1、节制。

食不可饱，饮不可醉
1. T emperance: Eat not to dullness and drink not to elevation.
2、少言。

言必有益，避免闲聊
2. Silence: Speak not but what may benefit others or yourself. Avoid trifling conversation.
3、秩序。

物归其所，事定期限
3. Order: Let all your things have their places. Let each part of your business have its time.
4、决心。

当做必做，持之以恒
4. Resolution: Resolve to perform what you ought. Perform without fail what you resolve.
5、节俭。

当花费才花费，不可浪费
5. Frugality: Make no expense but to do good to others or yourself: i.e. Waste nothing.
6、勤勉。

珍惜光阴，做有用的事
6. Industry: Lose no time. Be always employed in something useful. Cut off all unnecessary actions.
7、坦诚。

真诚待人，言行一致
7. Sincerity: Use no hurtful deceit. Think innocently and justly; and, if you speak, speak accordingly.
8、公正。

害人之事不可做，利人之事多履行
8. Justice: Wrong none, by doing injuries or omitting the benefits that are your duty.
9、中庸。

不走极端，容忍为上
9. Moderation: Avoid extremes. Forebear resenting injuries so much as you think they deserve.
10、整洁。

衣着整洁，居室干净
10. Cleanliness: Tolerate no uncleanness in body, clothes or habitation.
11、镇定。

临危不乱，处乱不惊
11. Chastity: Rarely use venery but for health or offspring; Never to dullness, weakness, or the injury of your own or another's peace or reputation.
12、节欲。

少行房事，爱惜身体，延年益智
12. Tranquility: Be not disturbed at trifles, or at accidents common or unavoidable.
13、谦逊。

以耶稣、苏格拉底为范
13. Humility: Imitate Jesus and Socrates.。