2.2.3实验素材一、汇款申请书2003年3月8日，CHINA NAT.METALS&MINERALS I/E CORP.向中国农业银行广州⑴汇款方式电汇（T/T）⑵汇款人公司名称CHINA NAT.METALS&MINERALS I/E CORP.⑶收款人公司名称、地址United Trading Company,Hong Kong⑷汇款金额HKD20,000.00⑸款项用途COMM.UNDER S/C NO.CT0011-01⑹银行费用由哪方支付?国外银行的一切费用由收款人负担⑺汇款当日港币现钞价为105.53/91，港币现汇价为109.46/87，汇款人应提交多少港币现钞给银行？20,000.00*1.0987/1.0553＝20822.51⑻银行在哪些情况下可免责？有关电汇汇款的一切电文，银行可用显白言语、暗码或密码发出，对于代理行或同业之一切错误、疏忽或过失，本行概不负责；倘因下列情况而引致之任何损失，包括：款项交付或通知延误，书函、电报或其他文件在寄发或传送途中遗失、残缺、错误、遗漏、中断或延误，代理行或同业之行为，战争，检查，封锁，叛变或骚乱，本地或外国政府或其他行政机构所实施之一切法律、规令、条例、管制及其他难以控制之事故，或由于收到时误解，银行概不负责；如汇款系代汇款人寄出，银行不负邮误之责。
⑼在我国现行外汇管理规定下，汇款人办理汇款业务时应注意哪些事项？填写申请书、准备好合同、发票、进口报关单、运输单据、保险单据等二、电汇中的汇款电文（一）汇出行与汇入行根据电汇中所给汇出汇款和汇入汇款电文，将汇款业务指示内容填列出来。
1、电文一：汇出汇款FM:HONGKONG AND SHANGHAI BANKING CORPORATION LTD.HONG KONG TO:THE AGRICULTURAL BANK OF CHINA GUANGZHOUDATE:8TH JUNETEST2876A OUR REF TT200498PLS PAY HKD34000.VALUE8JUNE TO ACCOUNT NO.764583934-128FA VOUR PRECISION PHOTO EQUIPMENT LTD.JINXING BUILDING22GUANGZHOU MESSAGE COMM.UNDER S/C NO.87364ORDER COVER WE HAVE CREDITED YOUR ACCOUNT WITH US.2、电文二：汇入汇款…PCBCCNBJ…BOFAUS3NMT100CUSTOMER TRANSFERTRANS.REF:20:180TT09266VAL/CUR/AMOUNT:32A:990712USD31,681.00ORDERING CUSTOMER:50:United Prosperity Enterprise,Inc,Tortol;British Virgin Islands ORDERING BANK:52:Midland Bank Ltd.,LondonACCOUNT WITH:57A:BK OF CHINABENEFICIARY:59:Huayu Engine Manufacturing Co.Ltd.DETAILS OF PMT:70:Contract GH680-23DETAILS OF CHARGES:71A:BENBANK TO BANK INF:72:REIBURSE WITH BK OF NKY NY3、电文三：汇入汇款FM:BANK OF AMERICA,NEW YORKTO:INDUSTRIAL AND COMMERCIAL BANK OF CHINA，GUANGDONG BRANCHDATE:14TH,OCTTEST87593OUR REF TT10908-04PLS PAY USD38000.VALUE14,OCT.TO GUANGDONG CEREALS OIL N FOODSTUFFS I/E GROUP CORP.VIA A/C NO.310910079BEING PROCEEDS UNDER S/C NO.CT89768ORDER WIN FOOD CO.LTD.COVER CREDITED YOUR H.O.ACCOUNT电文审核内容电文一电文二电文三⑴汇出行HONGKONG ANDSHANGHAIBANKINGCORPORATIONLTD.HONGKONG Midland BankLtd.,LondonBANK OFAMERICA,NEW YORK⑵汇入行THEAGRICULTURALBANK OF CHINAGUANGZHOU PCBCCNBJINDUSTRIALANDCOMMERCIALBANK OFCHINA，GUANGDONGBRANCH⑶发电日期8TH JUNE99071214TH,OCT⑷密押、汇款编号TEST2876A OURREF TT200498180TT09266TEST87593OURREF TT10908-04⑸汇款金额、起息时间HKD34000,VALUE8JUNEUSD31,681.00USD38000.VALUE14,OCT.⑹收款人PRECISIONPHOTOEQUIPMENT LTD.JINXINGBUILDING22GUANGZHOU Huayu EngineManufacturingCo.Ltd.GUANGDONGCEREALS OILNFOODSTUFFSI/E GROUPCORP.⑺附言COMM.UNDERS/C NO.87364ContractGH680-23BEING PROCEEDS UNDER S/C NO.CT89768⑻汇款人HONGKONG ANDSHANGHAIBANKINGCORPORATIONLTD.HONGKONG UnitedProsperityEnterprise,Inc,Tortol;BritishVirginWIN FOOD CO.LTD.Islands⑼头寸划拨WE HAVECREDITED YOURACCOUNT WITHUS.REIBURSE WITHBK OF NKY NYCREDITED YOURH.O.ACCOUNT（二）中国农业银行广州市分行接受CHINA NAT.METALS&MINERALS I/E CORP.的汇款申请，于2003年3月8日发送汇款电文。
