银行金融英语翻译词汇budget guideline ratio财政预算案准则比率budget proposal财政预算案建议budget revenue财政预算案收入财政预算委员会（证券及期货事务监）budget revenue measure财政预算案税收措施；财政预算案收入措施Budget Speech《财政预算案演词》budget strategy财政预算策略budget surplus财政预算盈余budgetary and cost control 预算与成本管制budgetary criterion开支预算准则budgetary deficit财政预算赤字budgetaryguideline财政预算指引budgetary implication财政预算的影响budgetatyinnovation财政预算新措施budgetary management 财政预算管理budgekirypolicy财政预算政策budgetary position财政预算状况budgetary strategy财政预算策略budgetaty system财政预算制度budgeted cost预算成本budgeted for surplus 预算盈余building cost index建造成本指数built-in control of themoney supply货币供应的内在调节功能built-in stabilizer内在稳定因素；内在稳定措施bulk buying大宗釆购；大批购买bulk transfer大额股票转名bull看好股市者；“好友”；买空投机者bull bond牛债券bull market牛市；升市；旺市；多头市场bull position 长仓bullion broker 金银经纪bullion market 金银市场Bundesaufsichtsamt fur den Wcrtp叩ierhandel 德国联邦证券监管办事处buoy up上升buoyant活跃；蓬勃；坚挺；保持高价1股票）buoyant market 市况活跃bursary助学金；补助金business商业;业务business address 营业地址business association 业务协会business bankaccount 银彳亍营业户口business concession 特许经营权business cycle商业周期；经济周期；商业循环business day营业日；交易日business expenses营业开支；营业费用business for profit 牟利业务business hour营业时间business income 营业收入Business Manager业务经理（公司注册处）business of exchange currencies 货币兑换业务business of taking deposits 接受存款业务business plan业务计划business record 业务记录business recovery 业务重整business registration application form I筍业登i己申请表business registration certificate 商业登记iiE business registration fee 商业登记费businessregistration inspector 商业登记督察business registration number 商业登记号码Business Registration Office 商业登记署（税务局）Business RegistrationOfficei•阁业登记主任business sector 商界business sentiment 营商意欲business taxation 商业课税business turnover 营业额business undertaking 商业经营business-friendly方便商界；有利营商；利于商界运作buy买入buy low and sell high低价买入而高价卖出buy order 买盘buyer's market 买家市场buyer's price买价；买方出价buy-in补进；补仓buying rate买入价；买入汇率calendar year figure 历年数字call催缴通知；认购期权call deposit通知存款；活期存款call loan短期同业拆借；通知贷款call margin补仓；追加保证金call market短期同业拆放市场call money短期同业拆借；活期贷款call option认购期权；看涨期权call price赎冋价格；提前赎冋价call warrant认购认股权证；回购认股权证callable share可收回股份；可兑付股份called up share capital 已催缴股本Canadian Dollar 加拿大元Canadian Eastern Finance Limited加拿大怡东财务有限公司Canadian Imperial Bank of Commerce 加拿大帝国商业银行cancellation price 取消费cap上限capital资本;资金Capital Accord《资本协定》capital account资本帐；非经常帐capital account commitment balance 资本帐承担额结余Capital Adequacy Directive《资本充足指引》capital adequacy ratio 资本充足比率capital allowance 资本免税额capital alteration 资本变更capital and liabilities ratio 资本负债比率capital and liquidity requirement资木与流动资金的规定capital appreciation 资本增值Capital, Asset Quality, Management,Eamings and Liquidity Rating System资本、资产质素、管理、盈利及流动资金评级制度（CAMEL评级制度）capital assets 资本资产capital at risk 风险资本capital base资本基础；资金基础capital charges资本支出；资本费用capital commitment 资本承担capital contribution certificate 出资证明书capital convergence划一资本充足比率capital cost资本成本；建设成本；建设费用capital cover资本保证capital deficit资本亏细;资木赤字capital divided into shares 资本分成股份capital element资本因素；资本部分capital equipment 资本设备capital expenditure资本开支；非经常开支capital expenses 资本费用capital financing筹集资本；以非经常收入支付非经常开支的结算capital flow资金流量capital formation资本形成；集资capital formation figure 资本组合数字capital fund资本基金capital gain资本增益;资本增值capital gains tax资本增值税capital