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凭 Drawn under 1……F…IR…S…TR…A…ND…B…A…NK……LT…D
交单期：运输单据日期后不超过15天，信用证有效期内
该信用证的最晚交单期应是11月30日
PAYMENT UNDER RESERVE PROHIBITED 禁止凭保付款
payment/negotiation under reserve/guarantee (or indemnity) not allowed
FULL SET LESS 1 CLEAN ON BOARD MARINE BILLS OF LADING MADE OUT TO ORDER AND BLANK ENDORSED NOTIFYING MAX TRADING PTY LTD. VILLE ROAD, GERMISTON MARKED FREIGHT PREPAID 全套，至少一份正本、清洁、已装船海运提单，空白抬头，空白背书，通知MAX私人贸易 有限公司， 杰米斯顿，VILLE路，注明运费预付
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ALL DOCUMENTS … BNF…, A DIVISION OF … SOUTH AFRICA BY COURIER 所有的单据须以特快专递寄交BNF公司，FIRST 有限银行的一个部门， 地址 …..
ALL DRAWING TO BE ADVISED TO US BY SEIFT/TESTED TELEX UPON DATE OF NEGOTIATION,ADVISIONG DRAWING AMOUNT, VALUE DATE, AND CONFIRMING THAT ALL TERMS AND CONDITIONS OF THE CREDIT HAVE BEEN CONPLIED WITH 议付之日，须以SWIFT或密押电传方式将所有付款之事告知我行，包括支付的金额、 起息日（即从那一天起算利息 ）并确认信用证所有的条款已得到执行。 IN REIMBURSEMENT, WE UNDERTAKE TO REMIT PROCEEDS AS PER YOUR INSTRUCTIONS UPON RECEIPT OF YOUR SWIFT/TESTED TELEX. 偿付方面，我们保证一旦收到你行的SWIFT或密押电传，第1页/共9页
1 ORIGINAL BENEFICIARY CERTIFICATE STATING THAT ORIGINAL INVOICE, BILL OF LADING AND PACKING LIST HAVE BEEN COURIERED TO THE APPLICANT 受益人证明书，正本，证明已用特快专递将正本的发票、提单及装箱单寄交开证申请人。
Exercise 14 Go through the L/C and answer the following questions:
1. What kind of L/C is it? 2. When was the L/C opened? 3. How long is the L/C valid for? Is it suitable? 4. What is the amount of the L/C? 5. Is the L/C available by negotiation at any bank? 6. When is the latest date of shipment? 7. What is the issuing bank? 8. What is the advising bank? 9. Who is the drawee of the draft? 10. What kind of documents are required except
每提交有不符点的单据，我们将从收益中扣除85美金的手续费，并将此事告知开证申请人。 即使有任何不同的意见，这笔费用也将由受益人来承担。
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THIS LETTER …. PUBLICATION NO. 500
本信用证受国际商会第500号出版物，跟单信用证统一惯例的约束。
PERIOD FOR PRESENTATION NOT LATER THAN 15 DAYS AFTER …
A HANDING FEE OF USD85.00 WILL BE DEDUCTED FROM THE PROCEEDS OF EACH PRESENTATION OF DISCREPANT DOCUMENTS WHICH MUST BE REFERRED TO THE APPLICANT. NOTWITHSTANDING ANY INTRUCTIONS TO THE CONTARY, THIS FEE WILL BE FOR THE ACCOUNT OF THE BENEFICIARY.
2 ORIGINALS AND 3 COPIES COMMERCIAL INVOICE CONFIRMING GOODS IN ACCORDANCE WITH PROFORMA INVOICE NUMBER CUS-03-MAX
商业发票正本2份，副本3份，证实货物与第CUS-03-MAX号形式发票的货物相符。
这里的凭保付款/议付，是指付款行/议付行对发现不符点的单据，有保留（凭受益人的 担保）支付/议付单据，如果开证行拒绝接受单据，付款行/议付行得以向受益人追索已 支付/议付的款项。 议付或付款，是开证行授予被指定银行的责任。被指定银行在该授权范围内向受益人议付 或付款，有权得到开证行的偿付。但根据罪由法定的原理，法不禁止的，即为可行。 为了明确在授权范围内的禁止事项，开证行可以在授权中专列条款。其应用的前提并非 是付款或拒付，而是发生欺诈的可能。根据UCP的惯例规定，被指定银行通过叙做议付 或付款，成为善意第三人，其求偿权不受欺诈的影响。但根据该条款规定，被指定银行 如果对带有不符点的单据凭担保做了议付或付款，则丧失了向开证行求偿的权利。所以， 该条款的目的在于防范欺诈风险。