2014年6月份英语六级阅读解析选词填空For investors who desire low risk and guaranteed income, U.S. gov ernment bonds are a secure investment because these bonds have the f inancial backing and full faith and credit of the federal governmen t. Municipal bonds, also secure, are offered by local governments an d often have 36 such as tax-free interest. Some may even be _ _37 . Corporate bonds are a bit more risky.Two questions often 38 first-time corporate bond investor s. The first is “if I purchase a corporate bond, do I have to ho ld it until the maturity date?”The answer is no. Bonds are bough t and sold daily on 39 securities exchanges. However, if you decide to sell your bond before its maturity date, you’re not gu aranteed to get the face value of the bond. For example, if your b ond does not have 40 that make it attractive to other invest ors, you may be forced to sell your bond at a 41 , i.e., a price less than the bond’s face value. But if your bond is highly valued by other investors, you may be able to sell it at a premium, i.e., a price above its face value. Bond prices genera lly 42 inversely（相反地）with current market interest rates. As interest rates go u p, bond prices fall, and vice versa（反之亦然）. Thus, like all investments, bonds have a degree o f risk.The second question is “How can I 43 the investment ris k of a particular bond issue?”Standard & Poor’s and Moody’s Inve stors Service rate the level of risk of many corporate and governmen t bonds. And 44 , the higher the market risk of a bond, the higher the interest rate. Investors will invest in a bond consider ed risky only if the 45 return is high enough.A) advantagesB) assessC) botherD) conservedE) deductionF) discountG) embarrassH) featuresI) fluctuateJ) indefiniteK) insuredL) majorM) naturallyN) potentialO) simultaneously【答案与解析】36. A) advantages【解析】这里应该填入名词，such as是举例，例子后面是免税，是政府债券的好处。
此处答案应该表示好处。
答案为A。
37. K) insured【解析】be后面应该跟动词的过去分词形式。
这里仍然是讲政府债券的好处，因此答案为K)被担保的，体现其低风险的特点。
38. C) bother【解析】主语是复数，questions，时态often应该是一般现在时，应该是动词原形。
结合文意，应该选C) bother（困扰）。
39. H) major【解析】空后是证券交易市场，前面应该是形容词。
major（主要的）为最佳选项。
40. A) features【解析】这里应该名词，后面的make是原形，应该是复数名词。
唯一符合该条件的是features（特征，特点）。
41. F) discount【解析】i.e.后面说售出价格比债券票面价值低，应该是打折出售，低价出售，at a dis count是固定搭配，表示打折。
42. I) fluctuate【解析】空中应该是动词原形，表示和市场利率方向变化，选能表示变化的词即可。
43. B) assess【解析】单词在一个问句中。
随后的回答中两家公司为投资的风险评价等级，因此空中应该是评估投资风险。
44. M) naturally【解析】应该填入一个副词，naturally表示“当然了，那还用说”的意思。
45. N) potential【解析】这里应该填入一个形容词，前一句话提到风险越高，回报越高，因此潜在的汇报足够高时消费者才会投资高风险的项目。
【参考译文】对于那些想要低风险和有保障的收入的投资者而言，美国国债是很安全的投资。
因为这些国债有着经济后盾以及联邦政府的充足信用。
地方政府债券也同样安全，它由地方政府发放，经常有点好处，比如免税。
有些政府债券甚至有担保。
公司的债券风险就则会高一点。
有两个问题经常困扰第一次投资公司债券的投资者。
第一个是“如果我购买了公司债券，我需要一直持有债券到到期日么？”答案是否定的。
债券每天都会在主要的证券交易市场进行买卖。
但是，如果你决定要在到期日之前卖掉债券，你就不一定得到债券的票面价值。
譬如说，你的债券缺乏吸引其他投资者的特点，你可能就会被迫打折卖掉股票，也就是以一个低于债券票面价值的价格卖掉它。
但是如果你的债券被其他投资者看好，你可以以高价卖掉它，也就是比票面价值更高的价格。
债券价格通常与实时市场利率的波动相反。
当利率上升的时候，债券价格会下降，反之亦然。
因此，就像所有的投资品一样，债券也有一定的风险。
第二个问题是“我该如何评估特定债券的投资风险？”标准普尔和穆迪投资公司为许多公司和政府债券的投资风险评级。
当然了，股票的市场风险越高，投资回报率就越高。
对于被认为有风险的债券，只有当它的潜在回报足够高时，投资者们才会对它进行投资。
仔细阅读Passage OneTexting has long been bemoaned(哀叹) as the downfall of the written word, “penm anship for illiterates,” as one critic called it. To which the proper response is LOL. Texting properl y isn’t writing at all. It’s a “spoken” language that is getting richer and more complex by the year.First, some historical perspective. Writing was only invented 5,50 0 years ago, whereas language probably traces back at least 80,000 y ears. Thus talking came first, writing is just a craft that came al one later. As such, the first writing was based on the way people talk, with short sentences. However, while talking is largely subco nscious and rapid, writing is deliberate and slow. Over time, writers took advantage of this and started crafting long-winded sentences s uch as this one: “The whole engagement lasted above 12hours, till t he gradual retreat of the Persians was changed into a disorderly flight, of which the shameful example was given by the principal leader s and …”.No one talks like that casually—or should. But it is natural t o desire to do so for special occasions. In the old days, we didn’t much write like talking because there was no mechanism to reproduc e the speed of conversation. But texting and instant messaging do—an d a revolution has begun. It involves the crude mechanics of writin g, but in its economy, spontaneity and even vulgarity, texting is ac tually a new kind of talking, with its own kind of grammar and con ventions.Take LOL. It doesn’t actually mean “laughing out loud”in a l iteral sense anymore. LOL has evolved into something much subtler and sophisticated and is used even when nothing is remotely amusing. J ocelyn texts “Where have you been?”and Annabelle texts back “LOL a t the library studying for two hours.”LOL signal basic empathy(同感) between texters, easing tension and creating a sense of equality. Instead of having a literal mea ning, it does something—conveying an attitude—just like the – ed ending conveys past tense rathe r than “meaning” anything. LOL, of all things, is grammar.Of course no one thinks about that consciously. But then most of communication operates without being noticed. Over time, the meaning of a word or an expression drifts—meat used to mean any kind o f food, silly used to mean, believe it or not, blessed.Civilization, then, is fine—people banging away on their smartphon es are fluently using a code separate from the one they use in act ual writing, and there is no evidence that texting is ruining compos ition skills. Worldwide people speak differently from the way they wr ite, and texting—quick, casual and only intended to be read once—i s actually a way of talking with your fingers.56. What do critics say about texting?A) It is mainly confined to youngsters.B) It competes with traditional writing.C) It will ruin the written language.D) It is often hard to understand.【参考答案】C【答案解析】根据题干中的critics定位到文章的第一段第一句话（Texting has long bee n bemoaned as the downfall of the written word, “penmanship for illiterates,” as one critic called i t.）。