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融资借款合同范本(最新标准版)

融资借款合同范本
甲方(贷款人) 证件名称及号码: 住址: 联系电话: 乙方(借款人) 证件名称及号码: 住址: 联系电话: 丙方(担保人) 证件名称及号码: 住址: 联系电话: 乙方向甲方借款,为明确双方权利义务,根据《中华人民共和国合同法》及其他有 关法律、法规的规定,甲、乙、丙三方在平等自愿、协商一致的基础上,达成协议 如下: 第一条 借款金额、利率、期限、支付方式 一、借款金额 乙方向甲方借款金额:人民币 ,大写 . 二、借款利率 月利率 %,利息总额 元;每 为一结息期,每结息期内须付清当期利息 元;在借款期 限内该利率保持不变,不因国家利率的调解而调整。 三、借款期: 1、借款期限为 ,自 年 月 日起至 年 月 日止。 2、乙方应在借款期限届满当日清偿上述借款本息,逾期每日按借款金额的千分之 一向甲方支付违约金。若乙方提前归还借款本息的须征得甲方同意。 四、支付方式 为确保资金安全,甲乙双方同意通过共管帐户结算借款本息。 甲方账户名: 乙方账户名:
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账 号: 账号: 开户行: 开户行: 第二条 借款用途 乙方保证上述借款用于 ,并承诺不挪作他用;借款人擅自改变借款用途的,甲方有 权提前解除合同,收回借款。 第三条 权利义务 (一)甲方的权利义务 1、甲方有要求乙方按约定还本付息并提供担保的权利。乙方未按照合同约定还本 付息的,甲方有权催缴或提前解除合同、收回借款,并有权追究其违约责任。 2、甲方有按合同约定的日期、数额及时提供资金的义务。 3、甲方有权对借款使用情况进行跟踪了解和监督检查。有权了解借款人的经营信 息及财务状况,有权要求借款人提供个人真实信息或法人单位的真实情况。 4、甲方承诺其对出借资金为自己的合法财产,否则由甲方对违约或损害赔偿承担 全部责任。 (二)乙方的权利义务 1、乙方有按照约定的日期、数额收取借款及按约定的借款用途使用借款的权利。 2、乙方有按照合同约定向甲方支付利息及归还本金的义务。 3、乙方应当严格按照本合同约定的用途使用借款,不得将本合同项下借款挪作他 用。 4、乙方违约的,甲方为实现本合同约定债权所支出的诉讼费、保全费、评估费、 拍卖费、律师代理费等必要费用全部由乙方承担。 5、乙方应向甲方披露与借款有关的业务活动和财务状况的真实信息,定期提供有 关财务会计报表、银行对账单等资料,配合甲方的调查、检查、审查。 6、当发生如下事件时,乙方应当在 10 个工作日内书面通知甲方: (1)家庭(单位)住所、通讯地址、联系电话及工作单位等情况发生变化;
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(2)重大财产处分(包括但不限于转让、租赁、抵押等); (3)乙方涉入重大诉讼或仲裁案件; (4)发生其他影响乙方偿债能力的情况。 第四条 担保 1、丙方作为担保人,自愿为乙方就本合同约定的借款本息向甲方提供担保,具体 担保方式及权利义务另行签订担保合同。 2、甲乙丙三方就本合同担保事宜另行签订担保合同。本合同项下的担保合同为: 编号为 的《 》,担保方式为 ,担保人为 3、本条约定的担保合同与本合同具有同等法律效力。 第五条 其他约定 1、 2、 3、 第六条 争议事项处理 甲乙双方在本合同履行中发生争议,应协商解决;协商不成的,依法向_________人 民法院起诉。 第七条 本合同经甲、乙、丙三方签章后生效,一式四份,甲乙丙三方各执一份, 市民间融资登记服务中心执一份备案。 甲方(签章) 经办人 乙方(签章) 经办人 共有权人(签章)
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丙方(签章) 经办人 共有权人(签章) 时间: 年 月 日
本文为 Word 版资料,可以任意修改编辑。如果你看到我上传的资料这个后缀,请删除后使用。 高效学习方法和技巧 学习需要方法,找到适合自己的方法,学习才能事半功倍。接下来,我结合我自己的学习情况,给大家总结的高效学习《五部曲》 一、预习是学习的重要环节上课前充分预习,考试前充分地复习,与“打有准备之仗”有同曲之道。预习效果好,听课才能有针对性;听课有针对性,复习才能顺利进行;复习深刻,作业、考试才能 得心应手。所以说预习是学生学习过程中一个必不可少的环节。 二、掌握好高效的听课方法课上集中精力听课,是掌握知识的捷径。听讲时,思想上必须与老师讲解的思路保持一致,听老师对事物是怎样分析、推理;听老师解决问题是用什么方法、技巧; 听老师对问题有哪些提问和解释。这样才能把握住听课的重点。听讲中,要把自己在预习中的理解,和老师讲解的相比较,看自己和老师有哪些相同点和区别点。 三、合理安排复习时间很多科学家通过研究发现,有几个时间段有利于巩固记忆:一是学习后最初几分钟内,电生理活动引起蛋白质的合成;二是学习后在 48 小时内复习;三是一周之后脑突 触发生永久性变化。根据人在学习过程中这一生理变化,采用复习加强记忆就显得特别重要了。如果我们能够在学习的内容即将忘记时进行复习,那么复习的效果最好,效率也最高。著名的心理学 家艾宾浩斯通过实验发现了人的记忆与遗忘规律。实验证明:在学习仅过了 20 分钟后,就忘记记忆内容的 42%,1 天后忘却量已经达到了 66%,到了第 31 天,忘却量高达 79%。他根据实验结 果,画成了著名的遗忘曲线。并表明遗忘的规律是“先快后慢”。这条规律提示我们,—定要尽早、及时地对所学知识进行复习,以便在知识还在大脑内时就加深印记,否则大脑中已经没有痕迹了, 只能再费精力重学。合理安排复习时间特别重要并且必要,制定复习计划,严格按精英特计划执行,并力求形成习惯,是我们每一位学生都应该力求努力做到。 我们为什么要复习呢?因为我们记 忆效果没有那么好,不可能过目不忘,所以需要重复、增强记忆。同时,复习的进展也有利于学习效率的提高。 四、做作业的科学方法这里有七种做作业的技巧: 1、先复习后做作业。复习是做好作业的关键,只有复习得好,作业才能做得好。做作业前先把老师这一节课所讲的内容认真地看一看,弄清楚基本原理和概念后再去做作业,作业才能做得既 快又好。 2、认真审题。 做作业最关键的—步就是审题,连题都判断错了,作业内容就全错了。首先第—步要弄清楚题目的内容,所给的条件,什么要求,需要联系哪些知识等等;其次是考虑好解题思 路、方法、步骤,要善于把—道题分成几部分,化大为小、化难为易、分清其中的已知和未知,弄清各部分的联系,设计好整个解题步骤,—定要让自己做到不明白题意不做题,不清楚方法步骤不 下笔。 3、细心的做题。 做题是表达思路的全过程,这个过程要求既动脑、又动手。做题的关键是要保证“规范”、“准确”。要做到这两点就要求学生认真的抄好题,书写格式必须正确、规范,严格按 照各类题的解题要求,仔细演算解题的每—步,得出正确的结果。只有平时做题认真细致,步骤完整,思路正确,表达严密,准确无误,考试时才能按照这种良好的习惯进行 五、重视错题积累在学习的过程中,同学们可能遇到过一错再错的现象 究其原因,多数是由于在学习中不求甚解,不注意总结积累所致。那么,该怎么办呢?实践证明,自编一本“易错题集”是避免做题一错再错的最好办法。错题本的复习方法:1、每周把该周错 题本中记录的题目快速浏览一遍;2、每月把该月错题本中记录的题目再快速浏览一遍;3、每个季度把错题本中三个月记录的题目再快速浏览一遍;4、大考前把该错题本中的所有题目认真复习一 遍,确保题不二错
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There are moments in life when you miss someone so much that you just want to pick them from your dreams and hug them for real! Dream what you want to dream;go where you want to go;be what you want to be,because you have only one life and one chance to do all the things you want to do. May you have enough happiness to make you sweet,enough trials to make you strong,enough sorrow to keep you human,enough hope to make you happy? Always put yourself in others’shoes.If you feel that it hurts you,it probably hurts the other person, too. The happiest of people don’t necessarily have the best of everything;they just make the most of everything that comes along their way.Happiness lies for those who cry,those who hurt, those who have searched,and those who have tried,for only they