借款合同：英文涉外借贷合同范本

loancontract

contractnumber：_____________

borrower：________________

address：_________________

lender：__________________

address：_________________

inaccordancewithprovisionsofcontractlawofthepeoples republicofchinaandbankofchina，afterreviewingthestatusandtherequestoftheborrower，thelenderagreestogranttheborroweralineofcrediton.th eborrower，lenderandguarantor，throughfriendlynegotiation，haveexecutedthiscontractasfollows：

article1currency，amountandtermoftheloan：

1.thecurrencyunderthisloanisreiminbi.

2.thelineoftheloanisyuan.

3.theperiodofthisloanis12monthsfromthedateofeffecti venessofthiscontract.

article2thepurposeoftheloan：

1.thepurposeofthisloanisusedforworkingcapitalturnov er.

2.withoutwrittenapprovalofthelender，theborrowercouldnotusetheloanoutofthescopeofthepurp ose.

article3interestrateandcalculationofinterest：

1.interestrate：theinterestrateshallbe[***]duringtheloanterm，ifthecountrysrelatedauthorityadjustedtheinterestrat eorthemannerofcalculationofinterest，theinterestofthiscontractshallbeadjustedaccordingly afteroneyearfromthedateofexecutionofthiscontract.th eadjustmentshallbeconductedwhentheinterestrateareex ecutedoneyear.itisnotobligedtoinformtheborrowerwhen theadjustmentofinterest.

2.theinterestshallbecalculatedfromthedateoffirstdra wdownandtheactualdaystheborroweruse.oneyearshallbec alculatedas360days.

3.thepaymentofinterests：theborrowershallpaytheinterestsperquarter.thepaymen

tdateshallbe，and.ifthepaymentforthelastinstallmentisnotonthepaym entdate，theinterestsshalldeducttheinterestfromthebankaccoun toftheborrower.intheeventthattheborrowerfailstopayt heinterestsontimeandthebalanceoftheaccountoftheborr owerisnotenoughforthepaymentofinterest，thelendershallhaverightstocollectapenaltybeing[***] oftheoutstandingamountperdayfortheborrowersbreachof contract.

article4overdueinterestsandmisusinginterests

1.iftheborrowerfailstorepaytheloanandcannotreachaag reementwiththelenderregardingtheextension，thelendershallcollectanoverduepenaltyfor[***]oftheo verdueamountperday.

2.iftheborrowerfailstousestheloaninaccordancewithth eprovisionssetforthinthiscontract，thelendershallhaverighttochargeainterestsforthemisu singpartatarateof[***]perday.

article5account

theborrowershallopenreiminbibasicaccountand/orforei gncurrencyaccountatthelenderorlendersbranchfortheus eofdraw-down，repayment，paymentofinterestsandfees.

article6draw-down

1.theloanunderthiscontractisrevolving，thebalanceofthiscontractshallnotmorethanthelineofcr edit.

2.theborrowershallsendadraw-downapplicationasthefor mhereinattachedinthiscontract7daysbeforethedateofdr aw-down.

3.theborrowershallnotdrawtheloanlessthan1million.

article7conditionsfordraw-down

thefollowingconditionsshallbesatisfiedinadvanceofth edraw-downdate：

1.theborrowerhasopenedforeignaccountandreiminbiacco untattheofficeofthelenderorthebranchofthelender；