unit one
division of labor 劳动分工commodity money 商品货币
legal tender 法定货币
fiat money 法定通货
a medium of exchange交换媒介legal sanction法律制裁
face value面值
liquid assets流动资产
illiquidl assets非流动资产
the liquidity scale 流动性指标real estate 不动产
time deposit 定期存款
bond 债券 stock股票
thrift institutions 存款机构financial institution 金融机构commercial banks商业银行
a means of payment 支付手段
a store of value储藏手段
a standard of value价值标准certificate of deposits存单
repurchase agreements 回购协议
travelers'checks 旅行支票
money market mutual funds 货币市场互助基金small-denomination time deposits小额定期存款large-denomination time deposits大额定期存款bank overnight repurchase agreements 银行隔夜回购协议
bank long-term repurchase agreements 银行长期回购协议
checking accounts,demand deposit,checkable deposit 活期存款
negotiable order of withdrawal accounts 大额可转让提款单
unit two
reserve 储备 note 票据 discount贴现circulate流通
central bank 中央银行
credit union 信用合作社
paper currency 纸币
credit creation 信用创造
branch banking 银行分行制
unit banking 单一银行制
out of circulation 退出流通
capital stock股本
at par以票面价值计
electronic banking电子银行
the gold standard金本位
reserve ratio 准备金比率
banking holding company 公司银行
the stock market crash 股市风暴
the Federal Reserve System联邦储备系统
the Federal Reserve Board 联邦储备委员会
unit three
deficit 亏损 roll展期 wholesale批发default不履约
auction拍卖 collateralize担保
markup价格的涨幅
dealer交易员 broker经纪人
pension funds 养老基金
face amount面值
commerical paper商业票据
Fed fund 联邦基金
eurodollar欧洲美元
treasury bills 国库券
floating-rate 浮动比率
fixed-rate 固定比率
default risk 拖欠风险
credit rating信誉级别
tax collection税收
money market货币市场
capital market资本市场
original maturity 原始到期期限
surplus funds过剩基金
unit four
premium升水discount贴水par平价deficit赤字 future期货
capital movements资本流动foreign exchange dealings外汇交易
balance of payment国际收支eurodollar market欧洲美元市场
spot rate 即期汇率forward rate远期汇率
cross rate交叉汇率
arbitrage transation套汇交易
space arbitrage地点套汇time arbitrage时间套汇
interest arbitrage 套利direct quotation直接标价法
indirect quotation间接标价法decimal system十进制
long position多头short position空头
banker's acceptance银行承兑汇票
swedish kronor瑞典克郎
Sfr 瑞士法郎 DM德国马克 FFr法国法郎 Dkr 丹麦克郎 Nkr挪威克郎 Yen日元
Can＄加拿大元 Lit意大利里拉 Aus＄澳大利亚元DG荷兰盾 BF比利时法郎￡英镑
unit five
over-the-counter market场外交易市场turnover总成交额
invoice发票，发货单portfolio债务，投资组合
not-for-profit cooperative非盈利性组织
triangular arbitrage三角套汇
the society for worldwide interbank financial telecommunication(SWIFT)环球银行金融电讯协会the clearing house interbank payments system(CHIPS)纽约银行同业清算系统
unit six
quota 配额 guaratee保函
fixed exchange rate固定汇率balance of payment deficit国际收支逆差international reserve国际储备credit tranche drawing信贷份额借款
credit tranche信贷份额credit tranche facilities信贷份额贷款便利international payment国际收支buffer stock缓冲存货
extended facilities补偿信贷便利government borrowing国债；政府借款
price fluctuation价格波动，价格涨落export earning 出口收益
enlarged access policy 延期进入政策credit policy信用政策
financial intermediary 金融中介concessional terms特惠条件
trade credit商业信贷earning capacity收益能力
debt restructuring债务重组，债务调整financial settlement财务清算
Bretton Woods Agreement布雷顿森林协议International Monetary Fund 国际货币基金组织International Development Association（I.D.A.)国际开发协会
International Fincance Corporation（I.F.C.)国际金融公司
Bank for International Settlements（B.I.S.)国际清算银行
International Bank for Resonstruction and Development(IBRD)国际复兴与开发银行
unit seven
syndication辛迪加underwrite包销，认购
hedge对冲买卖、套期保值innovation到期交易
spread利差principal本金
swap掉期交易eurobond market 欧洲债券市场
Federal Reserve Bank (FRB)联邦储备银行euronote欧洲票据
fixed term time deposit定期支付存款unsecured credit无担保贷款
neogotiable time deposit议付定期存款lead bank牵头银行
inter-bank money market银行同业货币市场medium term loan 中期贷款
syndicated credit银团贷款merchant bank商业银行
portfolio management 有价债券管理lease financing租赁融资
note issurance facility票据发行安排floating-rate note 浮动利率票据
bearer note不记名票价underwriting facility包销安排
bond holder债券持持有者back-up credit line备用信贷额
promissory note(P.N..p/n)本票interest rate controls 利率管制
interest rate ceiling 利率上限interest rate floor 利率下限
deposit insurance 存款保险
London Interbank Offered Rate(LIBOR)伦敦同业优惠利率
revolving cerdit 循环信用证，即
revolving letter of credit non interest-bearing reserves无息储备金。