary ratio 分层比率 gradation ratio 金融发展 financial development 金融自由化 financial liberalizalion 金融泡沫 financial bubbles金融危机financial crisis虚拟资本fictitious capital财政政策 政策协调。