PersonalWealthManagementService个人理财业务personal financingpersonal financial planning personal wealth management personal financial Service(PFS) Elite ClubSunflower financefinancing Linkfinancial TreasuryMoney MateMinsheng banking VIP service BOCOM Fortunewealth management with Orient card investment link 个人理财业务个人理财(花旗银行)个人理财服务理财金账户（工行）“金葵花”理财（招行）理财通理财宝理财室（中行）民生贵宾服务交银理财东方卡理财（浦发银行）投资通Premier(HSBC)phonebanking services(HSBC)capital protected investment(HSBC) over-the-counter account bondagencybank-fund linkagency issuing government bonds 卓越理财(汇丰银行)保本投资产品（汇丰银行）电话理财服务(汇丰银行)银基通代理发行国债visible treasury certificate Bearer treasury certificate individual Credit Service safekeeping agencycustodial box service 凭证式国债无记名式国债个人资信服务代理保管业务保管箱服务safe deposit box serviceassets managementaround-clock service of account management network settlementbank-securities linkbank-securities account transferMoney Linkaccount transfer via money linkbank-insurance link(bonus participated insurance) open-ended fundsbank-fund link 保管箱业务资产管理24小时到账处理业务网络结算业务银证通银证转账银证通（浦发银行）银证转账（浦发银行）银保通(分红保险)开放式基金银基通capital accountdeposit(Margin) account 资金账户保证金账户counter Transfertelephone Banking self-service transfer service a letter of entrustment for transferentrusting transfer and deduction shareholders’ magnetic cardnetwork settlementdomestic payment settlement serviceold-age pension fundsocial security fundbond fundinvestment fundclose-ended fundopen-ended fund 柜台转账电话银行自助转账转账委托书委托转账代缴费股东磁卡网络结算业务国内支付结算业务养老基金社会保险基金债券基金投资基金封闭式基金开放式基金SavingsDeposit储蓄存款业务savings depositdemand deposit(current deposit)current deposit passbookcurrent checkbook deposittime or demand optional depositcall deposittime deposit(term deposit)large sum fixed depositgeneral fixed depositfloating time rate depositlump-sum deposit and withdrawaltime deposit of lump-sum deposit and withdrawal time deposits of lump-sum depositing and lump-sum withdrawalinstallment fixed deposits 活期储蓄存款活期储蓄存款活期存折活期支票定活两便存款通知存款定期存款大额定期存款普通定期存款定期浮息选择存款整存整取整存整取定期储蓄整存整取定期存款零存整取零存整取定期储蓄time deposit of small savings for lump-sum withdrawal interest withdrawal for a principal depositedpeincipal-receiving and interest withdrawing time deposit time saving big money and small drawingsavings / time optional deposits 存本取息存本取息定期储蓄整存零取定期储蓄定活两便存款seven-day notice depositpersonal settlement accounts（HSBC）f(HSBC)renminbi account(HSBC)children account(HSBC)statement savings account(HSBC)interest bearing savings account(HSBC) interest bearing chequeing account(HSBC) 七天通知存款个人结算账户(汇丰银行)（汇丰银行）人民币账户（汇丰银行）儿童账户（汇丰银行）结单储蓄账户（汇丰银行）生息储蓄账户（汇丰银行）advance withdrawal and loss-reporting business deposits by correspondencedeposit collections in different places personal checksdeposit certificate loss reportingloss reporting for personal checkssavings certificatepersonal call depositinterbank deposit and withdrawaleducation deposit 生息支票账户（汇丰银行）提前支取与挂失业务通信存款储蓄存款异地托收储蓄存款挂失个人支票挂失定期存单个人通知存款通存通兑教育储蓄存款procedures of loss reporting deposit certificate loss reporting interim loss reporting 挂失业务存单挂失临时挂失PersonalConsumerCredit个人消费信贷housing mortgage loanindividual business house loan house refurbishing loan. individual housing loanshousing loans on own account housing loans on authorization individual combined housing loans CITIC Happy Familyauto loans 住房抵押贷款个人商业用房贷款房屋装修贷款个人住房贷款自营性住房贷款委托住房贷款个人住房组合贷款中信家家乐汽车消费贷款loan for refurbishing houseconsumer durables loanpersonal loan secured by CDs/treasury bonds individual consumption loanpetty consumer creditindividual unsecured loanconsumption credit for individual clients individual consumption loansecured loansmall amount private loans 家居装修贷款大额耐用消费品贷款个人存单质押贷款个人消费信贷小额信用消费贷款个人信用贷款个人消费信贷业务个人消费信贷抵押放款(担保放款) 小额贷款individual auto loanindividual comprehensive consumer loanindividual large-denomination durable commodities loan personal pledge loan 个人汽车消费贷款个人综合消费贷款个人大额耐用消费品贷款个人质押贷款travel