三、项目建设合法性···········································
四、项目建设条件评价·········································
五、工艺技术条件评价·········································
公司在市政府授权范围内进行国有资产经营和管理,下辖三个全资子公司分别为：安徽新集煤电(集团）有限公司、淮南市企业资产经营有限公司、淮南市煤炭产销公司。截止2009年５月底,公司总资产61.98亿元，负债1９.63亿元,净资产42.35亿元，资产负债率３1.67%。公司营业执照注册号:３4９１，组织机构代码证代码:68８１3１4４－６ ,地税登记证号：皖地税淮字34４６，银行信贷登记咨询系统贷款卡号:346４,基本开户行：淮南通商农村合作银行。
一、借款申请人的基本情况·····································
二、借款申请人财务状况分析···································
三、借款申请人经验情况·······································
四、借款申请人关联方调查·····································
一、项目评估取值依据·········································
二、项目财务指标·············································
三、不确定性分析·············································
第二章 项目建设条件调查········································
一、项目建设必要性···········································
二、项目基本情况·············································
申报单位：xxx农合行
调 查 人：Ａ角xxx Ｂ角ｘxｘ
调查日期:ｘxxx年ｘｘ月xx日
目 录
调查人申明·····················································
第一章 借款申请人背景资料······································
项目贷款调查报告记录（案例）
———————————————————————————————— 作者：
———————————————————————————————— 日期:
×银行/联社×支行
关于××公司申请××万元项目贷款的调查报告
声明与保证
我们对授信申请人进行了调查，遵循客观性原则完成了本报告的撰写,我们对调查报告及附表所陈述事实和数据淮南市产业发展投资有限公司成立于2009年4月2３日,是经淮南市委、市政府批准成立，在市政府授权范围内进行国有资产经营和管理的国有独资公司,公司注册资本5亿元(通过产权划转、投入货币资金形成）。公司地址:淮南市龙湖南路鑫舜大厦,联系电话:267924２。公司独立核算、自主经营、自负盈亏。经营范围包括：市政府授权范围内的国有产权、国有土地使用权的出售、转让、出租、抵押和投资与经营以及中小企业融资担保业务淮南煤化工基地基础设施建设及运营管理。
一、项目总投资···············································
二、项目资金来源·············································
第五章 项目财务评估···········································
一、供求分析·················································
二、产品竞争力分析···········································
第四章 投资估算和筹资评估·····································
第七章 风险与收益分析··········································
一、银行收益分析·············································
二、主要风险·················································
三、风险控制方案·············································
第八章 调查结论················································
关于淮南市产业发展投资有限公司申请项目贷款的调查报告
淮南市产业发展投资有限公司向我行申请股权质押贷款2.5亿元，股权为所属全资企业安徽新煤电(集团)有限公司所持有的国投新集能源股份有限公司上市全流通30０0万股权做质押(股票代码６0１918）,根据其提供的材料经初审后,认为符合我行贷款受理条件。因此,客户部调查人员对借款人 、项目情况以及质押物情况进行了实际、实地的贷前调查,现将调查情况报告如下：
六、环境保护·················································
七、项目进展情况·············································
第三章 项目市场分析···········································
第六章 项目贷款担保分析·······································
一、抵押担保·················································
二、其他担保·················································