can appreciate the importance of peoplewho have touched their lives.Love begins with a smile,grows with a kiss and ends with a tear.The brightest future will always be based on a forgotten past, you can ’t go on well in lifeuntil you let go of your past failures and heartaches. When you were born,you were crying and everyone around you was smiling.Live your life so that when you die,you're the one who is smiling and everyone around you is cryig.Please send this message to those people who mean something to you,to those who have touched your life in one way or another,to those who make you smile when you really need it,to those that make you see the brighter side of things when you are really down,to those who you want to let them know that you appreciate their friendship.And if you don’t, don’t worry,nothing bad will happen to you,you will just miss out on the opportunity to brighten someone’s day with this message.Since we went to school, we have access to English all the time, because it is one of the necessary subjects. Before we attend college, we keep our attention on the grammar, but now college means the new stage and we should pay attention to practical English. Here are some suggestions.First, it is important to speak out loudly. The purpose of learning English is to communicate with foreigners, so as to get to know more about the world. Grammar is not the only thing we care about. What we should do is to open our mouths and improve our ability to use spoken English. It begins with reading textbooks. When we listen to the tapes and repeat many times, then our d.President Trump, as he often does, had a few things to sayAfter admitting that he had been lonely over the holidays, Trump took advantage of his first public appearance of the new year Wednesday to air lingering grievances, make multiple false claims and reinforce recent decisions that have rattled financial markets and his party’s leaders.As he held forth for more than 90 minutes before a small pool of reporters and photographers, members of his Cabinet, ostensibly called to the White House for a meeting, sat quietly around a long conference table.Trump defended his decision last month to withdraw U.S. troops from Syria and sharply cut the deployment to Afghanistan, moves that disturbed Republican allies in Congress and prompted the resignation of Defense Secretary James N. Mattis. In doing so, he contradicted his own recent claim that the U.S. had achieve d its objectives of total victory over Islamic State militants in Syria.“Look, we don't want Syria,” he continued. “We're talking about sand and death. That's what we're talking about. We're not talking about vast wealth. We're talking about s and and death,” he said, seemingly contrasting the war-wracked country with Iraq and its vast oil reserves.Iran “can do what they want there, frankly,” he added, a comment likely to unnerve officials in Israel, who have worried that a U.S. withdrawal from its positions in eastern Syria would allow Iran to expand its influence there.“It’s not my fault,” he said. “I didn’t put us there.”Trump offered little further clarity on the U.S. withdrawal from Syria, which he initially said would take place in 30 days, saying now that the pullout will “take place over a period of time.”Later, in a long riff about Afghanistan, Trump s eemed to endorse Moscow’s 1979 invasion of the country — an act that the U.S. viewed as an attempt to spread communism and waged a long, covert operation to combat during the Carter and Reagan administrations.“The reason Russia was in Afghanistan was because terrorists were going into Russia,” Trump said, making a case to leave the policing of hot spots in the Mideast and Central Asia to countries in the region. “They were right to be there. The problem is it was a tough fight.”The Soviet Union eventually was bankrupted by its Afghan war, Trump added. “Russia used to be the Soviet Union. Afghanistan made it Russia, because they went bankrupt fighting in Afghanistan.”Historians generally agree that the Russian invasion and subsequent occupation of much of Afghanistan was one of several factors that contributed to the collapse of the Soviet Union, although the country never went bankrupt.For years, Republicans have credited President Reagan with bringing an end to the Soviet Union by his aggressive increase in U.S. military spending.Trump’s comments stood in stark contrast to the view Mattis espoused in the resignation letter he presented last month after failing to convince the president to hold off on withdrawing from Syria.