PUBLIC LIABILITY INSURANCE ENDORSEMENTS01 Cross Liability Clause02 Contractual Liability Clause03 Strike, Riot, Civil Commotion or Malicious Damage Extension Clause04 Act of Terrorism Extension Clause05 Elevator and Escalator Clause06 Explosion of Boilers07 Fire & Explosion Extension Clause08 Food and Drink Clause09 Goods and Services Clause10 Guest's Property Clause11 Tenant's Liability Clause12 Building Alterations Clause13 Motor Contingent Liability14 Personal Injury Liability Clause15 First Aid Treatment Clause16 Swimming Pool Liability Clause17 Advertising Signs and Decorations Liability Clause18 Loading and Unloading of Vehicles Clause19 Extinguishing Expenses Clause20 Third Party Liability of Directors and Executives Clause01 Cross Liability ClauseIt is agreed and understood that subject to the Insured having paid the agreed additional premium, this insurance shall apply to each insured party as if a separate policy had been issued to each party.The Insurers' total liability in respect of the insured parties shall not however exceed in the aggregate for any one accident or series of accidents arising out of one event the limit of indemnity stated in the Schedule.This Clause is subject otherwise to the terms, conditions and exceptions of this Policy.Additional Premium:02 Contractual Liability ClauseIt is agreed and understood that subject to the Insured having paid the agreed additional premium, the Company shall indemnify the Insured against any claim made in respect of liability assumed by the Insuredunder any contract or agreement for bodily injury of and/or property damage to any third party subject to the limits of liability stipulated in this policy provided that such contract or agreement has been declared to and approved by the Company.This Clause is subject otherwise to the terms , conditions and exceptions of this Policy.Additional Premium:03 Strike, Riot, Civil Commotion or Malicious Damage Extension ClauseIt is agreed and understood that subject to the Insured having paid the agreed additional premium, this Polity shall be extended to cover the Insider's liability for accidental bodily injury of and/or accidental property damage to any third party occurring at the specified premises directly caused by strike, riot, civil commotion or malicious damage.This Clause is subject otherwise to the terms, conditions and exceptions of this Policy.Additional Premium:04 Act of Terrorism Extension ClauseIt is agreed and understood that subject to the Insured having paid the agreed additional premium, this Policy shall be extended to cover the Insured's liability for claims made against the Insured for the bodily injury of and/or property damage to any third party at the specified premises directly caused by any terrorist or terrorism organization.This clause is subject otherwise to the terms, conditions and exceptions of this Policy.Additional Premium:05 Elevator and Escalator ClauseIt is agreed and understood that subject to the Insured having paid the agreed additional premium, this Policy shall be extended to cover the Insured's liability for claims made against the Insured for accidental bodily injury of and/or accidental property damage to any third party in the normal operational use of the elevators or escalators at the premises specified in the Policy subject to the limits of liability stipulated in this Policy.It is warranted that the Insured shall see to it that regular inspection and maintenance of the elevators andescalators shall be carried out by qualified engineers.The amount of indemnity shall not exceed the following limits of liability.Limit of Indemnity a.o.a.:Aggregate Limit of Indemnity:This Clause is subject otherwise to the terms, conditions and exceptions of this Policy.Additional Premium:06 Explosion of BoilersIt is agreed and understood that subject to the Insured having paid the agreed additional premium, this Policy shall be extended to cover the Insider's liability for accidental bodily injury of and/or accidental property damage to any third party occurring at the specified premises resulting from boiler explosion due to its internal steam pressure subject to the limits of liability stipulated in this policy that the Insured has complied with all operating regulations laid down specifically for such boiler.It is warranted that the Insured shall see to it that regular inspection and maintenance of the boiler shall be carried out by qualified engineers.This clause is subject otherwise to the terms, conditions and exceptions of this Policy.Additional premium:07 Fire & Explosion Extension ClauseIt is agreed and understood that subject to the Insured having paid the agreed additional premium, this Policy shall be extended to cover the Insured's liability for claims made against the insured for accidents bodily injury of and/or accidental property damage to any third party occurring at the specified premises caused by fire or explosion subject to the following limits of liability during the period of insurance:Limit of Indemnity a.o.a.:Aggregate Limit of Indemnity:This Clause is subject otherwise to the terms, conditions and exceptions of this Policy.Additional Premium:08 Food and Drink ClauseIt is agreed and understood that subject to the Insured having paid the agreed additional premium , this Policy shall be extended to cover the Insured's legal liability for claims made against the Insured for accidental bodily injury of and/or accidental property damage to any third party which occurs during the period of insurance and arises out of poisoning by or foreign or deleterious matter in food or drink consumed in or about the premises specified in the Policy provided always that the Insured shall at all times take every possible precautionto prevent the sale or supply of any condition or free from contamination or for human consumption, subject to the following limits of liability during the period of insurance.Limit of Indemnity a.o.a.:Aggregate Limit of Indemnity:This Clause is subject otherwise to the terms, conditions and exceptions of this Policy.Additional Premium:09 Goods and Services ClauseIt is agreed and understood that subject to the Insured having paid the agreed additional premium, this Policy shall be extended to cover the Insured's liability for claims made against the Insured for accidental bodily injury or accidental property damage which occurs during the period of insurance and arises out of goods and/or services sold or supplied including transportation provided by the Insured in the normal course of the business as hold proprietor, subject to the following limits of liability during the period of insurance:Limit of Indemnity a.o.a.:Aggregate Limity of Indemnity:This Clause is subject otherwise to the terms, conditions and exceptions of this Policy.Additional Premium:10 Guest's Property ClauseIt is agreed and