其中，汇入行是PO SANG BANK LTD.,HONG KONG，汇出行在汇入行开立有港币存款账户，费用由受益人承担。
（承接题一、）FM:Agricultural Bank of China,GuangzhouTO:PO SANG BANK LTD.,HONG KONGDATE8th,Mar.,2003TEST:_________________OUR REF NO._TT96785________________NO ANY CHARGES FOR USPAY HKD20,000.00VALUE8th,M ar.TO United Trading Company Hong KongFOR CREDITING ACCOUNT NO.0709166060322-8MESSAGE COMM.UNDER S/C NO.CT0011-01ORDER CHINA NAT.METALS&MINERALS I/E CORP.COVER Please debit our account with you.（三）中国农业银行广州市分行采用SWIFTM/T100汇款格式，将电报内容输入电脑发送至汇入行PO SANG BANK LTD.,HONG KONG。
TO:PO SANG BANK LTD.,HONG KONGFM:Agricultural Bank of China,GuangzhouMT100CUSTOMER TRANSFER:20TRANS.REF NO.:_________TT96785__________________:32A VAL/CUR/AMOUNT:20030308HKD20,000.00:50ORDERING CUSTOMER:CHINA NAT.METALS&MINERALS I/E CORP:52A ORDERING BANK:Agricultural Bank of China,Guangzhou:53A SENDER’S CORRESPONDENT:_Agricultural Bank of China,Guangzhou:54A RECEIVER’S CORRESPONDENT:__PO SANG BANK LTD.,HONG KONG:56INTERMEDIARY BANK:___________________________________:57A ACCOUNT WITH BANK:PO SANG BANK LTD.,HONG KONG:59BENEFICIARY:United Trading Company Hong Kong:70DETAILS OF PAYMENT:COMM.UNDER S/C NO.CT0011-01:71A DETAILS OF CHARGES:Ben.:72BANK TO BANK INFORMATION:Please debit our account with you.三、信汇中的委托书和支付授权书（一）汇出行Industrial and Commercial Bank of China,Shangdong根据业务内容，填写支付授权书。
①Date:15th Sept.,2002；②Paying Bank:Hongkong and Shanghai Banking Corp.Ltd., Hong Kong;③Ref No.MT28376;④Amount:HKD30,000.00；⑤Cover:Please debit our A/C with you；⑥Message:Commission under S/C NO.FB9768；⑦Payee:Win Food Company,Ltd., Hong Kong；⑧Remitter:Shangdong Cereals Oil&Foodstuffs I&E Group Corp.（二）1999年3月18日，中国银行广州分行收到中国银行香港分行信汇委托书，中国银行广州分行按信汇委托书所示内容对其进行审核。
敬⑴汇出行BANKOFCHINA,HONGKONG⑵汇入行BANKOFCHINA,GUANGZHOU⑶收款人Ruiqi Garment Co.Ltd.,Guangzhou⑷汇款人Universal Garment Imp.&Exp.Co.,Hong Kong⑸汇款货币及金额HKD200,000.⑹款项用途Being Proceeds under S/C No.99CC03026⑺汇款头寸划拨指示we have credited your account with us.四、票汇中的银行即期汇票中国银行纽约分行于2002年6月1日收到Wiletecc Co.,Ltd.,Hong Kong提交的汇票，按所给问题对汇票进行审核和处理。