工作项目：
2010年5月20日，福州环宇进出口有限公司
外贸业务员徐娟收到了福州市中国银行福 州分行（BANK OF CHINA ,FUZHOU BRANCH）国际业务部的信用证通知函， 告知德国公司已经通过汇丰银行汉堡分行 （HSBC BANK PLC，HAMBURG）开来信 用证。信用证通知书和信用证内容如下：

+TRANSSHIPMENT ALLOWED AT HONGKONG ONLY.

+SHORT FORM/CHARTER PARTY/THIRD PARTY BILL OF LADING ARE NOT ACCEPTABLE.
+SHIPMENT MUST BE EFFECTED BY 1×20‟FULL CONTAINER LOAD.B/L TO SHOW EVIDENCE OF THIS EFFECT IS REQUIRED.
46A:

DOCUMENTS REQUIRED
+COMMERGIAL INVOICE SIGNED IN INK TRIPLICATE. ONE ORIGINAL OF WHICH SHOULD BE CERTIFIED BY CHAMBER OF COMMERCE OR CCPIT
+PACKING LIST IN TRIPLICATE.
（二）催证函的书写
1、说明所涉及的商品名称、合同、确认书名 称 2、说明尚未收到信用证 3、催促对方开证
假如（2）
假如福州环宇进出口有限公司外贸业务员
徐娟到2010年5月15日尚未收到德国公司 委托银行开出的信用证，就可以给德国公 司发出类似以下的催证函。
Dear
sirs , Referring to the 5000 pieces of ladies jacket style no. L142 under our Sales Contract No. FZHY0021, we wish to call your attention to the fact that the date of delivery is drawing near, but up till now, we have not received the covering Letter of Credit. Please do your utmost to expedite its establishment , so that we may execute the order within the prescribed time.


+FUL SET (3/3) OF CLEAN „ON BOARD‟OCEAN BILLS OF LADING MADE OUT TO APPLICANT MARKED FREIGHT PREPAID AND NOTIFY APPLICANT.

+SHIPPING ADVICE SHOWING THE NAME OF THE CARRYING VESSEL, DATE OF SHIPMENT, MARKS , QUANTITY, NET WEIGHT AND GROSS WEIGHT OF THE SHIPMENT TO APPLICANT WITHIN 3 DAYS AFTER THE DATE OF BILL OF LADING.
If
we have your L/C before May.20th,2010, we might deliver the goods as per the sales contract because we will manufacture the same goods for another new order since June,2010. In order to avoid subsequent amendments, Please see to it that the L/C stipulations are in strict conformity with the terms of the contract.
CONFIRMATION INSTRUCTION REIMBURSING BANK INFORMATION TO

49:WITHOUT 53A: HSBC BAND PLC,HAMBURG
78:ALL DOCUMENTS ARE TO BE REMITTED IN ONE LOT BY COURIER TO HSBC BANK PLC, TRADE SERVICES, HAMBURG BRANCH, P O BOX 66, HSBC BANK BUILCING 312/45 AI SUQARE ROAD , HAMBURG,GERMANY


LATEST DATE OF SHIPMENT

DESCRIPTION OF GOODS AND/ OR SERVICES
45A: 5000PCS LADIES JACKET, SHELL: WOVEN TWILL 100% COTTON, LINING:WOVEN100% POLYESTER,STYLE NO.L142 AT USD 13.87/PC CIF HAMBURG , PACKED IN 20PCS/CTN
+CERTIFICATE OF CHINESE ORIGIN CERTIFIED BY CHAMBER OF COMMERCE OR CCPIT . +INSURANCE POLICY/ CERTICATE IN DUPLICATE ENDORSEND IN BLANK FOR 120% INVOICE VALUE,COVERING ALL RISKS OF CIC OF PICC(1/1/1981) INCL. WAREHOUSE TO WAREHOUSE AND I.O.P AND SHOWING THE CLAIMING CURRENCY IS THE SAME AS THE CURRENCY OF CREDIT.

市场行情的变化； 买方ቤተ መጻሕፍቲ ባይዱ金周转困难。
（一）催证的前提条件
1、在合同规定的期限内，买方未及时开证这一事 实已构成违约。如卖方不希望中断交易，可在保 留索赔权的前提下，催促对方开证。 2、签约日期和履约日期相隔较远，应在合同规定 开证日之前，去信表示对该笔交易的重视，并提 醒对方及时开证。 3、卖方货已备妥，并打算提前装运，可去信征求 对方同意提前开证。 4、买方资信较差，提前去信提示，有利于督促对 方履行合同义务。
任务分析

在信用证结算方式下，信用证是一份自足的文件。 信用证尽管是依据外贸合同开立的，但是一经开 立，就独立于外贸合同之外。在结算过程中，银 行是否付款，依据的是信用证而非合同。因而， 当外贸业务员收到开证行开来的信用证时，一定 要对照外贸合同，仔细的审核信用证条款。若有 不利于我方的条款，应一次性的通过开证申请人 向开证行提出改证申请，以免影响今后安全收汇。
工作任务五 催证、审证与改证操作
在凭信用证支付的交易中，落实信用证是履行出 口合同不可缺少的重要环节。 落实信用证通常包括催证、审证和改证三项内容。 实际业务中，审证是必不可少的环节，二催证和 改证工作有时是不需要进行的。

第一节 催证与审证操作
一、催证
是指卖方通知或催促国外买方按合同规定迅速通 过开证银行开出信用证，以便卖方能按时交货。 买方延迟开立信用证的原因：

PARTIAL SHIPMNTS TRANSSHIPMENT PORT OF LOADING/AIRPORT OF DEPARTURE PORT OF DISCHARGE LATEST DATE OF SHIPMENT
43P: PROHIBITED 43T: ALLOWED 44E: CHIENESE MAIN PORT 44F: HAMBURG ,GERMANY 44C:100601

（一）审证依据
1、审核信用证要依据合同 2、审核信用证要遵循UCP 3、审核信用证要全面考虑业务实际情况


+ALL PRESENTATIONS CONTAINING DISCREPANCIES WILL ATTRACT A DICREPANCY FEE OF GBP40.00 PLUS TELEX COSTS OR OTHER CURRENCY EQUIVALENT. THIS CHARGE WILL BE DEDUCTED FROM THE BILL AMOUNT WHETHER OR NOT WE ELECT TO CONSULT THE APPLICANT FOR A WAIVER.

CHARGES

PERIOD FOR PRESENTATI ON
71B:ALL CHARGES AND COMMISSION ARE FOR ACCOUNT OF BENEFICIARY INCLUDING REIMBURSING FEE. 48: WITHIN 5 DAYS AFTER THE DATE OF SHIPMENT ,BUT WITHIN THE VALIDITY OF THIS CREDIT.

MT 700 SENDER RECEIVER
ISSUE OF A DOCUMENTARY CREDIT HSBC BANK PLC，HAMBURG，GERMANY BANK OF CHINA ， FUZHOU，CHINA
SEQUENCE OF TOTAL 27：1/1 40A：IRREVOCABLE FORM OF DOC.CREDIT DOC.CREDIT 20：KKK061888 NUMBER 31C：100520 DATE OF ISSUE 40E：UCP LATEST VERSION APPLICABLE RULES 31D：DATE 100530 DATE AND PLACE OF PLACE IN GERMANY EXPIRY