understood that subject to the Insured having paid the agreed additional premium, this Policy shall be extended to cover the Insured's liability for claims made against the Insured for loss of or damage to the property belonging to guests or customers of the Insured whilst such property is under the custody orcontrol of the Insured subject to a limit of liability of ______any one guest, with the exception of losses of guests' property from safe deposit boxes contained at the premises where the maximum liability of any one guest is agreed to be__________. For the purpose of this extension the guests. property shall include clothing of such guests' sent for laundry, dry cleaning or pressing at the premises , subject always to the following limits during the period of insurance:Limit of Indemnity a.o.a.:Aggregate Limit of Indemnity:This Clause is subject otherwise to the terms, conditions and exceptions of this Policy.Additional premium:11 Tenant's Liability ClauseIt is agreed and understood that subject to the Insured having paid the agreed additional premium, this Policy shall be extended to cover the Insured's legal liability for the claims made against the Insured for accidental bodily injury of and/or accidental property damage to any third party caused by fire to the buildings leased.This Clause is subject otherwise to the terms, conditions and exceptions of this Policy.Additional Premium:12 Building Alterations ClauseIt is agreed and understood that subject to the Insured having paid the agreed additional premium, this Policy shall be extended to cover the Insured's liability for claims made against the Insured for accidental bodily injury of and/or property damage to any third party occurring at the premises resulting from the alterations, structural repairs, decorations and the like operations of the insured building provided that the Insured shall give provided that the Insured shall give previous notice to the Company to that effect and the Company may charge an additional premium if the risk exposure is increased.The Insured shall take all practicable safety measures to prevent accidents from happening while the insured building is undergoing the aforesaid process.This Clause is subject otherwise to the terms, conditions and exceptions of this Policy.Additional Premium:13 Motor Contingent LiabilityIt is agreed and understood that subject to the Insured having paid the agreed additional premium, this Policy shall be extended to cover the Insured's liability for the claims made against the Insured for third party liability including passenger risk in respect of any motor car neither owned nor provided by the others while being used in connection with the business.This Clause is subject otherwise to the terms, conditions and exceptions of this Policy.Additional Premium:14 Personal Injury Liability ClauseIt is agreed and understood that subject to the Insured having paid the agreed additional premium, this Policy shall be extended to cover the Insured's liability for the claims made in respect of personal injury to third parties arising out of the following offenses:1. false arrest, detention or imprisonment, or malicious prosecution2. libel, slander, defamation or violation of rights of privacy3. wrongful entry or eviction or other invasion of rights of private occupancy.The observance of the regulations and laws of the People's Republic of China shall be a condition precedent to any liability of the Company.This Clause is subject otherwise to the terms, conditions and exceptions of this Policy.Additional Premium:15 First Aid Treatment ClauseIt is agreed and understood that subject to the Insured having paid the agreed additional premium, this Policy shall be extended to cover the Insured for reasonable costs or expenses of first aid treatment given or administered by the Insured to a third party injured at the premises upon an occurrence falling within the scope of this Policy.This Clause is subject otherwise to the terms, conditions and exceptions of this Policy.Additional Premium:16 Swimming Pool Liability ClauseIt is agreed and understood that subject to the Insured having paid the agreed additional premium, this Policy shall be extended to cover the Insured's liability for claims made against the Insured for accidents happening in or around or arising out of the ownership, use or operation of the Insured's swimming pool.It is warranted that life-guards are on duty whenever the swimming pool is open for use.This Clause is subject otherwise to the terms, conditions and exceptions of this Policy.Additional Premium:17 Advertising Signs and Decorations Liability ClauseIt is agreed and understood that subject to the Insured having paid the agreed additional premium, this Policy shall be extended to cover the Insured's liability for claims made against the Insured for accidental bodily injury or property damage to any third party resulting from the Insured's advertising signs, neon signs, decorations and the like in or about the premises.It is Warranted that the Insured shall see to it that regular inspection and maintenance of such property shall be carried out by qualified persons.This Clause is subject otherwise to the terms, conditions and exceptions of this Policy.Additional Premium:18 Loading and Unloading of Vehicles ClauseIt is agreed and understood that subject to the Insured having paid the agreed additional premium, this Policy shall be extended to cover the Insured's liability for the claims arising from the loading and unloading of the Insured's vehicles in connection with the business at the specified premises.This Clause is subject otherwise to the terms, conditions and exceptions of this Policy.Additional Premium:19 Extinguishing Expenses ClauseIt is agreed and understood that subject to the Insured having paid the agreed additional premium, this Policy shall be extended to cover the Insured for extinguishing expenses which should be necessarily andreasonably incurred in extinguishing fires at the premises, subject to the following limits of liability during the period of insurance.Limit of Indemnity a.o.a.:Aggregate Limit of Indemnity:This Clause is subject otherwise to the terms, conditions and exceptions of this Policy.Additional Premium:20 Third Party Liability of Directors and Executives ClauseIt is agreed and understood that subject to the Insured having paid the agreed additional premium, this Policy shall be extended to cover the third party liability of the Insured's directors and executives for accidents happening in their business travelling or business trips, subject to the following limits of liability during the period of insurance.Limit of Liability a.o.a.:Aggregate Limit of Liability:This Clause is subject otherwise to the terms, conditions and exceptions of this Policy.Additional Premium:PUBLIC LIABILITY INSURANCE ENDORSEMENTS。