资料acceptance policy核保政策health insurance疾病保险，健康保险accounting period结算期sickness insurance疾病保险aggregate limit 累积限额insurance during a period of illness疾病保险aggregated loss累积损失insurance for medical care医疗保险antiselection逆选择"major medical" insurance policy巨额医药费ART (Alternative Risk Transfer新型风险转移保险balance 所欠款项life insurance 人寿保险barrages堰坝endowment insurance养老保险captive pools自保组合insurance on last survivor长寿保险catastrophe risk巨灾风险social insurance社会保险ceiding company分出公司personal property insurance个人财产保险cession limit分保限额insurance of contents家庭财产保险claim-prone容易出险险别claims assistance理赔协助Free from Particular AverageF.P.A.平安险clean cut结清方式With Particular Average W.P.A.水渍险coinsurance共保All Risks 一切险commencement and termination起讫risk of breakage破碎险cover承保risk of clashing碰损险cover责任额risk of rust 生锈险deposit premium预付保费risk of hook damage钩损险destroyed毁坏risk of contamination (tainting污染险earth caves土坏房屋insurance against total loss only (TLO全损险EPA risk of deterioration变质险event limit事件限额risk of packing breakage包装破裂险ex gratia payments通融赔款risk of inherent vice内在缺陷险excess loss超额赔款risk of normal loss (natural loss途耗或自然损exclusion除外责任耗险exposed areas 风险承受区域risk of spontaneous combustion自然险facultative reinsurance临时分保risk of contingent import duty进口关税险fault zone断层区insurance against war risk战争险finite risk有限制的风险Air Transportation Cargo War Risk航空运输flash floods骤发洪水战争险flooding of rivers洪水泛滥overland Transportation Insurance War Risk frame structure 框架结构陆上运输战争险full coverage全额承保insurance against strike, riot and civilfull insurance value足额保险价值commotion (SRCC罢工，暴动，民变险full liability全部责任insurance against extraneous risks, insurance Geophysics Institute地球物理研究所against additional risks附加险资料GNPI总净保费收入hailstorm雹暴heavy damage严重破坏hollow brick wall空斗砖结构hour clause小时条款hurricane飓风individual losses单一损失insurability可保性insured losses保险损失intensity烈度layering层次less exposed损失可能性小liability责任light damage轻度破坏line slips分保条loading附加费loss occurrence 损失发生loss occurring basis损失发生基础loss participation分担损失loss settlement 损失赔付magnitude 震级malicious damage恶意损害moderate damage中度破坏multi-story building多层建建筑Munich Re 慕尼黑再net retained lines净自留额net retained losses损失净自赔额no profit commission 无纯益风险non-proportional reinsurance非比例再保险notification告知object标的obligatory reinsurance固定分保original deductibles原始免赔额original rate原始费率paid-up capital已付资本peak accelerator峰值加速度peril危险risk of theft, pilferage and nondelivery (TPND盗窃提货不着险risk of fresh and/of rain water damage(wetting淡水雨淋险risk of leakage渗漏险risk of shortage in weight/quantity短量险risk of sweating and/or heating受潮受热险5 保险英语翻译risk of bad odour(change of flavour恶味险，变味险risk of mould发霉险on deck risk舱面险6保险英语翻译保险业词汇Terms used in insurance industryaccident意外事故险actuarial method精算法Advance Loss Profits (ALOP预期利润损失险，利损险Advance profit预期利润broker经纪人Business Interruption Insurance (BI营业中断险captive自保公司casualty意外伤害险catastrophe巨灾险ceding company分出公司claim索赔claim settlement资料PICC Re中保再placement安排PML可能最大损失policyholder保单持有者pool共保组合portfolio entry未满期责任的出帐portfolio outgo未满期责任的入帐premium保费previous losses既往损失priority分保自留额priority自付责任3保险英语词汇表proportional reinsurance比例再保险rainstorm雨暴rating费率reinforced concrete building钢筋混凝土建筑reinstatement恢复保额reinsured分出公司reinsurer再保险人retention自留额retention areas滞洪区return period重现期revoke license吊销营业执照seaquake海震second event cover第二事件承保securitization证券化seismic demage震害set-off抵销shear wall structure剪力墙结构single险位超赔spread loss分散风险stop loss赔付率超赔storm surges风暴潮susceptibility of goods to water易受水浸性tarrif费率表TG 拐点周期tidal wave海啸topographic map地形图理赔combined ratio综合赔付率Consequential Loss (CL7保险英语翻译，保险专业词汇。

