1、Financial intermediaries could not exist without intermediation.没有金融中介行为，金融中介机构就无法存在。
2、It is highly improbable that all depositors will withdraw funds at the same time.所有的存款人在同一时间提取资金是极不可能的。
3、Financial intermediaries facilitate a more efficient flow of funds from lenders to borrowers.金融机构促使资金从贷款人向借款人更为有效的流动。
4、This lo wering of interest rates would be highly beneficial to a country’s rate of economic growth and development.这种利率的降低可能对一个国家的经济增长率和发展极为有利。
5、The money market consists of a collection of markets, each trading a distinctly different financial instrument.货币市场包括了一系列的市场，每个市场交易的是一种完全不同的金融工具。
6、It is understandable that the traders will sell highest price and buy at the lowest.可以理解的是，交易人要以最高价卖出而以最低价买入。
7、In the trading room phones never ring, Instead, incoming calls are signaled by the blinking lights.在交易室里，电话铃声从来不响，打进的电话是由闪烁的灯光来显示的。
8、The two parties involved in the transaction instruct the Federal Reserve to transfer funds from the account of one customer’s bank to other party’s bank.参与交易的双方指示联储银行从一位客户的银行账户上将资金划拨到另一方的银行账户上。
9、The draft is simply an instrument that requests payment.汇票只不过是一种要求支付的命令。
10、As a document of title, a bill of lading can be used by the exporter as a means of obtaining payment.作为一种物权凭证，海运提单可以由出口商用作获得支付的手段。
11、Sight drafts, as the name implies, require the bank to pay on demand.即期汇票，顾名思义，是要求银行见票即付。
12、As a financial instrument, the letter of credit benefits both importers and exporters.作为一种融资工具，信用证对进、出口都有利。
13、By purchasing the insurance, the insured reduces exposure to potential losses.通过买保险，投保人降低了承受潜在损失的风险。
14、In the insurance industry, confidence is very important because insurance policies protect individuals and businesses from effects of unfavorable events.在保险业中，信任极为重要，因为保单保护个人或企业免遭不利事件的影响。
15、In most insurance systems, only small percentages of those insured suffer losses.在大多数保险系统内，遭受损失的只是其中的一小部分。
16、While the policies cover a wide variety of risks, they also share certain common features.尽管保单包括各种不同风险保险，但也具有某些共同的特征。
17、A pension is an income payable after a worker retires.养老金是工作人员退休后应该得到的收入。
18、The debt is defined to include all interest-bearing obligations of the federal government.债务的定义包括联邦政府所有的有息债务。
19、If the purchaser desires to convert a savings bond into cash prior to the maturity date, a fixed redemption schedule is provided.如果购买者想在未到期前将储蓄券变现，就要提供一份确定的货币兑现计划。
20、In periods of rising interest rates, the holders of such long-term treasury bonds may suffer sizable capital loss.在利率上升期间，这类长期政府债券的持有者可能要遭受巨大的资本损失。
21、The legal ceiling on long-term bonds does not apply to short-term issues.对长期债券的法定上线不适用于短期库券。
22、Treasury bills are quite clearly “near monies” and they can be bought and sold on the market.短期国库券很明显都是“近似货币”，可以在市场上买卖。
23、Taxable income is the net amount on which tax has to be paid.应纳税收入是必须支付税金的净额。
24、You must pay in full now, but part of the expenses may be refunded in the future.你现在必须全付，但以后可能会退还不分开支。
25、Everything we do conforms to the safety standards.我们所做的一切都是符合安全标准的。
26、The validity of these documents has expired.这些凭证已经到期。
27、Financial accounting must obey rules laid down by states laws.财务会计必须遵守国家法律规定的规则。
28、An ultimate consumer is the person who actually uses the product.最后消费者就是用户，即实际使用产品的人。
29、In terms of customer satisfaction, the current policy cannot be criticized.就顾客满意度来说，现行政策无可非议。
30、We call on both sides to observe the agreement that they have already signed.我们提请双方都要遵守已经签署的协议。
31、People receive a great amount of information from magazines and TV advertising.人们通过杂志和电视广告获取大量信息。
32、In the past few months, the sales of the company has been rising dramatically.在过去的几个月里，该公司的销售额急剧增长。
33、An independent auditor, technically, is a professional accountant, whose direct responsibility is to examine the accounts of organizations officially in order to make sure that the work has been done correctly and effectively.独立审计师，从技术上讲，就是一种执业会计；其直接责任是秉公核查机构的账目，确保机构工作正确有效的进行。
34、All of our salespeople have great faith in the product.我们所有的销售人员对该产品信心十足。
35、It is really doubtful whether this investment project will produce returns.这个投资项目究竟会不会产生收益很值得怀疑。
36、The result of two year’s competition is that Company A was left far behind Company B.两年竞争的结果是A公司远远落在B公司的后面。
37、Many items of this regulation do not apply to us.本规定中的许多条文多我们并不适用。
38、Falling profit is posing serious problems for the management.利润的下降给管理层提出来严肃的问题。
39、Gift taxes, death taxes, and income taxes may also be considered as excise taxes, although income taxes are usually classified separately because of their importance in raising revenue.赠与税、遗产税和所得税也被视为货物税，然而，由于所得税对财政很重要，它们通常另外分类。