goods资本财货；资本货物capital grant非经常补助金；非经常拨款；建设补助金capital grant cycle建设补助金周期capital injection注入资本；注资capital input投入资本capital intensity 资本密集度capital intensive 资本密集capital investment 资本投资Capital Investment Fund 资本投资基金capital loss资本损失capital maintenance资本保值；资本保留capital market资本市场;资金市场capital market instrument 资本市场票据capital money资本款项capital money subject to a trust 信托财产资本capital movement 资本流动capital nature 资木性质capital outlay 资本支illcapital portion 资本部分capital profit 资本利润capital project基本工程项目；非经常开支项目capital receipt 资本收入capital redemption 资本赎冋capital redemption business 资本赎回业务capital redemption contract 资本赎冋合约capital redemption reserve 资本赎冋储备capital reduction资本减缩;减资Capital Reduction Scheme股本削减计划（香港联合交易所有限公司）capital repayment 偿还资本capital reserve资本储备；后备资本capital revenue资本收益；非经常收入capital spending资本开支；资木支岀；非经常开支Accounting system 会计系统American Accounting Association 美国会计协会American Institute of CPAs美国注册会计师协会Audit审计Balance sheet资产负债表Bookkeepking 簿记Cash flow prospects现金流量预测Certificate in Internal Auditing 内部审计证书Certificate in Management Accounting 管理会计证书Certificate Public Accountant 注册会计师Cost accounting成本会计External users外部使用者Financial accounting 财务会计Financial Accounting Standards Board 财务会计准则委员会Financial forecast 财务预测Gen erally accepted accounting principles 公认会计原贝ij General-purpose information 通用目的信息Government Accounting Office 政府会计办公室Income statement 损益表Institute of Interntil Auditors 内部审计师协会Institute of Management Accountants 管理会计师协会Integrity整合性Internal auditing 内部审计Internal control structure 内部控制结构Internal Revenue Service 国内收入署Internal users内部使用者Management accounting 管理会计Return of investment 投资冋报Return on investment 投资报酬Securities and Exchange Commission 证券交易委员会Statement of cash flow 现金流暈表Statement of financial position 财务状况表Tax accounting 税务会计Accounting equation 会计等式Articulation勾稽关系Assets资产B usiness entity 企业个体Capital stock 股本Corporation 公司Cost principle 成本原则Creditor债权人Deflation通货紧缩Disclosure 批露Expenses 费用Financial statement 财务报表Financial activities 筹资活动Going-concern assumption 持续经营假设Inflation通货膨涨Investing activities 投资活动Liabilities 负债Negative cash flow 负现金流暈Operating activities 经营活动Owner s equity所有者权益Partnership合伙企业Positive cash flow 正现金流量Retained earning 留存利润Revenue 收入Sole proprietorship 独资企业Solvency清偿能力Stable-dollarassumption 稳定货币假设Stockholders 股东Stockholders equity 股东权益Window dressing 门面粉饰Account 帐account number 帐目编号depositor 存户pay-in slip 存款单a deposit form 存款单 a banding machine白动存取机to deposit 存款deposit receipt 存款收据private deposits 私人存款certificate of deposit 存单deposit book, passbook 存折credit card 信用卡principal 木金overdraft, overdraw 透支to counter sign 双签to endorse 背书endorser背书人to cash兑现to honor a cheque 兑付to dishonor a cheque 扌口付to suspend payment 止付cheque,check 支票cheque book 支票木order cheque记名支票bearer cheque 不记名支票crossed cheque 横线支票blank cheque空白支票rubber cheque空头支票cheque stub, counterfoil 票根cash cheque现金支票travelers cheque 旅行支票cheque for transfer 转帐支票outstanding cheque 未付支票canceled cheque 已付支票forged cheque 伪支票Bandar's note 庄票,银票banker银行家president 行长savings bank储蓄银行Chase Bank大通银行National City Bank of New York 花旗银行Hongkong Shanghai Banking Corporation 汇丰银行Chartered Bank of India, Australia and China 麦加利银行Banque de UndoChine东方汇理银行central bank, national