“We must do everything possible to advance an international order that is most conducive to our security, prosperity and values, and we are strengthened in this effort by the solidarity of our alliances,” Mattis wrote.Mattis’ comme nts clearly stung Trump, who responded last month with criticism of his former Pentagon chief. On Wednesday, he stepped that up, claiming that he fired Mattis.“What's he done for me? How had he done in Afghanistan? Not too good,” Trump said. “As you know, President Obama fired him, and essentially so did I.”Obama did not fire Mattis, although the general did retire several months early in 2013 from his position as the head of the military’s Central Com mand after dissenting from Obama administration policy decisions.Tuesday was Mattis’ final day at the Pentagon. Trump, in a fit of pique after the resignation letter became public, had moved up Mattis’ termination dateIn addition to his foreign policy comments, Trump also downplayed December’s stock market losses, which erased all positive gains for the year, as “a little glitch” and asserted — wrongly — that there are “probably 30-35 million” immigrants in the U.S. illegally. The nonpartisan Pew Research Center estimates that as of 2016, there were 10.7 million unauthorized immigrants living in the country, a number that has declined in recent years.Trump repeated his call for Democrats to agree to $5.6 billion in funding for a border wall, and expressed surprise not to have received overtures from them over the holidays to negotiate an end to the government shutdown.“I was in the White House all by myself for six or seven days,” he said. “It was very lonely. My family was down in Florida. I said, ‘Stay there and enjoy yourself.’ I felt I should be here just in case people wanted to come and negotiate the border security.”Trump, who met later in the day with congressional leaders away from TV cameras, has already dismissed a funding proposal from House Democratic leader Nancy Pelosi that includes $1.3 billion in border security funding.While leaving the door open to a compromise, Trump continued to argue for the importance of a wall, pointing to other examples of barriers. He incorrectly asserted that Obama’s Washington residence is surrounded by a 10 -foot wall and cited the Vatican, which he said “has the biggest wall of them all.”“When they say the wall is immoral, then you better do something about the Vatican,” he said. “Walls work.”As Trump spoke, a “Game of Thrones” -style movie poster teasing Iran sanctions — “SANCTIONS ARE COMING,” it read — lay unfurled across the table directly in front of him. But he made no remarks on the subject.He did, however, comment on Sen.-elect Mitt Romney of Utah, who wrote in the Washington Post on Tuesday that he was troubled by Trump’s “deep descent in December” and that his deficit in “presidential leadership in qualities of character … has been most glaring.”“I wish Mitt could be more of a team player,” Trump said. “And if he’s not, that’s OK too.”Seeming to warn Romney about the fate that lies ahead for Republican lawmakers who vocally criticize him and his presidency, Trump boasted that he “got rid of” former Sens. Jeff Flake of Arizona and Bob Corker of Tennessee, both of whom opted not to seek new terms last year.Accusing both men of seeking publicity in taking stands against him, Trump suggested that Flakewould be seeking a job as a paid cable news contributor — or perhaps in another profession that Trump himself once plied.“Jeff Flake is now selling real estate or whatever he’s doing,” he said dismissively.
