Bank –vocabulary and sentences branch bank 银行分行construction bank 建设银行industrial and commercial bank 工商银行bank of communications 交通银行inflation 通货膨胀deflation 通货收缩devaluation 货币贬值revaluation 货币增值favourable balance 顺差adverse balance 逆差the purchasing power of money 货币购买力money in circulation 货币流通量note issue 纸币发行量national budget 国家预算national gross product 国民生产总值public bond 公债stock, share 股票debenture 债券treasury bill 国库券foreign currency (exchange) reserve 外汇储备foreign exchange fluctuation 外汇波动foreign exchange crisis 外汇危机gold reserve 黄金储备money (financial) market 金融市场stock exchange 股票交易所broker 经纪人an application form 申请单bank statement 对帐单banking hours, business hours 营业时间password/code密码amount in figures小写金额amount in words大写金额cashier收银员Automated Teller Machine teller银行职员statement对帐单service charge服务费/手续费by installment分期付款银行英语口语－新开帐户Useful Phrasescurrent deposit, current account 活期存款fixed deposit, fixed account 定期存款fixed deposit by installments 零存整取joint account 联名存款帐户BANK: What kind of account did you have in your mind?你想开哪种帐户?Do you like to open a current account?你想开一个活期存款帐户吗?A deposit or current account?定期还是活期?Please tell me h ow you would like to deposit your money.请告诉我你想存何种户头?There's a service charge for the checking account but no charge for the savings. 支票户头要收服务费，现金户头不收。

Our minimum deposit for a savings account is 100 dollars.我们储蓄存款的最低存款额是100美圆。

Five yuan is the minimum original deposit.最低起存款额是5元。

You can open a savings account at any time with an initial deposit of 50 dollars. 你可随时以50美圆的起存额开立储蓄帐户。

Here is your pass book. Please bring it back when you deposit or withdraw m oney any time you like. Keep it well and inform us whenever you lose it.这是你的存折，存取款时请带来。

保管好存折，遗失请告诉我们。

YOUR :I should like to open a current/deposit account.我想开一个活期存款帐户。

I need a checking account so that I can pay my bill.我需开个支票帐户，这样就能付帐。

We'd like to know how we open a checking-savings account.我们想知道如何开一个支票储蓄帐户。

Please tell me the procedure for opening a savings account.请告诉我开个储蓄帐户需要什么手续。

Is there any minimum for the first deposit?第一次储蓄有最低限额吗？How much does each account cost? 每个帐户要花多少钱？银行英语口语－存款Useful Words and Phrases account number 帐号depositor 存户pay-in slip 存款单a deposit form 存款单a banding machine 自动存取机to deposit 存款deposit receipt 存款收据private deposits 私人存款certificate of deposit 存单deposit book, passbook 存折credit card 信用卡principal 本金overdraft, overdraw 透支to cash 兑现to honor a cheque 兑付to dishonor a cheque 拒付cheque,check 支票cheque book 支票本order cheque 记名支票bearer cheque 不记名支票blank cheque 空白支票rubber cheque 空头支票cheque stub, counterfoil 票根cash cheque 现金支票traveler's cheque 旅行支票cheque for transfer 转帐支票outstanding cheque 未付支票canceled cheque 已付支票Bank : How much do you want to deposit with us?你想在我们这存多少？How much do you wish to pay into your account?你希望在你的户头上存多少？How much money do you plan to keep in your account on a regular basis?你计划在你的户头上定期存放多少钱？Would you please fill in the depositing form, giving the sum of money you're to deposit as well as your name,address and professional unit?请填张存款单，写明要存的数额以及你的姓名，地址和工作的单位，好吗？Your:I want to deposit 300 yuan in my account.我想在我的户头上存300元。

I'd like to pay 200 yuan into my deposit account.我想在在我的定期存款户头上存200元。

I'd like to know whether I can cash a cheque here.我想知道我能否在这兑换支票。

I'd like to cash this money order.我想兑现这张汇款单。

Will you please tell me whether you charge for cheques?请告诉我兑换支票收手续费吗？What if I overdraw?如果透支了怎么办？BankPlease sign your name on the bottom line if you want to cash the check.如果想兑支票，请在底线上签名。

Please write your account number on the back of the check.请在支票背面写上你的帐号。

We honored the check as the overdraft was only 5 yuan.我们承兑这张支票的透支额只有5元。

Please endorse the cheque.请背签这张支票。

银行英语口语－取款、结余Useful Words and Phrasesto close an account, to clear an account 结清to draw money 取款drawing-out slip 取款单the number slip 号码牌a withdrawal form 取款单to fill in the receipt in duplicate 一式两份填这张收据teller, cashier 出纳员Your:I'd like to know if I can draw on my account for payment of things I buy in Tianjin.我想知道一下我是否能提取存款来支付天津购物的费用。

I want to withdraw 200 dollars from my deposit account.我要从我的定期存款中支取200美圆。

I want to close my account with you.我想结束在你们这儿的帐户。

Could you tell me my balance?能否把存款结余金额告诉我？Please let me know my balance.请告诉我结余金额。

BankI think you can d raw on this account by cheque in payment of goods. 我以为你可用支票提款支付购物费用。

Your balance at the bank is 300 yuan.你在本行的结余是300元。

Your deposit is exhausted.你的存款支净了。

Please tell me how you wish to draw your money.请告诉我你希望怎样支款。