bank, banker's bank 中央银行bank of issue, bank of circulation 发行币银行commercial bank商业银行，储蒂信贷银行member bank, credit bank 储蓄信贷银行discount bank贴现银行exchange bank汇兑银行requesting bank委托开证银行issuing bank, opening bank 开证银行advising bank, notifying bank 通知银行negotiation bank 议付银行confirming bank 保兑银行paying bank付款银行associate banker of collection 代收银行consigned banker of collection 委托银行clearing bank清算银行local bank本地银行domestic bank国内银行overseas bank国外银行unincorporated bank 钱庄branch bank银行分行trustee savings bank信托储蒂银行trust company信托公司financial trust金融信托公司unit trust信托投资公司trust institution银行的信托部credit department银行的信用部commercial credit company(discount company)商业信贷公词(贴现公司) neighborhood savings bank, bank of deposit 街道储蓄所credit union合作银行credit bureau商业兴信所self-service bank 无人卡艮彳亍land bank 土地银行construction bank 建设银行industrial and commercial bank 工商银行bank of communications 交通卡艮行：mutual savings bank互助储蓄银行post office savings bank 邮局储蓄银行mortgage bank, building society 抵押银行industrial bank 实业银行home loan bank家宅贷款银行reserve bank准备银行chartered bank 特许银行corresponding bank 往來银行merchant bank, accepting bank 承兑辛艮彳亍investment bank 投资银行import and export bank (EXIMBANK)进出口银行joint venture bank 合资银行money shop, native bank 钱庄credit cooperatives 信用社clearing house票据交换所public accounting 公共会计business accounting 商业会计cost accounting 成本会i十depreciation accounting 折旧会计computerized accounting 电脑化会计general ledger 总帐subsidiary ledger 分户帐cash book现金出纳帐cash account 现金帐journal, day-book日记帐，流水帐bad debts 坏帐investment 投资surplus 结余idle capital 游资economic cycle 经济周期economic boom经济繁荣economic recession 经济衰退economic depression 经济萧条economic crisis 经济危机economic recovery 经济复苏inflation通货膨胀deflation通货收缩devaluation货币贬值revaluation货币增值international balance of payment 国际收支favourable balanee 顺差adverse balance 逆差hard currency 硬通货soft currency 软通货international monetary system 国际货币制度the purchasing power of money 货币购买力money in circulation 货币流通量note issue 纸币发行量national budget 国家预算national gross product 国民生产总值public bond 公债stock, share 股票debenture 债券treasury bill 国库券debt chain债务链direct exchange直接（对角）套汇indirect exchange间接（三角）套汇cross rate, arbitrage rate 套汇汇率foreign currency （exchange） reserve 夕卜）匚彳诸备foreign exchange fluctuation 夕卜汇波动foreign exchange crisis 夕卜7匚危机discount 贴现discount rate, bank rate 贝占现率gold reserve黄金储备money （financial） market 金融市场stock exchange股票交易所broker经纪人commission 佣金bookkeeping 簿记bookkeeper 簿记员an application form 申请单bank statement 对帐单letter of credit 信用证strong room, vault 保险库equitable tax system 等价税则specimen signature 签字式样banking hours, business hours 营业H寸间第一章香港银行体制简介minimum paid-up share capital 最低实缴股木reciprocity 互惠corresponding bank 代理行liaison office联络办公室moratorium延期偿付权legislation 法规innovation 改革underwriting 包销merge合并portfolio资产组合unit trust单位投资信托arbitrage 套汇capital adequacy ratio 资本充足率derivative金融衍生工具maturity到期日deregulation放松管制redemption 兑现certificates of indebtedness 彳责务i正书linked exchange ra怕联系汇率accounting arrangements 会汁安排resumption of sovereign 收回主权holding company 控股公司privileges 特权第二章货币、银行与经济legal tender 法币medium of exchange 交换媒介deferred payment 延期支付face value 面值mintage 铸币homogeneity 同质权fiat money不兑换纸币，名义纸币negotiable certificates of deposits 人额转让存单narrowly-defined 狭义定义的broadly-defined广义定义的required