保险基术语中英对照【A 】Abandonment 见"委付" / Actual Total Loss 见"实际全损" / All Risks 见"一切险"Annuities Insurance 见"年金保险" / Applicant 见"投保人" / Application 见"投保单" Automatic Premium Loan 见"自动垫交保险费贷款" / Approved 见"承保"安装工程一切险（Erection All Risks Insurance）【B 】Beneficiary 见"受益人" / Binder, Binding Slip 见"暂保单" / 保险（Insurance）保险法（Law of Insurance）/ 保险基金(Insurance Fond）/ 保险公司（Insurance Company）保险保障基金(Insurance Protection Fond）/ 保险合同（Insurance Contract）/ 保险单（Policy）保险凭证（Insurance Certificate）/ 保险条款（Insurance Clauses）/ 保险标的（Insurance Subject）保险金额（Insured Amount）/ 保险价值（Insured Value）/ 保险期限（Insurance Period）保险费（Insurance Premium）/ 保险费率（Premium Rate）/ 保险人（Insurer）保险代理人（Insurance Agent）/ 保险经纪人（Insurance Broker）/ 被保险人（（Insured）保险公估人（Insurance Assessor）/ 补偿原则（Principle of Compensation）不定值保险（Unvalued Insurance）【C 】Cash Loss 见"现金赔款" / Cash Value 见"现金价值" / Co-insurance 见"共同保险" Constructive Total Loss 见"推定全损" / 纯粹危险（Pure Risk）/ 偿付能力（Solvency）重复保险（Multiple Insurance）/ 重置价值保险（Reinstatement Value Insurance））承保（Approved，To Cover）/ 财产保险（Property Insurance）产品质量保证保险（Product Quality Bond Insurance）产品责任保险（Product Liability Insurance）【D 】Dividend System 见"红利制度" / Dual Valuation Clause 见"双重价值条款"大数法则（Law of Large Numbers）/ 代位求偿权（Subrogation Right）定值保险（Valued Insurance）/ 第一损失保险（First Loss Insurance）盗窃保险（theft insurance）/ 定期寿险（Term Insurance）定期生存保险（Pure Endowments）【E 】Endowment Assurance 见"生死两全保险" / Endorsement 见"批单"Extraneous Risks 见"附加险" / Erection All Risks Insurance 见"安装工程一切险"Excess of Loss Ratio Reinsurance 见"超率赔款再保险" / Extra Charges 见"额外费用"Excess of Loss Reinsurance 见"超额赔款再保险"【F 】Facultative Reinsurance 见"临时再保险" / Fidelity Bond 见"忠诚保证保险"Fire Insurance 见"火灾保险" / First Loss Insurance 见"第一损失保险"Free from Particular Average 见"平安险" / Freight Insurance 见"运费保险"飞机保险（Aircraft insurance）/ 复效（Reinstate）【G 】Grace Period 见"宽限期" / Group Life Accident Insurance 见"团体人身意外伤害保险"Group Life Insurance 见"团体人身保险" / 过失责任（fault liability）公众责任保险（Public Liability Insurance）【H 】Hazard 见"危险因素" / Health Insurance 见"疾病保险" / Hull Insurance 见"船舶保险"）【I 】Increased Value Clause见“增值条款” / Increased Value Insurance见“增值保险”Inherent Vice见“内在缺陷” / Insurance Amount见“保险金额” / Insured见“被保险人”Insurance Certificate见“保险凭证” / Insurance Clauses见“保险条款”Insurance Fund见“保险基金” / Insurance Period见“保险期限”【J 】Joint Life Insurance见“联合人寿保险” / 近因（Proximate Cause）/ 救助费用（Salvage Charge）家庭财产保险（Property Insurance for Home）【L 】利润损失险（Profit Loss Insurance）/劳工保险和雇主责任保险（Workers Compensation and Employer Liability Insurance）【M 】Marine Insurance见“海上保险” / Multiple Insurance见“重复保险”【N 】Natural Premium见“自然纯保费”【O 】Outstanding Loss Reserve见“未决赔款准备金”【P 】Peril见“危险事故” / Personal Pension Annuities见“退休年金保险” / Pure Risk见“纯粹危险”Personal Insurance见“人身保险” / 平均余命（Life Expectancy）Property Insurance for Enterprise见“企业财产保险”Property Insurance for Home见“家庭财产保险”Protection and Indemnity Insurance见“保障与赔偿责任保险”Pure Endowments见“定期生存保险” / 平安险（Free from Particular Average）【R 】Reinstatement Value Insurance见“重置价值保险” / Reinsurance见“再保险”Risk Management见“危险管理” / Risk Unit见“危险单位” / 人寿保险（Life Insurance）人身意外伤害保险（Life Accident Insurance）/ 人寿保险精算师（Life Insurance Actuary）人寿保险责任准备金（Life Insurance Reserve）【S 】双重价值条款(Dual Valuation Clause) / 损失率（Loss Ratio）/ 索赔（Claim）施救费用（Sue and Labor Expenses）/ 生死两全保险（Endowment Assurance）生命表（Life Table）【T 】Term Insurance见“定期寿险” /退保（To Cancel）/ 投保单（Application）投保人（Applicant）/ 退休年金保险（Personal Pension Annuities）团体人身保险（Group Life Insurance）/团体人身意外伤害保险（Group Life Accident Insurance）【U 】Unearned Premium Reserve见“未到期责任准备金” / Unvalued Insurance见“不定值保险”Utmost Good Faith见“最大诚信”【V 】Valued Insurance见“定值保险”【W 】Waiver and Estelle见“弃权与禁止反言” / Whole