后果损失Contractor's All Risks (CAR建筑工程一切险建工险cover保障Delay in completion完工延误EEI电子设备险engineering insurance工程保险Erection All Risks (EAR安装工程一切险安工险excess of loss cover超额赔偿EXL protection超赔保障facultative business临分保IBRNIncurred but not reported losses已发生但未报的损失IBRN reserveIBRN储备金indemnity period/limit赔期 /期限inflated claim超额索赔insurance capacity承保能力8保险英语翻译insured property资料tornado 龙卷风参保物业total sum insured总保额Kobe treaty-limits合约限额神户tube structure筒体结构Lloyd underwriting policy承保政策劳合社windstorm 风暴long-tail长尾2保险英语词汇翻译hour clause小时条款hurricane飓风individual losses单一损失insurability可保性insured losses保险损失intensity烈度layering层次less exposed损失可能性小liability责任light damage轻度破坏line slips分保条loading附加费loss occurrence 损失发生loss occurring basis损失发生基础loss participation分担损失loss settlement 损失赔付magnitude 震级malicious damage恶意损害moderate damage中度破坏multi-story building多层建建筑Munich Re 慕尼黑再net retained lines净自留额net retained losses损失净自赔额no profit commission 无纯益风险non-proportional reinsurance非比例再保险notification告知object标的obligatory reinsurance固定分保Loss of profit利损险Machinery (Breakdown Insurance机器损坏〕险，机损险mail/sub-contractor主/分承包商maintenance保证期multiple claim多次重复索赔non-life非寿险officer & director liability雇主保险outstanding claim reserve未决索赔准备金PC industryproperty & catastrophe industryperil危险policy保单9保险英语翻译pool英语翻译：联营possible maximum loss英语翻译：可能的最大损失premium英语翻译：保费primary insurance company英语翻译：原保公司、主保险商principal/employer英语翻译：业主professional英语翻译：专业险资料original deductibles原始免赔额original rate原始费率paid-up capital已付资本peak accelerator峰值加速度peril危险PICC Re中保再placement安排PML可能最大损失policyholder保单持有者pool共保组合portfolio entry未满期责任的出帐portfolio outgo未满期责任的入帐premium保费previous losses既往损失priority分保自留额priority自付责任3保险词汇翻译proportional reinsurance比例再保险rainstorm雨暴rating费率reinforced concrete building钢筋混凝土建筑reinstatement恢复保额reinsured分出公司reinsurer再保险人retention自留额retention areas滞洪区return period重现期revoke license吊销营业执照seaquake海震second event cover第二事件承保securitization证券化seismic demage震害set-off抵销shear wall structure剪力墙结构single险位超赔spread loss分散风险stop loss赔付率超赔profit margin英语翻译：利润边际property英语翻译：财产险proportional cover比例分保punitive damage惩罚性损害rate费率reinsurer分保人分保公司reinsurer再保人reserve准备金retention10自留return period巨灾间隔期short-tail短尾solvency margin赔偿能力standing charges维持费用subject insured风险标的sum insured保额tarrif zone险区Third Party Liability (TPL第三者责任险treaties business合同分保turnover营业额underwritingstorm surges风暴潮承保susceptibility of goods to water易受水浸性working expenses /cost tarrif费率表营业费用TG拐点周期writingtidal wave 海啸承保topographic map地形图tornado 龙卷风total sum insured总保额treaty-limits合约限额tube structure筒体结构underwriting policy承保政策windstorm 风暴保险 Insurance保险法 Law of Insurance保险公司 Insurance Company保险合同 Insurance Contract保险单 Policy保险条款 Insurance Clauses保险标的 Insurance Subject保险金额 Insured Amount保险期限 Insurance Period保险费 Insurance Premium保险人 Insurer被保险人 Insured保险代理人Insurance Agent保险经纪人Insurance Broker财产保险 Property Insurance产品责任保险Product Liability Insurance劳工保险和雇主责任保险Workers Compensation and Employer Liability Insurance 年金保险 Annuities Insurance人寿保险 Life Insurance两全保险 Endowment Assurance现金价值 Cash Value终身寿险 Whole Life Insurance再保险Reinsurance保险基本英语术语累积结余(accumulated value)全险(all risks)年金(annuity)比例计算法(average)「比例分担」条文(average condition)受益人(beneficiary)改善(betterment)盗窃罪(burglary)现金价值(cash value)保险凭证(certificate of insurance)赔偿(claim)损害赔偿合约(contract of indemnity)间接损失(consequential loss)分摊(contribution)互有疏忽(contributory negligence)参与供款计划(contributory plan)可转换定期寿险(convertible term insurance)冷静期(cooling-off period)保障范围(cover)承保单 ( 附条文收据 )(cover note (conditional receipt))客户保障声明书(customer protection declaration form)递减定期寿险(decreasing term insurance)自付额 /免赔额(deductible)界定福利计划(defined benefit plan)重复补偿(double indemnity)批单(endorsements)储蓄保险(endowment insurance)不受保项目(exceptions)自付额(excess)不受保项目(exclusion)见exclusions起赔额（率）(franchise)不可争议条款(incontestability provision)可保权益(insurable interest)中间人(intermediary)儿童保险单(juvenile insurance policy)定额定期寿险(level term insurance)雇员征费(levy)有限责任(limits of liability)理赔师(loss adjuster)恶意破坏(malicious damage)重大转变(material changes)重要事实(material fact)期满(maturity)期满日(maturity date)指定风险保险(named peril policy)疏忽(negligence)缴清保单(paid-up policy).