reserve法定准备金excess reserve超额准备金monetary base 货币｛流通｝基础open market operations 公开市场操作auction 拍卖non-intervention 不干涉主义net balance净差｛余｝额advance 贷款retained earnings 留存收益第三章香港银行业监管•资本充足率、流动性比率和对银行业务的限制risk-weighted assets 风险加权资产off-balance sheet items 表外业务项目collateral 抵押claims债权denominate 面值residual maturity 剩余期限mortgage住房抵押arrears拖欠尾数default 违约on-balanee sheet items 表内业务contingency意外开支repurchase agreement 回购协议recourse 追索权irrevocable不可撤消rediscounting 在贴现market risk exposure 市场风险position 头寸第四章国际银行业-监管与市场发展debt-to-equity ratio 资产负债比率treasure bond 国库券leasing 租赁money laundering 洗钱treasure bill 国库券bankruptcy 破产credit securitization 信用证券化real time gross settlement 实时全额清算off-shore 离岸clearing bank 清算行discount house 贝占现行privileged position 故优恵头寸building society 建房协会Japanese Big Bang Fl 木金融改革dual banking system双轨银行制度wire transfer电子转帐第五章金融机构资本市场与货币市场laissez-faire自由放任主义negotiable可流通的installment分期付款benchmark慕准利率turnover成交额outstanding 未付的in favour of以人为受益人promissory no 怕本票unsecured无担保的prime rate最优惠利率preference share 优先股ordinary share 普通股warrant认股权current market value 当期市值option contract 期权合同hedging套期保值Provident Fund 福利基金第六章银行清算系统与转帐beneficiary 受益人collecting bank 代收行code代号，代码，密码uncleared cheque未清偿支票invoice 发票credit transfer 信用转帐endorsement 背书bearer持票人defective title有瑕疵的所有权down payment 首付款traveller's cheque 旅行支票bearer bonds不记名债券crossed cheque 划线支票countersign 联署paying bank 付款行transferable 可转让holder in due course 正当持票人holder in value冇代价持票人overdue 过期dishonoured cheque 拒付支票repo repurchase agreement 回购协议第七章面向个人的银行业务courttermand 取消garnishee order向第三债务人下达的资产扣押令winding-up停业清理secured loan担保贷款overdraft 透支real estate mortgage 房地产抵押chattel mortgage 动产抵押in presence of 提示reimbursement 偿还withholding interest tax 预扣税custodian 保管access 准入automatic teller machine 自动取款机personal identity number 密码.个人识别号passbook 存折insurance broker保险经纪人hire purchase 租购第八章面向公司的银行业务working capital loan 周转资金start-up loan创业贷款syndicated loan辛迪加贷款project financing 项目融资foreign trade financing 对外贸易融资current assets 流动资产accounts receivable 应收帐款agentbank代理行drawdown period 支用期grace period 宽限期principle 木金tombstone证券发行公告factoring facilities 保理业务open credit无担保贷款factor保理人lessee承租人lessor出租人non-resourse 无追索权financiallease 金融租赁operating lease 经营租赁full payout lease 支付租赁true lease 真实租赁conditional lease 条件租赁leverage lease 杠杆租赁electronic date interchange services 电了数据交换服务第九章私人银行业务和商人银行业务retail bank商业零售银行private bank私人银行merchant bank商人银行risk preference 风险偏好risk taking investor甘冒风险的投资者risk aversioninvestor逃避风险的投资者macroeconomic oriented以宏观经济为导向的equities origination 股票发行venture capital financing 风险资木融资the spread 价差interest rate swap 利率互换leverage buyout 杠杆收购junk bond垃圾债券red chips红筹股”h" shares H 股trustee受托人第十章银行在国际贸易中充当的角色collection 托收production combi nation 生产联合production cost 生产成本comparative advantage 相对优势middle agent中间代理elimina怕exchange risk消除外汇风险shippi ng insura nee 海险guarantee 担保performance bond 履约保证import credit 进口信贷第十二章国际货币交易dividends 分红money transfer 转帐bank draft银行汇票mail transfer 信汇telegraphic transfer 电汇test key测试密钥telex电报Society for World Inter-bank Financial Telecommunications 环球银行间金融电讯协会standardized format 标准格式clearing house 结算所computer code电脑代码additional cost 附加成本第十三章外汇foreign exchange rate 