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There are moments in life when you miss someone so much that you just want to pick them from your dreams and hug them for real! Dream what you want to dream;go where you want to go;be what you want to be,because you have only one life and one chance to do all the things you want to do. May you have enough happiness to make you sweet,enough trials to make you strong,enough sorrow to keep you human,enough hope to make you happy? Always put yourself in others’shoes.If you feel that it hurts you,it probably hurts the other person, too. The happiest of people don ’t necessarily have the best of everything;they just make the most of everything that comes along their way.Happiness lies for those who cry,those who hurt, those who have searched,and those who have tried,for only they can appreciate the importance of peoplewho have touched their lives.Love begins with a smile,grows with a kiss and ends with a tear.The brightest future will always be based on a forgotten past, you can ’t go on well in lifeuntil you let go of your past failures and heartaches. When you were born,you were crying and everyone around you was smiling.Live your life so that when you die,you're the one who is smiling and everyone around you is cryig.Please send this message to those people who mean something to you,to those who have touched your life in one way or another,to those who make you smile when you really need it,to those that make you see the brighter side of things when you are really down,to those who you want to let them know that you appreciate their friendship.And if you don’t, don’t worry,nothing bad will happen to you,you will just miss out on the opportunity to brighten someone’s day with this message.Since we went to school, we have access to English all the time, because it is one of the necessary subjects. Before we attend college, we keep our attention on the grammar, but now college means the new stage and we should pay attention to practical English. Here are some suggestions.First, it is important to speak out loudly. The purpose of learning English is to communicate with foreigners, so as to get to know more about the world. Grammar is not the only thing we care about. What we should do is to open our mouths and improve our ability to use spoken English. It begins with reading textbooks. When we listen to the tapes and repeat many times, then our d.President Trump, as he often does, had a few things to sayAfter admitting that he had been lonely over the holidays, Trump took advantage of his first public appearance of the new year Wednesday to air lingering grievances, make multiple false claims and reinforce recent decisions that have rattled financial markets and his party’s leaders.As he held forth for more than 90 minutes before a small pool of reporters and photographers, members of his Cabinet, ostensibly called to the White House for a meeting, sat quietly around a long conference table.Trump defended his decision last month to withdraw U.S. troops from Syria and sharply cut the deployment to Afghanistan, moves that disturbed Republican allies in Congress and prompted the resignation of Defense Secretary James N. Mattis. In doing so, he contradicted his own recent claim that the U.S. had achieved its objectives of total victory o ver Islamic State militants in Syria.“Look, we don't want Syria,” he continued. “We're talking about sand and death. That's what we're talking about. We're not talking about vast wealth. We're talking about sand and death,” he said, seemingly contrasting t he war-wracked country with Iraq and its vast oil reserves.Iran “can do what they want there, frankly,” he added, a comment likely to unnerve officials in Israel, who have worried that a U.S. withdrawal from its positions in eastern Syria would allow Iran to expand its influence there.“It’s not my fault,” he said. “I didn’t put us there.”Trump offered litt le further clarity on the U.S. withdrawal from Syria, which he initially said would take place in 30 days, saying now that the pullout will “take place over a period of time.”Later, in a long riff about Afghanistan, Trump seemed to endorse Moscow’s 1979 invasion of the country — an act that the U.S. viewed as an attempt to spread communism and waged a long, covert operation to combat during the Carter and Reagan administrations.“The reason Russia was in Afghanistan was because terrorists were going into Russia,” Trump said, making a case to leave the policing of hot spots in the Mideast and Central Asia to countries in the region. “They were right to be there. The problem is it was a tough fight.”The Soviet Union eventually was bankrupted by its Afghan war, Trump added. “Russia used to be the Soviet Union. 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