常用的金融英语口语对话带翻译常用金融英语口语对话篇一T:We are happy to have Mr. David Long here with us today.教：今天我们很高兴地请到了英国某商业银行的大卫.朗先生。
Mr. Long is from a merchant bank in Britain. He will be talking about the organization of hisbank.朗先生给大家介绍一下他所在银行的组织体系。
L:I feel honoured to be talking with you today. Id like to begin with your questions.朗：我今天非常荣幸地与大家在一起聚谈聚谈。
我希望同学们现在就提问。
S:Where is your bank located学：请问贵银行位于什么地方L:In London, the capital of Britain.朗：伦敦，英国的首都。
S:Could you give us a brief overview of your banks history学：您能给我们讲讲贵银行的历史概况吗L:Yes, of course. We were established as long ago as 1869.朗：当然行啦!我们的银行早在1869年就有了。
Now, it is being operated as one of the major merchant banks in the City.现在它是伦敦几家最重要的商业银行之一了。
S:How is your bank organized学：请问贵行是如何组成的呢L:Well, that is really a big question.朗：啊，这可是一个很大的问题呀!S:Let me put it in this way. How many divisions are there in your bank学：我就这么问吧。
请问贵行有多少部门L:All together, there are si_ large divisions. They are Administration Division,朗：总共分六大部门。
分别是：行政管理部，Investment Management Division, Banking Division, Corporate Finance Division,投资管理部，银行营业部，公司财务部，Dealing Division and the last one, Leasing Division. Now, let me e_plain them one by one.证券交易部以及最后一个租赁部。
现在，我就逐个来作一些解释说明。
First, Alministration Division. It looks after all administrative matters, such as planning,首先是行政管理部，该部负责管理事务，诸如计划制定，group financial control, accounting and audit, puter services, legal services and so on.集团财务控制，会计及审计，计算机服务，法律顾问等等事务。
S:Is that what we call cost centre services学：这是不是我们通常所称的成本中心服务呢L:Yes, you are right. Thats cost centre services. And then, theres the Banking Division.朗：是的，你说得对!这正是成本项目服务，接下来，就是银行营业员，This is easy to understand, right这不难解理吧!S:You mean, as in China, the Banking Division in your bank deals with loans, overdrafs,学：您的意思是，就像中国的银行那样，贵行的该部门专门处理贷款呀，透支呀，documentary credits and correspondent banking书面信贷啦等相应的银行业务L:Just the same. Now, lets talk about Dealing Division. The activities of Dealing Division includeforeign e_change,朗：正是如此。
现在我来介绍一下证券交易部。
该部门主要的工作就是进行外汇兑换，currency options, money market transactions, bonds, floating rate notes, Eurodollar CD,...外汇期权交易，金融市场交易，债券，浮动汇率单以及欧元CD等...S:Eurodollar CDs学：欧元CDL:CD stands for Certificate of Deposit, while Eurodollar means US dollar in a European bank.朗：CD是英文中存款单的简称，而欧元指的是欧洲银行的美元，Eurodollar is used for trade within Europe.用于欧洲国家之间的各种贸易。
S:Oh, I see. Ne_t, how about your Corporate Finance Division学：噢，我明白了。
接下来请讲贵行的公司财务部。
L:They provide advice to most UK and international panies.朗：它的任务是为英国及许多国际公司的提供金融咨询。
In the past several years, our Corporate Finance Division has e_panded quite rapidly.在过去的几年里，这个部门的业务发展非常之快。
S:What kind of advice do they provide学：那么提供几个方面的咨询服务呢L:They cover mergers, capital raising, takeovers, acquisitions and divestments, and of coursestock market.朗：诸如公司合并，资本增长企业兼并，公司收购和摆脱某权益，当然还包括股票交易等。
S:Mum, I follow you now.学：嗯，我现在明白了。
L:There is also an Investment Management Division in our bank.朗：接下来要介绍的这个部是投资管理部，It offers services to panies, like investment trusts, unit trusts,这也是向各公司提供以下这些服务项目：投资信托，单位信托，pension funds and offshore funds. Now, lets e to the last division, Leasing Division.退休抚恤金及境外资金管理。
现在，我们就说说我们银行的最后一个部门，就是租赁部。
Obviously, it organizes leasing packages for lessors and lessees.顾名思义，它的工作就是为出租人和承租人牵线搭桥。
S:So, thats how you organize your merchant bank in London.学：就这样，您就把一个伦敦主要的商业银行运转组织起来了。
L:Yes, thats what we do.朗：正如您说。
T:Time is up. Mr. David Long, thank you very much for ing here to give us such animformative lecture.教：时间到了。
朗先生，感谢您抽出宝贵时间，给我们大家详细介绍了银行的组织体系常用金融英语口语对话篇二Z:Good afternoon!张：下午好!A:Good afternoon!全体：下午好!Z:Today Ill introduce something about the history of banking in the west.张：今天我要讲点西方银行史。
Well, thats very interesting, the earliest banks started in Babylon almost 4 000 years ago.这是很有意思的，最早的银行大约是四千年前在巴比伦建立的。
They were really temples which collected deposits and made loans.实际上，那些银行只是一种收集存款并进行的放款的场所。
S1:I see, but I had always thought that banking started during the Renaissance in Europe.学1：我明白了，但我原来一直以为银行业务始于欧洲文艺复兴时期。
N:No, it was much earlier than that. Then, there were banks in ancient Greece and Rome, too.周：不，比那个时期早多了。
古希腊和罗马都有许多银行，It wasnt until the breakup of the Roman Empire and the decline in trade and mercialtransactions that banking lost its previous importance.直到罗马帝崩溃和商贸业务的衰落，银行业才失去了它以往的重要性。
S2:What about the laws against usury during the Middle Ages学2：中世纪时，放禁止放高利贷是怎么回事Didnt such laws make it illegal to charge interest on loans这些法律没有规定贷款收取利息是非法的吗Z:Yes, they did, but these laws were gradually changed during the 14th and 15th centuries andbanking functions started appearing again in Italy and Belgium and later in France,周：是的，规定了，但是这些法律在14，15世纪时逐步地改变了，银行的作用又在意大利和比利时开始出现，后来又在法国，Germany and England.德国和英国。