目录
摘要 (I)
Abstract (II)
引言 (1)
1互联网金融对营口建设银行中间业务影响现状 (3)
1.1 营口互联网金融发展现状 (3)
1.2 营口建设银行中间业务发展现状 (4)
2营口建设银行开展中间业务存在的问题 (6)
2.1专业人才比较缺乏 (6)
2.2 内部管理体制不完善 (7)
2.3产品种类较少缺乏创新 (8)
3互联网金融背景下中间业务发展的对策 (10)
3.1 培养高素质复合型人才 (10)
3.2提高金融科技化 (11)
3.3加强产品创新 (12)
结论 (14)
参考文献 (15)
致谢 (17)
摘要
随着营口地区个人经济水平显著提升，居民有了一定的资金储备能力，并逐渐在中间业务相关产品上提高了关注度。
居民希望可以最大程度上使闲散的资金在有限范围内发挥出更大的作用，使其可以获得更高的收益。
营口建设银行紧跟客户的需求，在中间业务方面正在不断努力进行创新。
营口建设银行的发展前景是光明的，但在营口建设银行的中间业务发展的背后存在着很多不可轻视的隐患。
能够被列为银行三大支柱业务之一，说明中间业务是非常重要的，随着国家经济持续发展，金融业逐步开放，互联网技术也迅猛发展，营口建设银行所处生存环境在不断发生改变，在资产负债业务的盈利空间越来越狭窄情况下，营口建设银行新的利润增长点就是中间业务收入了，同时也是营口建设银行面对国内、国外其他银行竞争，积极应对全球化挑战，提升自身经济力量的重要支撑。
在互联网金融高速发展的背景下，现阶段，营口建设银行中间业务的发展状况并不乐观，本文将互联网金融作为背景，以中国建设银行营口经济技术开发区支行为例，分析和探讨营口建设银行中间业务在互联网金融背景下的发展现状，对中间业务进行简单的了解，剖析营口地区的互联网金融发展现状。
并通过对营口建设银行中间业务发展中存在的产品多样性差、创新不足、缺乏高素质复合人才、内部管理体制欠缺几个方面的问题进行深入的探讨和分析。
联系营口建设银行的实际情况，为其中间业务的发展提供策略建议。
关键词：互联网金融；建设银行；中间业务；发展策略
Abstract
With the significant improvement of personal economic level in Yingkou City, residents have certain capital reserve capacity, and pay more attention to intermediate business related products. They hope to maximize the role of idle funds in a limited range to get higher yields. Yingkou Construction Bank is constantly trying to innovate in its intermediary business, keeping up with the needs of its clients. The development prospect of Yingkou Construction Bank is bright while it has great danger that cannot be ignore in the development of its intermediary business.
It can be listed as one of the three pillar businesses of the bank, indicating that the intermediate business is very important. With the continuous development of the national economy, the financial industry is gradually opening up, and the rapid development of Internet technology., the living environment of Yingkou Construction Bank is also changing, the profit space of asset liability business is becoming smaller and smaller, and the intermediary business has become a new profit growth point of Yingkou Construction Bank. The new profit growth point of Yingkou construction bank is the intermediate business income, which is also an important support for Yingkou construction bank to actively respond to the challenges of globalization and enhance its own economic strength in the face of competition from other domestic and foreign Banks..
Under the background of rapid development of Internet finance, the development of intermediate business of Yingkou Construction Bank is not optimistic at this stage. Taking Internet finance as the background and Yingkou Economic and Technological Development Zone Branch of China Construction Bank as an example, this paper analyzes the development status of intermediate business of Yingkou Construction Bank, so as to have a simple understanding of intermediate business and the influence of Finance on Yingkou. Through the in-depth discussion and analysis of the three problems existing in the development of intermediate business of Yingkou Construction Bank, the insuffiency of
product diversity innovation, the lack of high-quality compound talents, and the deficiency of internal management system,this paper provides strategic suggestions for the development of its intermediary business in the light of the actual situation of Yingkou Construction Bank.
Keywords: Internet finance; Construction Bank; intermediary business; development strategy。