夕卜汇汇率swing浮动spot rate现汇汇率market rate市场汇率cross rate交叉汇率forward exchange contract 远期外汇合同currency future contract 货币期货合同quotation报价单rolling forex展期外汇option on foreign exchange 夕卜汇期权strike price执行价格expiry date 到期日call option多头期头put option空头期权foreign exchange hedge 外汇套期保值foreign exchange swap 夕卜汇掉期superannuation 养老基金pension funds退休基金brokerage fee经纪人佣金optimum profit 故高收益第十四章发放信贷的基本考血canon标准illegal activities 非法行为speculative purpose 投机目的repayment schedule 还款安排balance sheet资产负债表in come stateme nt 利润表long-term loan 长期贷款country-risk国别风险quantitative yardstick定量的评判标准credit risk信用风险risk assessment 风险评估margin保证金legal authority 法定权力memorandum and articles of association 公司章程cushion of assets 资产缓冲safe title所冇权credit reference agency 信用查询机构credit standing 信用状况第十五章放款类型consumer loan消费信贷bonus奖金gratuity退休金track record工作履历minor's account未成年人帐户sole proprietors 独资企业private limited company 私人冇限公司public limited company 公共冇限公司inter-bank lending /borrowing 同业拆借the inter-bank money market 同业拆借市场local currency 本国货币marginal cost边际成本inter-bank rate同业拆借利率contingency payout 意外支出natural disaster 口然灾害legal status法定地位第十一章外贸融资documentary credit 跟单信用证documentary collection 跟单托收export credit insurance 出口信贷保险shipment policy装运保险单issuing bank 开证行advising bank 通知行confirming bank 保兑行applicant开证申请人irrevocable documentary letter of credit 不可撤消信用证reimbursing bank 偿付行negotiating bank 议付行verification 证实confirmed credit 保兑信用证payment in advance 预付贷款remitting bank 托收行collecting bank 代收行sight bill即期汇票term bill远期汇票clean collection 光票托收bill of lading 提单certificate of origin airway b川航空联运certificate of inspection 检验证明in sura nee policy certificate 保单HF 明open account 赊销premium保险费第十六章特殊类型的借款者•商业部门stockbroking股票经纪going concern持续经营net profit净收益audited accounts经过审计的帐户registration certificate 注册证明inheritanee 遗产tangible security 冇形担保intangible personal guarantee 无形个人担保deed契约dormant partner不参与经营的合伙人limited partner有限资任合伙人aggressive management 扩张性管理defensive management 保守性管理gearing举债经营prior charge优先偿付债券charges on assets以资产抵押fixed charge固定抵押floating charge 浮动抵押overtrading超资力经营第十七章贷款抵押life policy人寿保险depreciation 折I口indemnity 赔偿legal mortgage 法定抵押leasehold mortgage 衡平法抵押surrender value租赁财产抵押stocks and shares股票和证券unquoted shares非挂牌｛上市｝股票cross-guarantee 交叉担保under influence不正当影响misrepresentation与事实不符合的陈述debenture 债券run down 削减ack no wledgeme nt 确认第十八章资产负债表分析tangible assets 冇形资产intangible assets 无形资产copy right 版权goodwill 商誉net worth资产净值cash flow现金流量current ratio流动比率quick ratio速动比率quality of assets 资产质量investment strategy 投资策略trend analysis 趋势分析debt to equity ratio 债务产权率debt service ratio还本付息比；偿债比率amortization 摊销receivable turnover 应收帐款inventory turnover 存货周转第十九章放款监控write off 注销recession （经济）衰退social unrest社会动荡uncleared funds未清算资金credit limit信贷限额bad debt 坏帐loan restructuring贷款重新安排recovery 追陪offsetting 补偿legal proceeding 诉讼litigation solicitor 诉讼律师Baby bond小额股票Background 背呆background investigation 背景调查background material 背景材料Bad坏的bad account坏帐，呆帐bad debt loss坏帐损失bad debt recovey呆坏帐收回bad title失效产权Balance余额，结余，差额，平衡adverse balanee 收支逆差balance budget 平衡预算balance of international trade 国际贸易差额balance of payment 国际收支balance sheet资产负债表balance sheet audit资产负债表审计balance sheet classification 资产负债表分类balance sheet