and vacation loans insurance certificate pledge loan deposit certificate pledge loan certificates of deposit(CDs) individual comprehensive consumer loan individual large-denomination durable commodities loan state educational loan commercial educational loan overseas study loan educational loans 旅游度假贷款保单质押贷款存单质押贷款大额存单个人综合消费贷款个人大额耐用消费品贷款国家助学贷款商业助学贷款留学贷款教育助学贷款ForeignExchangeforCorporate 公司外汇业务time foreign fxchange deposit for enterprise call forex deposit for enterpriseforex creditforex working capital loanforex temporary loansforex short-term loansforex medium-term loansforex revolving loansforex loans with repayment in Installments forex fixed asset loanforex fixed asset investmentforex business development and expansion forex technical innovationforex fixed asset acquisition 定期对公外汇存款通知对公外汇存款外汇贷款业务外汇流动资金贷款外汇临时流动资金贷款外汇短期流动资金贷款外汇中期流动资金贷款外汇流动资金循环贷款外汇整贷零偿外汇固定资产贷款外汇固定资产投资贷款外汇开发扩建贷款外汇技改贷款外汇固定资产收购贷款InternationalFinance国际融资业务forex merger&acquisition loanproject financeBOT（build, operate, transfer）BT（build, transfer）export buyer’s creditsyndicated loanon-lending project financeinternational commercial loanimport buyer’s creditforeign government loanforeign government mixed loanloan from international financial organizations forex transferred loanfbills discount 外汇兼并收购贷款项目融资建设经营转让建设转让出口买方信贷银团贷款外汇转贷款项目融资国际商业贷款融资进口买方信贷融资外国政府贷款融资外国政府混合贷款融资国际金融组织贷款融资外汇转贷款特色融资业务credit linewexport seller's creditfinance leasepurchase of the accounts receivable external labor service contract loan distribution passportstart-up winneritrust servicesinternational debt offering foreign exchange guarantee guarantee for loantender guarantee 信托业务境外发债融资外汇担保业务借款担保投标担保performance bondadvanced payment guaranteepayment guaranteeverification payment guaranteetechnical verification payment guarantee deferred payment guaranteelease guaranteeimport bills for collectionexport bills for collectionpurchasing collection bills 履约担保预付款退款担保付款担保验货付款保函技术交易验收付款保函延期付款担保租赁担保进口代收出口托收出口托收买单packing loan under L/C transferable L/C negotiating export bills discounting bills 打包放款（信用证项下）转让信用证议付出口信用证单据（银行承兑）汇票贴现secured ladingopening letter of guaranteeforeign exchange payment and clearing service settlement clearance for foreign exchange pusiness banking facilityforeign exchange rate risks coverguarantee and attestationinter-bank foreign currency borrowings and lendings asset portfolio managementoffshore banking businesstrade financinggeneral banking facilitiesPacking Creditimport bills purchaseexport(0utward) bill purchase 担保提货开立保函外汇清算业务外汇业务清算授信外汇保值避险担保和见证金融机构间外汇拆借理财策划离岸金融业务贸易融资综合授信打包放款进口押汇出口押汇foreign currency bill discount foreign exchange bills purchase bills discountingForfaitingFactoringnon-trade finance 外币票据贴现买入外币票据票据贴现福费廷（包买票据）保理业务非贸易融资BankCard银行卡业务peony credit cardpeony international card peony MoneyLink card peony IC(Smart) card peony proprietary card peony photo cardpeony co-branding card 牡丹信用卡牡丹国际卡牡丹灵通卡牡丹智能卡牡丹专用卡牡丹彩照卡牡丹联名卡Long cardsavings carddebit cardanimal cardaccount transfer cardpre-paid consumption card special-purpose cardco-branded cardGreat Wall credit cardGreat Wall international card Great Wall credit card in RMB pacific cardgold cardordinary cardThe World’s Sunflower 龙卡储蓄卡借记卡生肖卡转账卡储值卡专用卡联名卡（认同卡）长城信用卡长城国际卡长城人民币信用卡太平洋卡金卡普通卡金葵花卡development card Minsheng card Orient card Lady card Visa card Master card Diner’s card American Express card Million card JCB card Federal card 发展卡民生卡东方卡真情卡(广发银行)维萨卡万事达卡大莱卡运通卡百万卡（日本）JCB 卡（日本）发达卡（香港）TermsofPostandTitle 岗位职务词汇chair of board of directors chief executive officer directormanaging directorauthorized officermanager and head of China desk general manager(GM)director generalchief controllerdeputy general manager(DGM) chief executive officer(CEO) chief financial officer(CFO) chief market officer(CMO)top managermanager 