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汇票本票支票的区别(英文)


It is a written payment document based on credit.
financing
It is achieved by paying the price.
SIMILARTIY circulating
It is achieved by indorsement.
Bills are drawn in a set,say two copies. Where there are two or more acceptors in a bill, the acceptors are always jointly liable.
Notes are made in one copy. Where there are two or more makers, they may be liable jointly or jointly and severally.
DISTINCTION Bill of exchanges
Where payable after sight,a bill must be presented for acceptance to fix the muaturity date of the bill.Such presentment for acceptence is necessary to render the piror parties liable.
SIMILARTIY exchange
payment tool
SIMILARTIY
providing credit
circulating
financing
SIMILARTIY exchange
To solve the obstacles in cash payment between two different places.
A three-party instrument.
Where payable after Never accepted. date, a bill is generally accepted.
In China, a cheque is an instrument made by a drawer who orders the drawee bank pay unconditionally at sight.
Promissory Cheques notes
Never accepted. However, the maker for promissory note is bound in the sane manner as an acceptor. A promissory note payable at a certain time after sight must be presented for the visa of the maker within the limits of time. The visa date is used to fix the maturity date of the note. According to the Negotiable Instrument Law of the People's Republic of China, a cheque is an instrument made by a drawer who orders the drawee bank which the drawer maintains a cheque diposit accout to unconditionally pay at a sight a fixed amount of money to the payee or holder.
DISTINCTION Bill of Promissory Cheques exchanges notes
A usance bill can be accepted for honour supra protest. Never accepted. The cheque can be certified or guaranteed.The US Uniform Commercial Code considers “certified” as “acceptance”. Cheuqes are made in one copy. The drawee is the bank with which the drawer maintains a cheque-writing account.
THE SIMILARTIY AND DISTINCTION AMONG BILLS OF EXCHANGE, PROMISSORY NOTES AND CHEQUES
CATALOGUE
CLASSIFICATION
DISTINCTION
SIMILARITY
CLASSIFICATION 1、Bill of exchange Sight bill and usance bill 2、Promissory note A joint note and a joint and serval note 3、Cheques Many types of cheques
payment tool
The negotiable instrument can be indorsed for many times.
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DISTINCTION
Bill of Promissory Cheques exchanges notes
An other to pay. A promise to pay. A special type of bill of exchange.
A three-party instrument.
A two-party instrument.
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