evaluation 资产负债表评价closing balance 期末差额credit balance 贷方余额foreign currency balanee 夕卜7匚余额keep balance保持平衡loss balance失去平衡negative balanee 逆差retained balanee from foreign exchange revenue 夕卜汇收入留成余额summary balance sheet资产负债汇总表Bank银行all-purpose bank通用银彳亍bank account balance银行存款余额bank balance sheet银行财务状况表bank credit银行信贷bank debt银行债务bank discount rate 银行贴现率bank holding company银行控股公司bank interest银行利息bank line银行信用额度bank loan银行借款bank rate银行贴现率bank reserve银行准备金bank's buying rate 银行买价bank's call loan银行同行拆借bank's selling rate 银行卖价clearing bank清算银行commercial bank 商业银行cooperative bank 合作银行mortgage bank抵押银行Banking金融，银行业banking institution 金融机构Banking Law 银行法banking sector 银行部门Bankrupt 破产bankrupts assets破产者的财产Bankruptcy 破产act of bankruptcy 破产法案arrangement in bankruptcy court 迫产法庭调解bankruptcy administrator 破产管理人bankruptcy amendment act 破产修正案bankruptcy code chapter 7-- liquidation 破产法第7 章（清算）bankruptcy code chapter 11—reorganization 破产法第11 章（重组）bankruptcy court 破产法院bankruptcy debtor 破产债务人bankruptcy judge 破产判决bankruptcy law 破产法bankruptcy notice 破产公告bankruptcy ordinance 破产条例bankruptcy petition要求宜布破产bankruptcy proceed!ngs 破产程序bankruptcy rules 破产规定bankruptcy trustee 破产受托人declaration of bankruptcy 宣布破产Bargain议价，讨价还价Basic基本的,基础basic account基本帐户basic accounting unit 基木核算单位Bear 空头，卖空bear account空头帐户bear market熊市，淡市bear transaction 空头交易Beat还价，杀价Below par低于票面价值Benchmark 基准Benefit利益，受益，福利，津贴benefit country 受惠国benefit fund for employees 职工福利基金ben efit program 福利计划Benefited受益的benefited party 受益方Benevolent fund 慈善基金Beta贝塔（与股票相关的）系数beta risk measurement贝塔风险系数测定Bid投标，报价，出价bid bond投标押金bid opening date 开标日期bid price买方出价call for bid 招标invite bid 招标Bidder投标人，投标商Bidding投标，出价bidding documents 标书Big Board指美国纽约股票交易所Big Six指美国六大会计事务所Big Three指美国三大汽车公司Bilateral双边的bila怕ral agreement 双边协议bilateral loans 双边贷款bilateral trade 双边贸易Bill票据，帐单，发票，钞票bill receivable account 应收票据帐户treasury bill国库债券Black黑色的，黑市的blank market price 黑市价格black market transaction 黑市交易Blank空白的blank check空白支票Blanket 一揽子的blanket insurance 统括保险blanket mortgage 一「揽子抵押Blue chip兰筹股Blue-chip share 头等股票Blue-chip stock 热门股票Blue-collar worker 兰领工人Blue-sky law兰天法（防欺诈凭空发行股票的法律）Board董事会，委员会，理事会board chairman 董事长board meeting董事会议board of administration 董事会，理事会board of arbitration 仲裁委员会board of audit审计委员会board of directors董事会，理事会board of executive director执行葷事会，执行委员会board of manager's 理事,董事board of supervisors 监事会board of trustees受托委员会Bond债券，证券，公债bond broker债券经纪人bond creditor债券债权人bond discount债券折价bond issue债券发行bond market债券市场bond premium债券溢价bond rating agency债券评级机构bond yield债券收益callable bond通知偿还债券convertible bond可转换债券government bond 政府债券junk bond拉圾债券listed bond挂牌债券，上市证券mortgage bond抵押债券municipal bond 市政债券preference bond优先债券，优先股registered bond 记名债券treasury bond国库债券unlisted bond未挂牌债券，未上市证券Bonded保税的，冇抵押的bonded area 保税区bonded factory 保税工厂bonded goods保税货物bonded warehouse 保税仓库Bonus奖金，红利，津贴bonus issue发放红利股bonus-percentage of profit 利润率分红bonus share分红股，红利股Book书籍，帐簿，记帐，定票，订货book depreciation 帐面折IH book-entry securities 记帐证券book inventory 帐而库存book of account 帐簿book profit帐面利润book value per share每股帐面价值Boom繁荣，呆气Borrow借入borrow money on credit 信用借款Borrowed借入的borrowed capital 借入资本borrowed funds 借入资金borrowed reserve 借入准备金Borrowing借款，借用。