资料保单(policy)保单附加条款(policy rider)保单现金提取条款(policy withdrawal provision)保费(premium)第一受益人(primary beneficiary)公众责任(public liability)附加保障(rider)标准风险(standard risks)次标准风险(substandard risks)自杀不保条款(suicide exclusion provision)投保额(sum insured)退保手续费(surrender charge)定期寿险(term life insurance)第三者(third party)第三者责任(third party liability / public liability)完全及永久伤残(total and permanent disability)投保不足(under-insurance)核保人(underwriters)核保(underwriting)最高诚信(utmost good faith)投资人寿保险(variable life insurance)无效(void)保费豁免 /伤残权益(waiver of premium for disability benefit)保费豁免 /支付 **益(waiver of premium for payer benefit)终身寿险(whole life insurance)每年续保定期计划(yearly renewable term)Insurance Policy (or Certificate)保险单（或凭证）1.Risks & Coverage险别(1)free from particular average (F.P.A.)平安险(2)with particular average (W.A.)水渍险（基本险）(3)all risk一切险（综合险）(4)total loss only (T.L.O.)全损险(5)war risk战争险(6)cargo(extended cover)clauses货物（扩展）条款(7)additional risk附加险(8)from warehouse to warehouse clauses仓至仓条款(9)theft,pilferage and nondelivery (T.P.N.D.)盗窃提货不着险(10)rain fresh water damage淡水雨淋险(11)risk of shortage短量险(12)risk of contamination沾污险(13)risk of leakage渗漏险(14)risk of clashing & breakage碰损破碎险(15)risk of odour串味险(16)damage caused by sweating and/or heating受潮受热险(17)hook damage钩损险(18)loss and/or damage caused by breakage of packing包装破裂险(19)risk of rusting锈损险(20)risk of mould发霉险(21)strike, riots and civil commotion (S.R.C.C.)罢工、暴动、民众骚乱险(22)risk of spontaneous combustion自燃险(23)deterioration risk腐烂变质险(24)inherent vice risk内在缺陷险(25)risk of natural loss or normal loss途耗或自然损耗险(26)special additional risk特别附加险(27)failure to delivery交货不到险(28)import duty进口关税险(29)on deck仓面险(30)rejection拒收险(31)aflatoxin黄曲霉素险(32)fire risk extension clause-for storage of cargo atdestination Hong Kong, including Kowloon, or Macao出口货物到香港（包括九龙在内）或澳门存仓火险责任扩展条款(33)survey in customs risk海关检验险(34)survey at jetty risk码头检验险(35)institute war risk学会战争险(36)overland transportation risks陆运险(37)overland transportation all risks陆运综合险(38)air transportation risk航空运输险(39)air transportation all risk航空运输综合险(40)air transportation war risk航空运输战争险(41)parcel post risk邮包险(42)parcel post all risk邮包综合险(43)parcel post war risk邮包战争险(44)investment insurance(political risks)投资保险（政治风险）(45)property insurance财产保险(46)erection all risks安装工程一切险(47)contractors all risks建筑工程一切险金融英语（ fect ）：保险业英文术语(二)2.the stipulations for insurance保险条款(1)marine insurance policy海运保险单(2)specific policy单独保险单(3)voyage policy航程保险单(4)time policy期限保险单(5)floating policy (or open policy)流动保险单(6)ocean marine cargo clauses海洋运输货物保险条款(7)ocean marine insurance clauses (frozen products)海洋运输冷藏货物保险条款(8)ocean marine cargo war clauses海洋运输货物战争险条款(9)ocean marine insurance clauses (woodoil in bulk)海洋运输散装桐油保险条款(10)overland transportation insurance clauses (train, trucks)陆上运输货物保险条款（火车、汽车）(11)overland transportation insurance clauses (frozen products) 陆上运输冷藏货物保险条款(12)air transportation cargo insurance clauses航空运输货物保险条款(13)air transportation cargo war risk clauses航空运输货物战争险条款(14)parcel post insurance clauses邮包保险条款(15)parcel post war risk insurance clauses邮包战争保险条款(16)livestock & poultry insurance clauses (by sea, land or air)活牲畜、家禽的海上、陆上、航空保险条款(17) ⋯risks clauses of the P.I.C.C. subject to C.I.C.根据中国人民保险公司的保险条款投保⋯⋯险(18)marine insurance policies or certificates in negotiableform, for 110% full CIF invoice covering the risks of War & W.A.as per the People's Insurance Co. of China dated 1/1/1976. with extended cover up to Kuala Lumpur with claims payable in (at)Kuala Lumpur in the currency of draft (irrespective of percentage)作为可议付格式的海运保险单或凭证按照到岸价的发票金额110%投保中国人民保险公司1976 年 1 月 1 日的战争险和基本险，负责到吉隆坡为止。