董事长董事长董事总裁，常务董事代理行长中国事务部经理兼主管总经理总监总稽核副总经理首席执行官首席财务总监首席市场总监总经理经理，主任finance director financial manager chief accountant chief cashierchief clerkhead clerkhead of department head tellerchief accountant chief of finance sales director sales manager directing staff top management middle management 财务经理，财务处（科）长财务经理会计主任，总会计师，财务处长出纳主任主任办事员首席办事员部门主任出纳主任总会计，会计主任财务主任营业副经理；销售处（科）长销售经理领导人员最高管理层中层管理lower management 基层管理manager of bank managerial staff officer, official financial adviser financial accountant financial administrator financial executive auditing officers controlleraccountant in charge accountantconsultant management consultant 银行经理人管理人员高级职员财务顾问财务会计员财务主管人财务主管审计人员主管会计；审计员主管会计师会计师，会计员顾问业务顾问managing agentassistant accountant assistant general manager assistant manager managing partner administrative staff office staffoperation staff accounting clerkbank clerkoffice clerkstatistical clerkpay clerkstaffclerk 经理人的代理助理会计师协理，副总经理，副总裁副理，协理办事员管理人员，行政人员办公室职员操作人员簿记员银行职员办事员统计员出纳员职员办事员cashier teller customer client 出纳员出纳员顾客，客户顾客，客户IntermediaryBusiness(1)中间业务remittance servicesdomestic remittanceremittance agencyremittance expresscommom remittanceurgent remittanceremittance by draftcash remittancebank promissory note(bank check) 汇兑业务国内汇兑代理汇兑汇款直通车普通汇款加急汇款票汇(汇票汇款) 汇款银行本票checkcheck Bookagency services fund agency service Bank-fund LinkBank-futures Link FortuneLink 支票支票簿代理业务基金代理业务银基通银期通财富通bond agency servicebonds settlement agency insurance agency service financing agencysafekeeping agencycollection and payment agency settlement agency 债券代理业务债券结算代理保险代理业务代理理财代理保管代理收付代理结算salary payment agency(payroll agency service) wages(old-aged pension) distribution agency public utility fee levying agencyissuing government bonds agencycommission collection of telephone fee commission collection of telephone fee for Unicom commission collection of electricity charge commission collection of insurance premium payment through telephone bankingpayment through mobile phone bankingnetwork payment settlement agencyagency collection and paymentcommission payment on consignmentpayment in cashcharge withholding service 代发工资(业务)代发工资（养老金）业务代理公用事业收费代理发行国债代收电话费业务代收联通话费业务代收电费业务代收保险费电话银行缴费手机银行缴费代收付业务网上支付结算代理委托缴费现金缴费缴费业务fee collection expresscommission security business agency securities fund clearing commission tax withholding commission insuranceagency signing of the banker’s bill forward settlement 缴费通代理证券业务代理证券资金清算代理税收业务代理保险业务代签银行汇票期货结算业务client service centercustomer service hotlinebearer treasury certificatevisible treasury certificatebearer treasury certificate with fixed denominationproof of payment(payment vouchers) 客户服务中心客户服务热线无记名式国债凭证式国债固定面额无记名式国债支付凭证转账委托书a letter of entrustment for transfer agency collection and payment agency collection and deduction public utility Feeentrusting transfer and deduction agency issuing government bonds foreign exchange trading agency automated transferdeposit(margin) account 代收代缴费代收代扣公用事业费委托转账代交费代理发行国债代理外币买卖自动转账保证金账户bill consultancyreal-time funds transferring counter transfersettlement business domestic settlement service 票据查询实时资金汇划柜台转账结算业务国内结算业务draft for collectioncollection and acceptioncommission receptionon-line Settlementon-line Shoppingsecurities and capital settlement agency commission collection and payment agency client bar code automatic inquiry system payment and settlement agencyforward settlement 托收汇票托收承付委托收款网上结算网上购物代理证券资金清算代理收付业务客户条形码自动查询支付结算业务代理期货结算业务notes clearingcharged bond trading on the counter treasury billstreasury bonds 票据交换柜台记账式债券交易国库券长期国债book-entry treasury billvisible treasury certificate investment bankingmerchant bankingconsultancy-specific financial service funds trusteeshipcash-based settlementpaper-based settlementelectronic-based settlement transferring settlementaccounting settlement business 凭证式国债凭证式国债投资银行业务商人银行业务咨询性金融业务基金托管现金清算票据清算电子清算转账结算会计结算业务。