Life Insurance见“终身寿险”【X 】信用保险(Credit Insurance) / 现金价值（Cash Value）/ 现金赔款（Cash Loss）【Y 】一切险（all risks)【Z 】增值条款(increased value clause) / 增值保险(Increased Value Insurance) / 主险(main risks)自然纯保费（Natural Premium）/ 自动垫交保险费贷款（Automatic Premium Loan）自杀条款（Suicide Clauses）保险专业词汇insure保险；投保；保证；/ insurance保险；保险费；保险金额；insurance company 保险公司；/ underwriters 保险商（指专保水险的保险商）保险承运人；insurer 保险人；/ insurance broker 保险经纪人；/ insurance underwriter 保险承保人；insurance applicant 投保人；/ insurant, the insured 被保险人，受保人；to cover (effect, arrange, take out) insurance 投保；/ insurance business 保险企业；insurance coverage; risks covered 保险范围/ insurance slip投保单；insured amount 保险金额；/ insurance against risk保险；/ insurance clause保险条款；insurance instruction 投保通知；/ insurance conditions 保险条件 / risk 险别；PICC (People’s Insurance Company of China) 中国人民保险公司；risk insured, risk covered 承保险项；/ to provide the insurance 为...提供保险；leaflet 说明书；/ fine print 细则；/ insurance expense保险费；/ premium rate保险费率；premium保险费；/ insurance rate 保险费率表；/ insurance proceeds 保险金（保险收入）；insurance free of (from) particular average (FPA) 平安险（单独海损不赔）；insurance with particular average (WPA), basic risks, insurance against all risks 综合险，应保一切险；/ risk of breakage破碎险；/ risk of clashing 碰损险；/ risk of rust 生锈险；risk of hook damage钩损险；/ risk of contamination (tainting) 污染险；insurance against total loss only (TLO) 全损险；/ risk of deterioration变质险；risk of packing breakage包装破裂险；/ risk of inherent vice内在缺陷险；risk of normal loss (natural loss) 途耗或自然损耗险；/ insurance against war risk战争险；risk of spontaneous combustion自然险；/ risk of contingent import duty 进口关税险；Air Transportation Cargo War Risk航空运输战争险；/ All Risks 一切险；Overland Transportation Insurance War Risk 陆上运输战争险；/ average 海损；insurance against strike, riot and civil commotion (SRCC) 罢工，暴动，民变险；insurance against extraneous risks, insurance against additional risks 附加险；risk of theft, pilferage and non-delivery (TRND) 盗窃提货不着险；/ Marine Losses 海损；risk of fresh and/of rain water damage(wetting) 淡水雨淋险；/ risk of leakage渗漏险；risk of shortage in weight/quantity 短量险；/ risk of sweating and/or heating 受潮受热险；risk of bad odour(change of flavour) 恶味险，变味险；/ risk of mould发霉险；on deck risk 舱面险；/ ocean marine cargo insurance clauses 海洋运输货物保险条款；transportation insurance运输保险；/ parcel post insurance 邮包运输保险；overland transportation insurance, land transit insurance 陆上运输保险；insurance against air risk, air transportation insurance 航空运输保险；ocean marine cargo insurance, marine insurance 水险（海运货物保险）；Particular Average (P.A) 单独海损；/ General Average (G.A) 共同海损；；partial loss部分损失；/ total loss 全部损失；/ health insurance疾病保险，健康保险；sickness insurance 疾病保险；/ insurance for medical care医疗保险；"major medical" insurance policy 巨额医药费保险；/ life insurance人寿保险；insurance during a period of illness 疾病保险；/ endowment insurance养老保险；insurance on last survivor 长寿保险；/ to purchase health insurance购买健康保险；to have a health insurance policy 购买健康保险；/ policy-holder保险客户；extra premium额外保险费；/ additional premium 附加保险费；/insurance law 保险法；insurance act 保险条例；/ insurance industry保险业；/ insurance division 保险部；insurance treaty 保险合同；/ cover note保险证明书；/ guarantee of insurance 保险担保书；premium rebate 保险费回扣；/ insurance claim保险索赔；/ reinsurance 分保（再保险）；ceding, retrocession (for reinsurance) 分保；/ ceding (insurance) company 分保公司co-insurance company 共同保险公司；/ insurance document 保险单据；certificate of insurance 保险凭证；/ increasing coverage, extending coverage 加保；renewing coverage 续保；/ insurance commission保险佣金；/ social insurance社会保险；personal property insurance个人财产保险；/ insurance of contents家庭财产保险；保险基本概念词典保证保险:保证保险是在被保证人的作为或不作为致使被保险人（权利人）遭受经济损失时，由保险人来承担经济赔偿责任的保险。